Mortgages in Trouble Articles

Advice and Articles about Mortgages in Trouble

Browse through our most popular articles on mortgages, foreclosure, short sale, and refinancing. Learn how to avoid foreclosure, apply for a short sale, and government programs designed to help distressed homeowners. Be fully informed about your alternatives to foreclosure.

  • Betsalel Cohen
    Conforming Loan Limits 2019
    Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
  • Betsalel Cohen
    Rising Mortgage Rates! ARM to the Rescue?
    With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...
  • Daniel Cohen
    Top Articles for 2014
    A list and summary of the top 10 articles published at Bills.com in 2014. Mortgage, debt and credit were the most popular topics, with more mortgage articles...
  • Betsalel Cohen
    Can I Afford This Mortgage?
    Whether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
  • Mark Cappel
    Fannie Mae Mortgage Release
    Fannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a catch...
  • Daniel Cohen
    Loans in a Hot Housing Market
    Getting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
  • Betsalel Cohen
    Mortgage Disclosure | The CFPB Loan Estimate Form
    Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...
  • Betsalel Cohen
    Hardest Hit Fund: Helping Struggling Homeowners
    Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...
  • Betsalel Cohen
    Mortgage Basics: Creditworthiness
    Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..
  • Betsalel Cohen
    Eminent Domain | A Mortgage Relief Option
    Eminent Domain and Mortgages | Can a local government take over mortgage loans? Learn about a proposal to use eminent domain to help underwater borrowers refi..
  • Betsalel Cohen
    Freddie Mac Overview
    Freddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....
  • Betsalel Cohen
    Lowest Fixed Mortgage Rates | Shop Around
    Fixed mortgage rate | If you are looking for a long-term mortgage loan, then first look into a fixed mortgage rate loan. Remember to compare the mortgage...
  • Betsalel Cohen
    15-Year Mortgage Loan | Lower Costs
    15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
  • Betsalel Cohen
    HUD Organization and Loans
    HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
  • Betsalel Cohen
    Forty Year Mortgages
    40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
  • Betsalel Cohen
    Citimortgage Fradulent Loans
    CitiMortgage Bad Loan | CitiMortgage settled with the FHA for $158 million due to fraudulent loan practices in the DE Lender program. You can expect...
  • Betsalel Cohen
    Mortgage Fees Rise Due to Congress
    Mortgage Rates and Mortgage Fees | The payroll tax law raised mortgage guarantee fees. Before shopping for your mortgage loan, learn about...
  • Mark Cappel
    Independent Foreclosure Review
    14 mortgage servicers will mail letters to eligible borrowers that explain how to request a review of their case if they think they were harmed.
  • Daniel Cohen
    VA loans
    VA loans | Review eligibility requirements for VA loans, how the VA loan process works, and descriptions of various loan programs the VA offers
  • Betsalel Cohen
    Mortgage Principal Reduction
    Mortgage Principal Reduction | Due to the housing crisis there are many underwater borrowers. A controversial solution is principal reduction, which cancels...
  • BS
    Home Values Drop in Q3 2010
    NAR reports drop in home values for third quarter, affecting potential refinancing opportunities.
  • Mark Cappel
    Mortgages FAQ
    Learn how much you can afford to borrow, and how to qualify for a mortgage.
  • Daniel Cohen
    Bad Credit Second Mortgage
    Learn more about a bad credit second mortgage. Even with bad credit, you can get a second mortgage, but be sure to investigate all of your options before you s
  • BS
    Second Mortgage Basics
    Learn the fundamentals of a second mortgage and how it can help you with home repairs, college tuition, and more.
  • Mark Cappel
    Foreclosure Advice
    Read a personal story about foreclosure and get foreclosure advice that can help you avoid or deal with a looming foreclosure. Free information from Bills.com.
  • Daniel Cohen
    Home Equity Line of Credit
    Review the fundamentals of home equity line of credit loans from Bills.com - your source for saving money. See if a HELOC is right for you.
  • Mark Cappel
    Private Mortgage Insurance
    Private mortgage insurance isn't necessary for all homeowners. Learn how to cancel your PMI
  • Brad Stroh
    No Closing Cost Refinances
    Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi
  • BS
    Avoiding Foreclosure
    If you're behind in payments, avoid foreclosure by refinancing or obtaining a loan modification.
  • Mark Cappel
    Pay Down Mortgage Balance
    Know the advantages of a cash-out refinance.
  • BS
    Neighborhood Stabilization Program Gets Results
    Neighborhood Stabilization Program helping Rhode Island homeowners and potential home buyers.
  • BS
    Quantitative Easing
    Over the next 8 months the program will add over $600 billion to the system.
  • BS
    No Cost Mortgages
    No-cost mortgages are a good option for those short on cash. Weighing the pros and cons will help you determine if a no-cost refinance or no-cost mortgage is ri
  • Daniel Cohen
    Fixed-Rate Mortgages
    Fixed-Rate Mortgages | Choosing a fixed rate mortgage loan to purchase or refinance your home provides long term security in exchange for higher rates and payme
  • Daniel Cohen
    Deficiency Balance
    A deficiency balance arises if the sale proceeds are not sufficient to pay the entire balance owed on all secured loans. You may be liable for the difference.
  • Betsalel Cohen
    Home Loans
    Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...

More Mortgages in Trouble Articles


  • AG
    Refinance Tips Video
    Video on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.
  • AG
    Lender Compare Video
    Mortgage Refinance tools like Lender Compare from Bills.com make refinancing easy.
  • AG
    Mortgage Closing Cost
    Learn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.
  • AG
    Refinancing Tips
    Five tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.
  • AG
    What Is LTV?
    Mortgage Calculator video tips from Bills.com. Ethan Ewing, President of Bills.com, gives you free information on Loan-to-Value, also known as 'LTV.'
  • AG
    Mortgage Refinancing Cost
    Learn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.
  • Get Mortgage Rates!
  • AG
    Debt to Income Video
    Learn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com
  • AG
    Private Mortgage Insurance Info
    PMI and private mortgage insurance video tips from Bills.com. What you need to know about PMI.
  • AG
    Recent Events Video
    Find out what's happening in the mortgage market from Ethan Ewing.
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