Mortgages Articles
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Read moreRemoving ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...
Read moreQuiet title | An action to quiet title is a lawsuit brought in order to establish a party's title to real property. Due to the problems with MERS, anyone...
Read moreLPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e
Read moreFree advice on what to do, if you want to add your spouse to your home mortgage loan
Read moreThe letter to the county clerk is often just called 'recording instructions' or something equally non-descriptive. It is prepared by the title company or escrow
Read moreSell My House Back to the Bank | Banks don't take homes back easily. Try modifying the mortgage to avoid foreclosure. Also, look into a deed-in-lieu or...
Read moreMortgage Calculator | Mortgage Calculator tips from bills..com Use our easy-to-use mortgage calculator to see which which mortgage loan is best.
Read moreDebt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.
Read moreMortgage Scam | The details of a mortgage can be complex. Mortgage scams often involve land speculation, straw buyers, inflated appraisals and...
Read moreMake one spouse a financial and credit history life boat. If a couple's financial world is turned upside down one spouse will have a strong credit history to re
Read moreHome Account is the Best Way to Apply for Online Mortgage Loan
A review of Home Account - the coolest new way to shop for a mortgage online, and just may be the Best Way to Apply for an Online Mortgage Loan.
Read moreUnder RESPA, a mortgagee is allowed to require an escrow account as a condition of you, the mortgagor, doing business with it.
Read moreIf the value of comps are in the $26,000 range, then you should pay $1,000 because the appraisal price is unrealistic and $1,000 is what the net value of the ho
Read moreLearn how much you can afford to borrow, and how to qualify for a mortgage.
Read moreConforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
Read moreREO to rental idea advanced by Federal Reserve aims to stabilize home prices by selling foreclosed homes as rental units.
Read moreThe mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.
Read moreFannie Mae's Tight Lending Guidelines
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
Read moreSecond mortgages can save you money if the rate for the first mortgage is high and you can't refinance it.
Read moreLenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi
Read moreLibor ARM | Libor ARMs depend on London InterBank offers to adjust your mortgage rate and still have some risk.
Read moreHome prices have steadily increased, but have stopped and may remain volatile for the upcoming months.
Read moreApplying for a mortgage, whether a refinance or a purchase, takes time and effort - understand the steps.
Read moreSince January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it
Read moreLearn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.
Read moreLearn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.
Read morePrivate Mortgage Insurance Info
PMI and private mortgage insurance video tips from Bills.com. What you need to know about PMI.
Read moreMortgage Calculator video tips from Bills.com. Ethan Ewing, President of Bills.com, gives you free information on Loan-to-Value, also known as 'LTV.'
Read moreMortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you can...
Read moreGifting Money for Mortgage | It is possible to gift money without paying taxes. The receiver can use the gift funds toward a downpayment. Consult with a...
Read moreMortgage Disclosure | The CFPB Loan Estimate Form
Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...
Read moreAnnual Percentage Rate for Mortgage
APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...
Read moreUnderstanding LTV & Your Mortgage
LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...
Read moreSecond Mortgage Lender | Shop Around
Second Mortgage Lender | Shop for a second mortgage by comparing your current lender, big banks, credit unions, and online sites. Make sure that you know...
Read moreMortgage Basics | Downpayment, Equity and LTV
Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. It is...
Read moreMortgage Basics: Creditworthiness
Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..
Read moreUnderstanding the Basic Terms of a Mortgage Loan
Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payment...
Read moreFreddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....
Read more7-1-ARM |Saving with an Adustable Rate Mortgae
7/1 ARM Loans | The 7/1 ARM has a low payment because it is for 30-years, but starts with a lower payment than a 30-year FRM. However, your interest rate...
Read more10-Year ARM (Adjustable Rate Mortgage)
10-Year ARM | Most Adjustable Rate Mortgages have a shorter initial period. Before taking a 10-Year ARM make sure that you can afford the payments and save.....
Read moreResources for mortgage loans. Find great home loan rates, get free mortgage quotes from lenders, and receive home buying advice - Bills.com.
Read moreWhat You Need to Know Before Taking a Land Loan
Land loans are not like traditional mortgages or personal loans. Whether you qualify might depend on how you plan to use the land. Learn more here.
Read moreMortgage Complaints |Know Your Rights
Mortgage Complaints | The CFPB published a report in July 2012, including data about mortgage complaints. Learn about the major complaints and ways to avoid...
Read moreThere is no requirement that I am aware of that requires a co-signatory on a mortgage be consanguineous.
Read moreMy new spouse and I each own a house and would like to sell them and buy a different one. How do we negotiate the mortgages?
Read moreWhile capital gains is considered as income by the IRS, it does not qualify as income when applying for a mortgage.
Read moreIt is very common for the borrower to pay subordination fees. The second mortgage belongs to the borrower and most likely it is the borrower requesting to keep
Read moreWill Adding My Name To A Mortgage Help My Credit Score?
Mortgage and Credit Score | Will adding my name to a mortgage help my credit score? Yes, but there are three reasons why you shouldn't.
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