Mortgage Rates | Clouds in the sky

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    • 10 - year Fixed
      $2,679/mo
      LoanDepot
      3.127%
      APR
      2.875%
      RATE
    • 10 - year Fixed
      $2,692/mo
      First Internet Bank
      3.276%
      APR
      3.000%
      RATE
    • 10 - year Fixed
      $2,748/mo
      Quicken Loans
      3.884%
      APR
      3.500%
      RATE
    • 5 - year ARM
      $1,355/mo
      LoanDepot
      3.182%
      APR
      2.750%
      RATE
    • 7 - year ARM
      $1,387/mo
      LoanDepot
      3.228%
      APR
      3.000%
      RATE
    • 15 - year Fixed
      $2,047/mo
      LoanDepot
      3.305%
      APR
      3.125%
      RATE
    • 7 - year ARM
      $1,403/mo
      First Internet Bank
      3.329%
      APR
      3.125%
      RATE
    • 15 - year Fixed
      $2,047/mo
      First Internet Bank
      3.329%
      APR
      3.125%
      RATE
    • 10 - year ARM
      $1,453/mo
      First Internet Bank
      3.540%
      APR
      3.500%
      RATE
    • 15 - year Fixed
      $2,095/mo
      LoanDepot
      3.770%
      APR
      2.750%
      RATE
    • 15 - year Fixed
      $2,105/mo
      Quicken Loans
      3.913%
      APR
      3.625%
      RATE
    • 20 - year Fixed
      $1,798/mo
      LoanDepot
      3.930%
      APR
      3.750%
      RATE
    • 7 - year ARM
      $1,519/mo
      Quicken Loans
      3.990%
      APR
      3.990%
      RATE
    • 30 - year Fixed
      $1,521/mo
      LoanDepot
      4.132%
      APR
      4.000%
      RATE
    • 30 - year Fixed
      $1,521/mo
      First Internet Bank
      4.168%
      APR
      4.000%
      RATE
    • 15 - year Fixed
      $2,153/mo
      First Internet Bank
      4.222%
      APR
      3.250%
      RATE
    • 20 - year Fixed
      $1,845/mo
      First Internet Bank
      4.341%
      APR
      4.125%
      RATE
    • 15 - year Fixed
      $2,153/mo
      Quicken Loans
      4.342%
      APR
      3.250%
      RATE
    • 20 - year Fixed
      $1,845/mo
      Quicken Loans
      4.377%
      APR
      4.125%
      RATE
    • 30 - year Fixed
      $1,591/mo
      Quicken Loans
      4.668%
      APR
      4.500%
      RATE
    • 30 - year Fixed
      $1,717/mo
      LoanDepot
      4.736%
      APR
      3.500%
      RATE
    • 30 - year Fixed
      $1,751/mo
      First Internet Bank
      5.070%
      APR
      3.750%
      RATE
    • 30 - year Fixed
      $1,768/mo
      Quicken Loans
      5.207%
      APR
      3.875%
      RATE

    20 Comments

    Recent Best
    1500 characters remaining
    • BS
      Aug, 2014
      Brad
      These rates are very helpful. I would recommend locking in long duration (30 year fixed rates) loans if you plan to live in your home for an extended period of time.
      Votes

    • GM
      May, 2013
      Grant
      Are rates rising, and should I lock in a rate in the current low mortgage rate environment?
      2 Votes

      • BA
        May, 2013
        Bill
        Mortgage rates constantly fluctuate. I recommend shopping around for a mortgage that fits your budget and has the right mix of interest rate and fees. Locking your rate is a great idea if you know the time frame that you will close the loan. Most loan offers have a 30-day lock period. If you pass the time of the lock, you may need to pay additional fees.
        3 Votes

    • NR
      Sep, 2012
      Natalia
      Cars and houses are quite expensive and not everybody is able to buy it. However, loans are created to support different people in such kind of situations.
      1 Votes

    • MC
      Jan, 2012
      Mark
      Are mortgage rates on HARP loans higher than on conventional loans? What about the fees? Thanks!
      0 Votes

      • BA
        Jan, 2012
        Bill
        Mortgage rates and fees for HARP loans, will be similar to rates on other conventional loans. However, due to the fact that HARP loans are offered by fewer lenders, you can expect a premium on the price. Many people are restricted to going to their original lender/servicer, due to a high DTI. If that is the case the room for negotiating is low. I recommend that you shop around for the best rate. The automated underwriting systems for new lenders will be available in March 2012.
        2 Votes

    • KH
      Nov, 2011
      kelly
      I went through a divorce in 2005 and found out that my name was not on anything we were paying on. So even though we owned 2 homes and paid on time always, my FICO credit score right now is 530. I know this is really bad. I am in the position now to be able to put at least $20,000 down on a home listed at $87900. Do you think anyone will give me a loan with this awful credit score. I do have a steady income and very low bills. No credit cards or other debt. only utilities and rent right now. Even with my down payment is it going to be implossible to find someone to approve me for a mortgage loan?
      0 Votes

      • BA
        Nov, 2011
        Bill
        I doubt you will qualify for a reasonable loan when you have, essentially, no credit history. Focus your energy on building your credit history.
        0 Votes

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