Ask Bill - Answers about Loans

Will my Student Loans Interest Rate Increase?

What should I do with my bad credit accounts before taking out a car loan?

The creditor made a payment to the wrong account and now I am late on the correct account. Is this legal?

Interest rates are only one consideration when looking for a loan to consolidate student loan debt.

I co-signed on a student loan, and the primary borrower died recently. Am I responsible for paying this debt?

Is there a way to refinance my car loan to make the monthly payment a little cheaper?

I seek a cash-out auto loan. I declared bankruptcy three years ago. What are my chances of getting a title loan?

I co-signed a loan, and now the primary borrower wants to refinance. Do I need to co-sign again? How will co-signing affect my credit score?

What form do I need to report my paid mortgage to the credit reporting agencies?

My home needs extensive repairs I cannot afford. Where can I find a loan or grant to make repairs?

I borrowed from my 401(k) and not cannot repay the loan. What happens now?

What are the requirements to getting a farm loan?

Where can I go to get a short-term loan?

My car loan was sold to a new lender without my permission. Is that legal?

Should I take out student loans to pay off a 401(k) loan?

Am I better off in a 30-year loan with smaller payments or a 20-year loan that is paid off sooner?

I just paid off a car loan on which my Mom co-signed. Even with a low credit score, will I be able to get another car loan?

I am considering borrowing money at a low interest rate, and then investing the loan proceeds. Is this a good idea?

I have strong income and good credit. Can I find a refi loan for 100% of the value of my home?

Do I have to subordinate my HELOC, which has a $0 balance, if I want to refinance my home?

Can I lower my car payment by refinancing my car loan?

Can a person refinance private student loans as federal student loans?

Where can we get the best deal on financing a car? A credit union? Or should I stick to a car dealership?

If I get a $87,000 HELOC at 5.75%, what will my monthly payment be?

I need a short-term loan of $12,000. What are my options and where can I find such a loan?

I need a peer-to-peer loan. Where do I start?

Can I request the deficiency balance statement after my car has been sold?

What is the maximum legal interest rate for consumers in Florida?

Since an RV can be considered a second home for tax reasons, if we cannot afford its payments any more can we short-sell it?

What should you do if a vehicle dealer's finance department tries to do a bait-and-switch on finance terms?

I want to buy a new vehicle. Can I just transfer the balance of my existing loan onto the new vehicle?

Can you get your federal student loans waived if you receive Social Security benefits?

Can I consolidate my payday loans?

What are my options if a lender rejects a short sale?

What are installment loans, can you give me examples?

Can you help me find a lender that will do a cash out refinance for an auto loan?

Should I surrender my car because I can't get insurance?

My spouse owned a home three years ago. Do we qualify for the First Time Home Buyer Tax Credit?

I cannot afford my mortgage. What will happen to me if I turn over my house to the bank? How much will I owe?

My school closed two months before classes began. Am I responsible for repaying my student loan?

What can I do if I was denied a home equity line of credit?

I want to buy a new car, but have a 490 credit score and a 80% DTI. What are my options?

Can you incorporate all debts including home, vehicles, and credit cards into one loan?

Do you loan to people who are expecting a residential school settlement?

Can I still catch up on my loan if I received foreclosure papers?

Do online payday loan have the right to debit your account after two years of nonpayment?

I'm a parent looking to get student loans for my child. Where can I find more information about student loans?

I can't afford my home, what should I do?

How do I get out of my auto loan if I have bad credit.

Aside from a pawn shop or personal loan, I cannot think of any loan that would not in some way affect a credit score.