Bill Answers Your Questions About Debt Relief

Find Answers to Readers' Questions About Debt Settlement, Credit Counseling, and Other Strategies.

Bills.com gets thousands of questions from readers on all of their debt relief questions, including everything from how to consolidate debt to what is the best debt solution.  Read the top Ask Bill questions and answers below to find your own debt solutions, all free from Bills.com.

Repay Gambling Debt

Can I Be Charged With a Crime If I Don't Pay a Casino Marker?

Debt Consolidation Loan Fees- Part of the Picture

Are There Any Fees Charged on a Debt Consolidation Loan?

Get It In Writing

A Negotiator Who Refuses to Put A Spoken Settlement Agreement In Writing Is Planning to Break Their Promise

Debt Verification

What can I do if a collection agent does not verify/validate a debt?

Colorado Lien For Credit Card Debt

Can My Spouse's Credit Card Issuer Place a Lien on Property We Own Jointly?

Debt Consolidation & Mobile Home

Can I take out a debt consolidation loan on my mobile home?

Three-State Statute of Limitations Conflict

I signed a contract in Missouri with an Arizona company. I now reside in Oklahoma. Which state's statute of limitations rules apply?

Get Out of Debt Free

Free Tips to Get Out of Debt and What Strategies to Avoid!

Credit Card Consolidation Reviews of Top Providers

How Do I Find Reviews of Credit Card Consolidation Companies?

Find Reputable Debt Consolidation Companies

Can You Help Me Find a Debt Consolidation Star?

Help Me Find Bill Consolidation Programs

Can You Help Me Find the Right Bill Consolidation Program?

Search For Debt Reduction Services

What can you tell me about debt reduction services?

Consumer Credit Counseling Services

I have high interest rate credit cards, am underwater on my home, and are paying on student loans. I am only making minimum payments. I am stressed out. What should I do?

Paying Medical Bill

Will my paying part of my sister's medical bills obligate me to pay all of them?

Student Loan and Credit Card Debt Relief

How can I solve my student loan and credit card debt problems?

unsecured line of credit and pay for delete

How can I improve my credit report if I default on an unsecured line of credit?

Kaiser Permanente Medical Bills Financial Assistance

I do not understand my bills from Kaiser Permanente. What can I do?

Personal debts and Personal loans

How can I deal with many types of personal loans and personal debt?

Debt Settlement Company

How do I find the right debt settlement company? Can you guide me to a solution?

Citi Debt Consolidation | READ THESE FACTS!

My Credit Card Debt is Out of Control. Citi is My Largest Creditor. Is There a Citi Debt Consolidation Program That Can Help Me?

Chase Debt Consolidation | READ THESE FACTS!

I am Drowning in Credit Card Debt. Chase is My Largest Creditor. Is there a good Chase Debt Consolidation Program?

Bank of America Debt Consolidation | READ THESE FACTS!

My Biggest Debt is With Bank of America. What is My Best Bank of America Debt Consolidation Option?

Debt Coach vs. Your Provider

If a debt resolution provider I am considering quotes me a significantly higher cost than Debt Coach am I being ripped off?

Rollover into IRA

How can I rollover $60,000 in profit sharing into an IRA?

Co-Signer Rights

What rights to the property does the co signer have?

Minimum Payments and Credit Card Refinance

The Minimum Payment Calculator Helps You Make Good Choices on Paying Credit Card Debt.

Phone Payment for Debt

Should I Allow a Collection Agent to Access My Bank Account Before Signing a Contract?

Default on Payment Agreement and Settle Debts

Should I break an agreement with one creditor to settle my account with another creditor?

Divorce and Underwater Home

How does my ex's Chapter 13 affect my home, if she is still on title to the property?

Debt Reduction Scam?

Are the debt reduction ads on TV that promise to consolidate debt scams?

Investment Property Mortgage

I want to get my ex's name off the mortgage to my investment property, but I have bad credit. What do I do?

Debt Help Center USA and Debt Relief USA

What can you tell me about Debt Help Center USA and Debt Relief USA?

Barred Debt

If I speak on the phone to a collection agent about a debt, have I waived my state's statute of limitations on the debt?

Profit Sharing Plan Rollover

Should I cash-out my profit-sharing plan or roll it over into an IRA?

California Clerk Judgment

What is the difference between a clerk judgment and a court judgment?

Lower Payment

I am about to fall behind on my bills, what do I do? Is there a way to lower my payment

Debt Settlement Help

My aunt has $30,000 in a debt settlement plan. She dropped out after 6 months and did not get a 100% refund. What can she do?

Unsecured Debt

I cannot afford the payment on my unsecured debt. What are my legal rights?

Credit Card Balance

Who much can a collection agent demand from me on a credit card account?

Cambridge Credit Counseling | Company Review & How They Work

My credit counseling service named Cambridge Credit Counseling receives money directly from the credit card companies. Can they work effectively for me or are they a scam?

Credit Card Assignment

Can my credit card issuer assign my delinquent account to a collection agent if I don't want it to?

Reaffirmation

Following a bankruptcy, should I reaffirm my mortgage?

Debt Management Plan vs. Auto Loan

Is it smarter to pay-off my auto loan or contribute money to my debt management plan.

Debt After Death

Is a widow(er) responsible for the deceased spouse's credit card debt if the widow(er) was an authorized user?

Equifax Debt Wise

Is the Equifax Debt Wise program a good product?

Utah Collection Laws

What are the common guidelines for outstanding debt in Utah?

Unable to pay minimum credit card payments

Take Every Step Possible To Protect Your Credit Score

New York Spousal Liability for Debt

If my spouse defaults on credit card debt, will it hurt my credit rating?

Walmart Credit Card Available Balance

Find out your available credit on your Walmart card

Chapter 13 and Short Sale

I want to cancel my Chapter 13 bankruptcy and pursue a short sale. Smart idea?

 

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