Mortgage Payment Coupon Book
Need help getting your mortgage payment coupon book? Let Bills.com help you for free with advice and tips.
Investment Property Mortgage
Removing ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...
Quiet title | An action to quiet title is a lawsuit brought in order to establish a party's title to real property. Due to the problems with MERS, anyone...
LPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e
Adding a Spouse to a Mortgage
Free advice on what to do, if you want to add your spouse to your home mortgage loan
Spouse Not On Mortgage
The letter to the county clerk is often just called 'recording instructions' or something equally non-descriptive. It is prepared by the title company or escrow
Mobile Home Financing
Free tips on how to source the best mobile home loan.
Sell My House
Sell My House Back to the Bank | Banks don't take homes back easily. Try modifying the mortgage to avoid foreclosure. Also, look into a deed-in-lieu or...
Mortgage Calculator | Mortgage Calculator tips from bills..com Use our easy-to-use mortgage calculator to see which which mortgage loan is best.
Debt To Income Ratio Tips
Debt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.
Mortgage Scam | The details of a mortgage can be complex. Mortgage scams often involve land speculation, straw buyers, inflated appraisals and...
Name On Mortgage
Make one spouse a financial and credit history life boat. If a couple's financial world is turned upside down one spouse will have a strong credit history to re
Home Account is the Best Way to Apply for Online Mortgage Loan
A review of Home Account - the coolest new way to shop for a mortgage online, and just may be the Best Way to Apply for an Online Mortgage Loan.
RESPA & Escrow Account
Under RESPA, a mortgagee is allowed to require an escrow account as a condition of you, the mortgagor, doing business with it.
If the value of comps are in the $26,000 range, then you should pay $1,000 because the appraisal price is unrealistic and $1,000 is what the net value of the ho
Learn how much you can afford to borrow, and how to qualify for a mortgage.
Conforming Loan Limits 2019
Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
REO to rental idea advanced by Federal Reserve aims to stabilize home prices by selling foreclosed homes as rental units.
Mortgage Insurance Deduction
The mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.
Fannie Mae's Tight Lending Guidelines
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
Second Mortgage Rate
Second mortgages can save you money if the rate for the first mortgage is high and you can't refinance it.
No Closing Cost Refinances
Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi
Libor ARM | Libor ARMs depend on London InterBank offers to adjust your mortgage rate and still have some risk.
Unstable Housing Prices
Home prices have steadily increased, but have stopped and may remain volatile for the upcoming months.
Mortgage Application Steps
Applying for a mortgage, whether a refinance or a purchase, takes time and effort - understand the steps.
Good Faith Estimate (GFE)
Since January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it
Mortgage Refinancing Cost
Learn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.
Mortgage Closing Cost
Learn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.
Private Mortgage Insurance Info
PMI and private mortgage insurance video tips from Bills.com. What you need to know about PMI.
What Is LTV?
Mortgage Calculator video tips from Bills.com. Ethan Ewing, President of Bills.com, gives you free information on Loan-to-Value, also known as 'LTV.'
Divorce & House
I am not aware of any waiting period in any state that person must wait before refinancing or securing a new loan following a divorce. Start your shopping now.
Wells Fargo scam?
Wells Fargo Scam? | It is not a scam to charge for an appraisal up-front. Before paying for an appraisal, you should be confident that your value...
Deceased Ex-spouse and Mortgage
At death, the mortgagee will want the joint mortgagor to continue making payments. Since you are listed on the mortgage, you will be responsible for the paymen
Mortgage Cosigner | A mortgage cosigner should carefully consider the risk of assuming full responsibility on the loan. Lenders require the primary borrower..
Lease to Own Rentals
Can I offer a least to own rental agreement?
Credit Check Mortgage
Whether your bank does a second credit check after you qualify for a mortgage is really up to your bank.
Consolidate Debt With New Mortgage
The mortgage party is over, and scrupulous mortgage brokers who now need to pass a federally administered examination to work in the field play by the book.
Mortgage Lien | If there is a deficiency balance after foreclosure, the lender may seek a judgment and personal liens. Check your states anti-deficiency laws...
15-Year Mortgage Loan | Lower Costs
15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
Hard Money Lenders
Hard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...
HUD Organization and Loans
HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
30-Year Fixed Rate Mortgage
30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...
Interest Only Mortgage
Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
Forty Year Mortgages
40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
10 Year Fixed Mortgage Loans
10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...
Mortgage Calculator Video Tips from Bills.com.
Debt to Income Video
Learn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com
Refinance Tips Video
Video on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.
Five tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.
Getting a Mortgage Loan
Advice and tips, from Bills.com President Ethan Ewing, on getting the best deal on your mortgage loan online.