Bills Logo

Mortgages Articles

When to Refinance My Home

Betsalel CohenAugust 31, 2022

Refinance My Home? If you are asking 'Should I refinance my mortgage?' or 'Is refinancing my home a good?' idea, then check out four good reasons to refinance your ...

Read more

Lowest Fixed Mortgage Rates

Betsalel CohenAugust 2, 2022

Fixed mortgage rate | If you are looking for a long-term mortgage loan, consider a fixed mortgage rate loan first. The main advantage is steady monthly payments and...

Read more

Refinance Mortgage and Loans

Refinance | Refinance your mortgage. Learn all about mortgage refinancing, get helpful tips and guidance, and learn when it's best to refinance. You can save...

Read more

FHA Loans

Rebecca LakeMay 2, 2022

FHA Loans | FHA Loans are extremely popular for first-time homebuyers. Some of the huge benefits, including low down payments and low credit limits. Learn...

Read more

Purchase Mortgage

Home Purchase Loan Resources | Learn everything there is to know about a home purchase loan and get the best rate possible...

Read more

VA loans

Rebecca LakeMay 1, 2022

VA loans | Review eligibility requirements for VA loans, how the VA loan process works, and descriptions of various loan programs the VA offers

Read more

Mortgage Assistance

Erik MartinApril 27, 2022

Mortgage assistance and how to qualify for mortgage relief in 2022. Congress mortgage relief and other mortgage assistance programs.

Read more

Mortgages

Richard BarringtonApril 27, 2022

Resources for mortgage loans. Find great home loan rates, get free mortgage quotes from lenders, and receive home buying advice - Bills.com.

Read more

USDA Loans

Erik MartinApril 19, 2022

A USDA loan is a government-backed loan designed to stimulate growth and prosperity in rural and small-town areas. USDA loans offer low-interest financing...

Read more

Mortgage Disclosure | The CFPB Loan Estimate Form

Betsalel CohenOctober 12, 2021

Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...

Read more

Understanding LTV & Your Mortgage

Betsalel CohenSeptember 2, 2021

LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...

Read more

FHA Bailout | Changes in the FHA Loan Programs for 2013

Betsalel CohenJuly 9, 2021

FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and maybe...

Read more

Mortgage Tips - Getting an Affordable Mortgage

Betsalel CohenMarch 30, 2020

Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...

Read more

Get a Mortgage Quote

April 9, 2019

Get a Mortgage rate quote. Looking for a home mortgage, refinance, cash-out refinance, or home equity loan? Bills.com makes it easy to...

Read more

FHA vs Conventional

Betsalel CohenMarch 21, 2019

FHA vs Conventional | Choosing an FHA loan or a conventional mortgage depends on a number of factors including your credit score, down payment and the costs..

Read more

FHA Loan Requirements

Betsalel CohenMarch 17, 2019

FHA Loan Requirements have lenient credit score and down payment guidelines. Also, FHA loan income requirements allow for debt-to-income levels as high as...

Read more

FHA Mortgage Insurance

Betsalel CohenMarch 10, 2019

FHA Mortgage Insurance adds to the cost of your FHA mortgage loan;

Read more

FHA Credit Requirements

Betsalel CohenMarch 9, 2019

FHA Credit Score Requirements are low! DO you have a low credit score? FHA loans have a lower credit score requirement than conventional mortgages, and also...

Read more

Low Down Payment Mortgage

February 23, 2019

Low down payment mortgage programs do exist. You don't need a 20% down payment? Choose from a number of low or zero down payment options, depending on your...

Read more

FHA Loan Limits - 2019

Betsalel CohenFebruary 17, 2019

FHA Loan Limits | FHA loan limits in 2019 increase for many areas. FHA loans are a popular choice for homebuyers and with low...

Read more

Fannie Mae's HomeReady Low Downpayment Mortgage

Betsalel CohenJanuary 20, 2019

The HomeReady Mortgage offered by Fannie Mae is an attractive alternative for low to middle-income homebuyers, with decent credit. Compared to...

Read more

Freddie Mac's Home Possible Low Downpayment Mortgage

Betsalel CohenJanuary 19, 2019

The Home Possible Mortgage offered by Freddie Mac helps first-time low-to moderate-income homebuyers by offering a three-percent down payment. Compared to ...

