Find Answers to Readers' Questions About Debt Settlement, Credit Counseling, and Other Strategies.
Bills.com gets thousands of questions from readers on all of their debt relief questions, including everything from how to consolidate debt to what is the best debt solution. Read the top Ask Bill questions and answers below to find your own debt solutions, all free from Bills.com.
How can I solve my student loan and credit card debt problems?
How can I improve my credit report if I default on an unsecured line of credit?
I do not understand my bills from Kaiser Permanente. What can I do?
How can I deal with many types of personal loans and personal debt?
How do I find the right debt settlement company? Can you guide me to a solution?
My Credit Card Debt is Out of Control. Citi is My Largest Creditor. Is There a Citi Debt Consolidation Program That Can Help Me?
I am Drowning in Credit Card Debt. Chase is My Largest Creditor. Is there a good Chase Debt Consolidation Program?
My Biggest Debt is With Bank of America. What is My Best Bank of America Debt Consolidation Option?
If a debt resolution provider I am considering quotes me a significantly higher cost than Debt Coach am I being ripped off?
What can I do about a law firm suing me over a credit card debt that is beyond the statute of limitations?
The Minimum Payment Calculator Helps You Make Good Choices on Paying Credit Card Debt.
Should I Allow a Collection Agent to Access My Bank Account Before Signing a Contract?
Should I break an agreement with one creditor to settle my account with another creditor?
How does my ex's Chapter 13 affect my home, if she is still on title to the property?
I want to get my ex's name off the mortgage to my investment property, but I have bad credit. What do I do?
What can you tell me about Debt Help Center USA and Debt Relief USA?
If I speak on the phone to a collection agent about a debt, have I waived my state's statute of limitations on the debt?
Does each debt relief program require me to include all the credit card accounts that I have in the program?
I am about to fall behind on my bills, what do I do? Is there a way to lower my payment
My aunt has $30,000 in a debt settlement plan. She dropped out after 6 months and did not get a 100% refund. What can she do?
My credit counseling service named Cambridge Credit Counseling receives money directly from the credit card companies. Can they work effectively for me or are they a scam?
Can my credit card issuer assign my delinquent account to a collection agent if I don't want it to?
Is it smarter to pay-off my auto loan or contribute money to my debt management plan.
If I default on a private student loan, can the creditor get a wage garnishment on my spouse? I live in California.
Is a widow(er) responsible for the deceased spouse's credit card debt if the widow(er) was an authorized user?
My disabled sister has $10,000 in credit card debt she cannot afford. What are her options?
If my spouse defaults on credit card debt, will it hurt my credit rating?
I want to cancel my Chapter 13 bankruptcy and pursue a short sale. Smart idea?
Does a state's usury law protect consumers from collection agencies that add high fees to a debt?
I reached a settlement with Chase regarding a short sale. Now Chase and collection agents report it on my credit report. What can I do?
If a creditor has a deficiency balance in one state and I move to another, which state laws apply?
What is the New York statute of limitations for a vehicle repossession?
My corporation failed. Do I have personal liability for a business credit card?
Can a collection agent or original creditor withdraw a settlement offer before the time-limit on acceptance lapses?