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Mortgages Articles

Second Mortgage Rate

Fernando PaezFebruary 23, 2024

Second mortgages can save you money if the rate for the first mortgage is high and you can't refinance it.

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No Closing Cost Refinances

Betsalel CohenFebruary 23, 2024

Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi

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Libor ARM

Fernando PaezFebruary 23, 2024

Libor ARM | Libor ARMs depend on London InterBank offers to adjust your mortgage rate and still have some risk.

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Unstable Housing Prices

Bills.com TeamFebruary 23, 2024

Home prices have steadily increased, but have stopped and may remain volatile for the upcoming months.

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Mortgage Application Steps

Mark CappelFebruary 23, 2024

Applying for a mortgage, whether a refinance or a purchase, takes time and effort - understand the steps.

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Good Faith Estimate (GFE)

Betsalel CohenFebruary 23, 2024

Since January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it

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Mortgage Refinancing Cost

Anthony GarciaFebruary 23, 2024

Learn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.

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Mortgage Closing Cost

Anthony GarciaFebruary 23, 2024

Learn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.

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Private Mortgage Insurance Info

Anthony GarciaFebruary 23, 2024

PMI and private mortgage insurance video tips from Bills.com. What you need to know about PMI.

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What Is LTV?

Anthony GarciaFebruary 23, 2024

Mortgage Calculator video tips from Bills.com. Ethan Ewing, President of Bills.com, gives you free information on Loan-to-Value, also known as 'LTV.'

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Divorce & House

Mark CappelFebruary 22, 2024

I am not aware of any waiting period in any state that person must wait before refinancing or securing a new loan following a divorce. Start your shopping now.

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Wells Fargo scam?

Mark CappelFebruary 22, 2024

Wells Fargo Scam? | It is not a scam to charge for an appraisal up-front. Before paying for an appraisal, you should be confident that your value...

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Deceased Ex-spouse and Mortgage

Mark CappelFebruary 22, 2024

At death, the mortgagee will want the joint mortgagor to continue making payments. Since you are listed on the mortgage, you will be responsible for the paymen

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Mortgage Cosigner

Mark CappelFebruary 22, 2024

Mortgage Cosigner | A mortgage cosigner should carefully consider the risk of assuming full responsibility on the loan. Lenders require the primary borrower..

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Lease to Own Rentals

Mark CappelFebruary 22, 2024

Can I offer a least to own rental agreement?

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Credit Check Mortgage

Mark CappelFebruary 22, 2024

Whether your bank does a second credit check after you qualify for a mortgage is really up to your bank.

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Consolidate Debt With New Mortgage

Mark CappelFebruary 22, 2024

The mortgage party is over, and scrupulous mortgage brokers who now need to pass a federally administered examination to work in the field play by the book.

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Mortgage Lien

Mark CappelFebruary 22, 2024

Mortgage Lien | If there is a deficiency balance after foreclosure, the lender may seek a judgment and personal liens. Check your states anti-deficiency laws...

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15-Year Mortgage Loan | Lower Costs

Betsalel CohenFebruary 22, 2024

15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....

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Hard Money Lenders

Mark CappelFebruary 22, 2024

Hard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...

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HUD Organization and Loans

Betsalel CohenFebruary 22, 2024

HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...

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30-Year Fixed Rate Mortgage

Betsalel CohenFebruary 22, 2024

30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...

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Interest Only Mortgage

Betsalel CohenFebruary 22, 2024

Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...

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Forty Year Mortgages

Betsalel CohenFebruary 22, 2024

40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...

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10 Year Fixed Mortgage Loans

Betsalel CohenFebruary 22, 2024

10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...

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Mortgage Calculator

Anthony GarciaFebruary 22, 2024

Mortgage Calculator Video Tips from Bills.com.

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Debt to Income Video

Anthony GarciaFebruary 22, 2024

Learn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com

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Refinance Tips Video

Anthony GarciaFebruary 22, 2024

Video on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.

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Refinancing Tips

Anthony GarciaFebruary 22, 2024

Five tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.

