Mortgages Articles

What You Need to Know Before Taking a Land Loan

Land loans are not like traditional mortgages or personal loans. Whether you qualify might depend on how you plan to use the land. Learn more here.

When to Refinance My Home

Refinance My Home? If you are asking 'Should I refinance my mortgage?' or 'Is refinancing my home a good?' idea, then check out four good reasons to refinance your ...

Lowest Fixed Mortgage Rates

Fixed mortgage rate | If you are looking for a long-term mortgage loan, consider a fixed mortgage rate loan first. The main advantage is steady monthly payments and...

Refinance Mortgage and Loans

Refinance | Refinance your mortgage. Learn all about mortgage refinancing, get helpful tips and guidance, and learn when it's best to refinance. You can save...

FHA Loans

FHA Loans | FHA Loans are extremely popular for first-time homebuyers. Some of the huge benefits, including low down payments and low credit limits. Learn...

Purchase Mortgage

Home Purchase Loan Resources | Learn everything there is to know about a home purchase loan and get the best rate possible...

VA loans

VA loans | Review eligibility requirements for VA loans, how the VA loan process works, and descriptions of various loan programs the VA offers

Mortgage Assistance

Mortgage assistance and how to qualify for mortgage relief in 2022. Congress mortgage relief and other mortgage assistance programs.

Mortgages

Resources for mortgage loans. Find great home loan rates, get free mortgage quotes from lenders, and receive home buying advice - Bills.com.

USDA Loans

A USDA loan is a government-backed loan designed to stimulate growth and prosperity in rural and small-town areas. USDA loans offer low-interest financing...

Mortgage Disclosure | The CFPB Loan Estimate Form

Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...

Understanding LTV & Your Mortgage

LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...

FHA Bailout | Changes in the FHA Loan Programs for 2013

FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and maybe...

Mortgage Tips - Getting an Affordable Mortgage

Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...

Get a Mortgage Quote

Get a Mortgage rate quote. Looking for a home mortgage, refinance, cash-out refinance, or home equity loan? Bills.com makes it easy to...

FHA vs Conventional

FHA vs Conventional | Choosing an FHA loan or a conventional mortgage depends on a number of factors including your credit score, down payment and the costs..

FHA Loan Requirements

FHA Loan Requirements have lenient credit score and down payment guidelines. Also, FHA loan income requirements allow for debt-to-income levels as high as...

FHA Mortgage Insurance

FHA Mortgage Insurance adds to the cost of your FHA mortgage loan;

FHA Credit Requirements

FHA Credit Score Requirements are low! DO you have a low credit score? FHA loans have a lower credit score requirement than conventional mortgages, and also...

Low Down Payment Mortgage

Low down payment mortgage programs do exist. You don't need a 20% down payment? Choose from a number of low or zero down payment options, depending on your...

FHA Loan Limits - 2019

FHA Loan Limits | FHA loan limits in 2019 increase for many areas. FHA loans are a popular choice for homebuyers and with low...

Fannie Mae's HomeReady Low Downpayment Mortgage

The HomeReady Mortgage offered by Fannie Mae is an attractive alternative for low to middle-income homebuyers, with decent credit. Compared to...

Freddie Mac's Home Possible Low Downpayment Mortgage

The Home Possible Mortgage offered by Freddie Mac helps first-time low-to moderate-income homebuyers by offering a three-percent down payment. Compared to ...

Conforming Loan Limits 2019

Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...

Home Affordability Index Overview

A home affordability index looks at home prices, income, and other factors to see how easy or difficult it is to purchase a home. Check out how you match up...

Shopping for a Rural Mortgage Loan

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...

Home Prices Overview

Home prices greatly affect your ability to purchase a home. Home prices fluctuate over time, as well as over geographic region. Finding an affordable house...

HARP Extended Through 2018

Once again the FHFA extends the HARP program. The latest extension means The HARP refinance mortgage will be available all of 2018. The replacement program...

Home Affordability in 2018

Buying a home is a major concern for many households. Will rising mortgage rates be offset by higher wages? Will rising home prices make it impossible to...

Freddie Mac's HomeOne Low Downpayment Mortgage

Are you considering purchasing a home? Do you have a small down payment? Then, consider the newest Freddie Mac High LTV, low down payment option, the HomeOne...

Reasons Households Prefer Renting 2018

Many households cannot afford to buy a home. Affordability is the main reason for renting a home. The second main reason is lifestyle options. If you are...

Should You Rent or Buy?

Rent vs Buy? Not easy to make a decision. Start by considering your lifestyle preferences. Then, look at your financial situation, including your budget and...

Is Homebuyer Counseling Beneficial?

A recently published paper shows that Homebuyer Education and Counseling programs are beneficial. They help create more informed consumers, who make better...

Mortgage Refinance in 2018

With rising mortgage rates there will be less mortgage refinances. However, over 2.6 million households that can benefit from a refinance. Expect for more...

Forecasting Mortgage Rates

Mortgage rates move up and down. Forecasting rates is difficult. 2018 started off with increases. Mortgage rate forecasts are fairly accurate for the short...

Mortgage Insurance Popularity Growing

Many first time home buyers are using Private Mortgage Insurance together with conventional low down payment mortgages. Instead of using FHA loans, borrowers...

Rising Mortgage Rates and Affordability

Mortgage rates are on the rise in 2018 making it more difficult to buy a home. However, even if mortgage rates go up you may still find it possible to...

Trends in Mortgage Credit Scores

The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..

Rising Mortgage Rates! ARM to the Rescue?

With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...

Minimum Credit Score Mortgage

Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....

Still Good Reasons to Refinance in 2018

There are many good reasons to refinance in 2018. Rates are still historically low. Affordable payments are they key. Also cash-out refinance can improve...

Alaska Mortgage Rates

Find out today's mortgage rates in Alaska. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

North Dakota Mortgage Rates

Find out today's mortgage rates in North Dakota. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

South Dakota Mortgage Rates

Find out today's mortgage rates in South Dakota. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Delaware Mortgage Rates

Find out today's mortgage rates in Delaware. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Montana Mortgage Rates

Find out today's mortgage rates in Montana. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Rhode Island Mortgage Rates

Find out today's mortgage rates in Rhode Island. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Maine Mortgage Rates

Find out today's mortgage rates in Maine. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Mortgage Rates New Hampshire

Find out today's mortgage rates in New Hampshire. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Hawaii Mortgage Rates

Find out today's mortgage rates in Hawaii. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for a...