Debt Help Articles

Washington Garnishment

Washington Garnishment | The state collection laws on Washington allow a judgment-creditor to garnish your wage. The most that can be taken from your pay is...

Debt Discharge

Debt Discharge information from Bills.com

Garnish Military Pension

VA benefits and military pensions are not subject to execution, levy, attachment, garnishment, or other legal process. However, there are exceptions for child s

How Do I Reduce My Debts?

How do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...

Divorce and Debt

It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t

Bad Debt

If you have Bad Debt problems, let Bills.com help you save.

CreditGuard of America - Credit Guard Advice and Consumer Debt Solutions

See what Bills.com has been asked in the past about Credit Guard of America and Consumer Debt Solutions.

Buried In Debt

Find yourself buried in debt? Bills.com has the tips and resources to get debt free.

Small Business Debt

Do you have a lot of debt acrued through you closed small business? See what options may be right for you. Bills.com is your one stop resource for saving mone

Debt Management Questions

Get answers to common debt management questions. Bills.com, your personal finance resource center.

Freeze Account

It is not possible for a third party, such as an ex-spouse to effectuate an account freeze. You may be thinking of what is called a levy or garnishment.

Credit CARD Act of 2009 Interest

The Credit Card Accountability Responsibility and Disclosure Act of 2009 is an amendment to the Truth in Lending Act. It limits the amount your rate can changeâ

Right of Redemption

Right of redemption allows former owners who have had a vehicle repossessed or home foreclosed upon to reclaim the property.

Revolving Debt

Learn about the difference between simple interest and the interested calculated for revolving debt.

Garnishment Applied to Wrong Account

What to do if a wage garnishment for a student loan is applied to the wrong account. First, contact the collection agent. Next, consult with a...

Remove Cosigner on a Loan

I bought a motorcycle. Now, a year later, the finance company won't honor a clause the dealer wrote into the loan. What can I do?

Will a Cease-and-Desist Letter Work With Payday Loan Companies?

I have sent cease and desist letters to three payday loan companies. What will they do now and what should be my next step?

Domesticate a Judgment

When a creditor domesticates a State A judgment in State B, it is possible that it will garnish the debtor's wages, levy the debtor's bank accounts, or place a

Vehicle Repossession and Summons

I can't afford payments on a repossessed vehicle I co-signed a loan on. The company is now issuing a summons. How can I deal with this?

Reverse Mortgage Garnishment

Can proceeds from a reverse mortgage be garnished, such as to pay off a debt? The answer is unclear.

$60K in Debt

I have a small trucking company and have acquired $60,000 in credit card debt.Is there a loan I can get now to minimize the interest rates without hurting my cr

Deficiency Balance on Car Repossession

My car was repossessed and now I owe $9,600 in a deficiency balance I can't afford. Is bankruptcy an option?

Borrower Liability after Vehicle Repossession

Borrower Liability after Vehicle Repossession | Because deficiency balances on automobile loans can cause a significant financial hardship and have a strong...

Pensions and Credit Card Debt

The laws covering what funds are protected against the collection actions of creditors vary from state to state, learn more at Bills.com

Will the TARP Help me with 100K in Debt?

There is nothing currently in the Troubled Assets Relief Program (TARP) to directly assist consumers with rent payments.

Can't Pay Debts

Sometimes filing for bankruptcy may be your only option to deal with debts you can't pay, read more at Bills.com

Garnished Without Notice

I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c

Tips When Your Spouse has Debt

Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both

Wage Garnishment on Account of a Repossession Balance

Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com

Balance on Voluntary Repossession

Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.

Liable For Deceased Spouse's Debts?

You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...

Charge Off

A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.

What Are My Debt Resolution Options

The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.

Liable for My Deceased Wife's Debts?

When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease

Credit Card Complaints - CFPB

Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...

Estimate credit card payments

Monthly payment on your credit card would depend on your interest rates, repayment period and any fees that are charged on your card. Get more money saving tip

Full Payment After a Repossession

See what can happen after a vehicle is repossessed. Read more about payments after repossession at Bills.com

Judgment on a Business Debt

Debts that you are a guarantor for, may not be reflected on your credit report. Read more to learn about the effects of a judgment on a business debt.

New York Garnishment

A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.

Old Credit Card Debt That's been Sold

See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa

Liability For Ex-Husband's Mortgage

Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....

Cancellation of Debt Income

Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...

Co-Signed Lease With Friend Who Broke Lease

I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?

Motorcycle Repossession

Read about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com

Foreclosure and Divorce

A divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com

Debt Consolidation Loan Vs. Debt Settlement

Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com

Debt Divorce

Debt Divorce | Sort out your debt problems before a divorce. If you are stuck with debt, then learn your debt relief options to solve your post-divorce...

Debt Validation & Mann Bracken debt

Mann Bracken Debt and Validation | Most consumer debt contracts give the original and subsequent creditors the right to assign the debt. Without validation...

Divorce and Debt Trouble

Have your debts piled on because of a divorce? read more about divorce and debt trouble at Bills.com

Chapter 13 Cost

Get more information on the real costs involved in filing Chapter 13 Bankruptcy. Bills.com, Find. Learn. Save.