Read more

Conforming Loan Limits 2019

Betsalel CohenDecember 1, 2018

Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...

Read more

Home Affordability Index Overview

Betsalel CohenJune 18, 2018

A home affordability index looks at home prices, income, and other factors to see how easy or difficult it is to purchase a home. Check out how you match up...

Read more

Shopping for a Rural Mortgage Loan

Betsalel CohenJune 17, 2018

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...

Read more

Home Prices Overview

Betsalel CohenJune 17, 2018

Home prices greatly affect your ability to purchase a home. Home prices fluctuate over time, as well as over geographic region. Finding an affordable house...

Read more

HARP Extended Through 2018

Betsalel CohenMay 22, 2018

Once again the FHFA extends the HARP program. The latest extension means The HARP refinance mortgage will be available all of 2018. The replacement program...

Read more

Home Affordability in 2018

Betsalel CohenApril 29, 2018

Buying a home is a major concern for many households. Will rising mortgage rates be offset by higher wages? Will rising home prices make it impossible to...

Read more

Freddie Mac's HomeOne Low Downpayment Mortgage

Betsalel CohenApril 29, 2018

Are you considering purchasing a home? Do you have a small down payment? Then, consider the newest Freddie Mac High LTV, low down payment option, the HomeOne...

Read more

Reasons Households Prefer Renting 2018

Betsalel CohenApril 23, 2018

Many households cannot afford to buy a home. Affordability is the main reason for renting a home. The second main reason is lifestyle options. If you are...

Read more

Should You Rent or Buy?

Betsalel CohenApril 19, 2018

Rent vs Buy? Not easy to make a decision. Start by considering your lifestyle preferences. Then, look at your financial situation, including your budget and...

Read more

Is Homebuyer Counseling Beneficial?

Betsalel CohenMarch 18, 2018

A recently published paper shows that Homebuyer Education and Counseling programs are beneficial. They help create more informed consumers, who make better...

Read more

Mortgage Refinance in 2018

Betsalel CohenMarch 11, 2018

With rising mortgage rates there will be less mortgage refinances. However, over 2.6 million households that can benefit from a refinance. Expect for more...

Read more

Forecasting Mortgage Rates

Betsalel CohenMarch 11, 2018

Mortgage rates move up and down. Forecasting rates is difficult. 2018 started off with increases. Mortgage rate forecasts are fairly accurate for the short...

Read more

Mortgage Insurance Popularity Growing

Betsalel CohenMarch 11, 2018

Many first time home buyers are using Private Mortgage Insurance together with conventional low down payment mortgages. Instead of using FHA loans, borrowers...

Read more

Rising Mortgage Rates and Affordability

Betsalel CohenMarch 4, 2018

Mortgage rates are on the rise in 2018 making it more difficult to buy a home. However, even if mortgage rates go up you may still find it possible to...

Read more

Trends in Mortgage Credit Scores

Betsalel CohenFebruary 27, 2018

The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..

Read more

Rising Mortgage Rates! ARM to the Rescue?

Betsalel CohenFebruary 18, 2018

With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...

Read more

Minimum Credit Score Mortgage

Betsalel CohenFebruary 4, 2018

Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....

Read more

Still Good Reasons to Refinance in 2018

Betsalel CohenJanuary 31, 2018

There are many good reasons to refinance in 2018. Rates are still historically low. Affordable payments are they key. Also cash-out refinance can improve...

Read more

Alaska Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Alaska. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Read more

North Dakota Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in North Dakota. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Read more

South Dakota Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in South Dakota. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Read more

Delaware Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Delaware. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Read more

Montana Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Montana. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Read more

Rhode Island Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Rhode Island. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Read more

Maine Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Maine. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Read more

Mortgage Rates New Hampshire

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in New Hampshire. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

Read more

Hawaii Mortgage Rates

Betsalel CohenOctober 22, 2017

Find out today's mortgage rates in Hawaii. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for a...

Read more

New Mexico Mortgage Rates

Betsalel CohenOctober 22, 2017

Find out today's mortgage rates in New Mexico. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

Read more