Enjoy a Debt Free life!

Understanding Debt

Types of Debt

There are six major types of debt. Different categories of debt are governed by distinctive sets of laws, and it’s good to know how they apply to you.

Medical

Medical

Medical debt is usually unexpected. Most medical providers are able to set up payment plans for patients.
Student Loans

Student Loans

Student debt is considered “good” debt by many financial advisors, because education can improve your financial situation.
Loans

Loans

Loans (also called "installment loans") are repaid with equal, regular (usually monthly) installments.
Tax

Tax

Tax debt is owed to your federal, state or local government. There are different tax relief programs available.
Credit Card

Credit Card

Credit cards and lines of credit are also called “revolving” debt, and usually come with variable interest rates. 
Mortgage Section

Mortgage Section

A mortgage is any debt secured by real estate. Mortgages loan terms are extended – usually 15 or 30 years.

Debt Help

Bills.com helps you evaluate your debt help options, including do-it-yourself solutions, debt consolidation loans, credit counseling and debt resolution.

Tools

Tools

Check out Bills.com debt help calculators.
Debt Advice

Debt Advice

Get your finances in shape with professional debt advice.
Debt Counseling

Debt Counseling

Debt counseling can help put you on the track to being debt free.
Debt Management Companies

Debt Management Companies

Learn how to find reliable debt management companies.
Debt Management Programs

Debt Management Programs

Get your budget in shape and save money with a debt management program.

Debt Solutions

Brad Stroh

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Brad Stroh

9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit re... Read more >>

Mark Cappel

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Daniel Cohen

Review your debt consolidation options. Find the right way to pay off your debt. Pay attention to debt consolidation reviews ... Read more >>

Mark Cappel

Learn about credit cards. Find low interest credit cards. Understand how to use credit cards to boost your credit. Make sure ... Read more >>

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