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Getting a Mortgage Loan

Anthony GarciaFebruary 22, 2024

Advice and tips, from Bills.com President Ethan Ewing, on getting the best deal on your mortgage loan online.

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Sub Prime Loans

Bills.com TeamFebruary 22, 2024

The fallout of subprime loans will have negative affects on the entire real estate market. Find out how with information from Bills.com.

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Predatory Lending

Mark CappelFebruary 22, 2024

Predatory lending practices are not only dishonest, they cost consumers thousands of dollars. Learn more about predatory lending and how to avoid it.

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Second Mortgage Intro

Bills.com TeamFebruary 22, 2024

Learn the difference between a second mortgage loan, home equity loan, or home equity line of credit at Bills.com.

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Second Mortgage Basics

Bills.com TeamFebruary 22, 2024

Learn the fundamentals of a second mortgage and how it can help you with home repairs, college tuition, and more.

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Bad Credit Second Mortgage

Daniel CohenFebruary 22, 2024

Learn more about a bad credit second mortgage. Even with bad credit, you can get a second mortgage, but be sure to investigate all of your options before you s

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Finding a Great Mortgage

Betsalel CohenFebruary 22, 2024

Purchasing a home? Learn how to find a great mortgage from Bills.com - your complete source for saving money.

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2008 Mortgage Regulation Changes

Mark CappelFebruary 22, 2024

The new mortgage regulations from Fannie Mae and Freddie Mac can affect approval on your home loan. Get up-to-speed today.

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Private Mortgage Insurance

Mark CappelFebruary 22, 2024

Private mortgage insurance isn't necessary for all homeowners. Learn how to cancel your PMI

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The End of Subprime Mortgages

Bills.com TeamFebruary 22, 2024

Learn how subprime mortgages work and what to do if you have one. Bills.com has the tools to help you with your subprime mortgages.

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Second Mortgage

Bills.com TeamFebruary 22, 2024

Find a complete second mortgage guide, including advice and information on loans and lenders, at Bills.com -- your one stop resource for saving money.

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Bad Credit Home Loans

Betsalel CohenFebruary 21, 2024

Bad Credit Home Loans | If you want to purchase a home and take a home loan, then bad credit will weigh you down. Prepare your finances and look for...

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Mortgage Loans with Bad Credit

Betsalel CohenFebruary 21, 2024

Bad Credit Mortgage Loans | Bad credit will weigh you down when looking for a mortgage loan. Learn how to prepare and what alternatives there are for...

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Bad Credit Lenders

Mark CappelFebruary 21, 2024

Private Lenders for Bad Credit | You have two good options if you have bad credit and need a loan. If you are a home owner, beware hard-money lenders, who...

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Find a Mortgage Lender

Betsalel CohenFebruary 21, 2024

Find a Lender | When you are looking for a mortgage loan, Bills.com helps you find the right lender to work with. The most important thing for you to do is...

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REO to Rental Program

Daniel CohenFebruary 21, 2024

REO to Rental Program | The Federal Reserve in their January 4th white paper on housing, proposed three areas to improve the housing situation, including...

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YOURgage | Quicken's Custom Loans

Bills.com TeamFebruary 21, 2024

Quicken Loans' YOURgage | Examine Quicken Loans' YOURgage. Understand the benefits of a custom mortgage program. Make sure you know how...

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Mortgage Underwriting

Betsalel CohenFebruary 21, 2024

Mortgage Underwriting and Mortgage Requirements | Learn about the mortgage underwriting process and how it affects your loan application. Be prepared to...

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Mortgage Analysis

Mark CappelFebruary 21, 2024

Mortgage Analysis | Before taking a mortgage loan make sure that your analyze your financial situation carefully. If your sole source of income is Soc. Sec...

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Extra Mortgage Payment

Bills.com TeamFebruary 21, 2024

It may not be wise to sacrifice your retirement investing at the expense of cutting your mortgage interest expense.

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Private Mortgage

Daniel CohenFebruary 21, 2024

Private Mortgage | If you are financing a mortgage, for a relative or for someone buying property from you, be sure to protect yourself and to understand the...

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