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Mortgages Articles

Non-Resident Alien Mortgage

Mark CappelJuly 22, 2024

It is possible for a non-resident alien to get a mortgage in the US, but it is not as easy as it is if you are permanent resident alien.

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Non-Owner Occupied

Mark CappelJuly 22, 2024

The term non-owner occupied is applied to a single-family home that is rented to tenants.

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Chase Home Finance Address in Newton PA

Mark CappelJuly 22, 2024

What is the address for Chase Home Finance Address in Newton PA?

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Mortgage Comparison

Mark CappelJuly 22, 2024

I'm looking into buying my first home and I'm wondering which will have the better effect on obtaining a better interest rate: a bigger down-payment or paying

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RV with Mold

Mark CappelJuly 22, 2024

If the mold is due to something that occurred after you purchased it, you could look into hiring a professional mold removal company to cleanup your RV.

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Bigger Down Payment or Smaller Existing Debt

Mark CappelJuly 22, 2024

What offers a better effect on obtaining a lower interest rate: a bigger down payment or paying off my credit card debt?

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Do I Need Mortgage Insurance?

Mark CappelJuly 22, 2024

The term 'Mortgage Insurance' can refer to several different insurance products. Read up about your options at Bills.com

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Improve Credit to Buy a House

Mark CappelJuly 22, 2024

Learn about the different ways, including credit counseling, that can help you improve your credit so that you can buy a house. Get more credit tips at Bills.c

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Construction Loans

Mark CappelJuly 22, 2024

Free advice on how to get a construction loan.

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Mobile Home Loan

Mark CappelJuly 22, 2024

Should I refinance my Mobile Home Loan or just let them have it.

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Bad Credit Home Loans

Betsalel CohenJuly 17, 2024

Bad Credit Home Loans | If you want to purchase a home and take a home loan, then bad credit will weigh you down. Prepare your finances and look for...

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Mortgage Loans with Bad Credit

Betsalel CohenJuly 17, 2024

Bad Credit Mortgage Loans | Bad credit will weigh you down when looking for a mortgage loan. Learn how to prepare and what alternatives there are for...

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Bad Credit Lenders

Mark CappelJuly 17, 2024

Private Lenders for Bad Credit | You have two good options if you have bad credit and need a loan. If you are a home owner, beware hard-money lenders, who...

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Find a Mortgage Lender

Betsalel CohenJuly 17, 2024

Find a Lender | When you are looking for a mortgage loan, Bills.com helps you find the right lender to work with. The most important thing for you to do is...

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REO to Rental Program

Daniel CohenJuly 17, 2024

REO to Rental Program | The Federal Reserve in their January 4th white paper on housing, proposed three areas to improve the housing situation, including...

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YOURgage | Quicken's Custom Loans

Bills.com TeamJuly 17, 2024

Quicken Loans' YOURgage | Examine Quicken Loans' YOURgage. Understand the benefits of a custom mortgage program. Make sure you know how...

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Mortgage Underwriting

Betsalel CohenJuly 17, 2024

Mortgage Underwriting and Mortgage Requirements | Learn about the mortgage underwriting process and how it affects your loan application. Be prepared to...

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Mortgage Analysis

Mark CappelJuly 17, 2024

Mortgage Analysis | Before taking a mortgage loan make sure that your analyze your financial situation carefully. If your sole source of income is Soc. Sec...

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Extra Mortgage Payment

Bills.com TeamJuly 17, 2024

It may not be wise to sacrifice your retirement investing at the expense of cutting your mortgage interest expense.

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Private Mortgage

Daniel CohenJuly 17, 2024

Private Mortgage | If you are financing a mortgage, for a relative or for someone buying property from you, be sure to protect yourself and to understand the...

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Consolidate Student Loan With Mortgage

Mark CappelJuly 17, 2024

Consolidate Student Loan & Mortgage | You may be able to pay off your student loan with a mortgage refinance, but not a construction loan. Start by checking...

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Qualify for Mortgage: The Basics

Betsalel CohenJuly 17, 2024

Qualify for a Mortgage | You can get qualified for a mortgage and the best rates by preparing yourself. Make sure that your credit, income and downpayment are..

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Joint Tenancy

Mark CappelJuly 17, 2024

Joint Tenants With Right of Survivorship | It means all persons listed on the have equal rights to use the property and inherit their share when an owner dies.

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Home Loans

Betsalel CohenJuly 17, 2024

Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...

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Shopping for a Rural Mortgage Loan

Betsalel CohenJuly 17, 2024

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...

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Mortgage Loans FAQ

Bills.com TeamJuly 17, 2024

Understand the basic terms you need to know before signing a contract for a mortgage or auto loan.

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Resale Restriction Agreement

Mark CappelJuly 17, 2024

Learn more about the type of resale restrictions that could apply if you purchased a home classified as below market rate. Learn more about mortgages at Bills.

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Characteristics of Subprime Mortgages

Mark CappelJuly 17, 2024

Read more to learn what characteristics are common to subprime mortgages. Bills.com has the tips, resources and tools to help you save.

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Benefits of Mortgages

Mark CappelJuly 17, 2024

Read more to learn about the benefits of a home mortgage. Bills.com has has informative articles about personal finance and most of all its FREE

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Early Termination of Lease

Mark CappelJuly 17, 2024

While early termination of your lease could lower your credit score, it should not damage your credit rating to the same degree as a foreclosure on a home. Get

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Delinquent Mortgage in Probate

Mark CappelJuly 17, 2024

Get help with a delinquent mortgage in probate. See what options are available to you at Bills.com. Find. Learn. Save.

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Consolidate All Debt

Mark CappelJuly 17, 2024

Get more information on consolidating different debts such as vehicles and personal loans.

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5/1 ARM interest only mortgage

Mark CappelJuly 17, 2024

Learn what a 5/1 ARM interest only mortgage is and how it works. Get the information you need at Bills.com.

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Bi-Monthly Mortgage

Mark CappelJuly 17, 2024

If you are looking at paying your mortgage bi-monthly -- let Bills.com give you the advice on Bi-Monthly Mortgage payment to save.

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Pay Option Arm

Mark CappelJuly 17, 2024

Let Bills.com help you find the best Option ARM for your Refinance needs so that you can get a low payment and save.

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Pick a Pay Mortgage Advice

Mark CappelJuly 17, 2024

If you have a pick a pay mortgage and want to know if you are building equity, let Bills.com answer your questions so that you can SAVE!

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Best Mortgage Companies

Mark CappelJuly 17, 2024

Let Bills.com help you find the best mortgage companies for YOU!

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Combining mortgages

Mark CappelJuly 17, 2024

Learn about combining mortgages and if can do it if you have two homes.

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Debt to Income Ratio

Mark CappelJuly 17, 2024

Debt to Income | Debt to Income Ratio and be the difference between getting a loan or getting declined. If you get your loan, a high DTI could guarantee high...

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What is DTI

Mark CappelJuly 17, 2024

What is DTI? Find out what DTI (debt to income) is and what your DTI ratio determines when it comes to qualifying for a mortgage

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Trends in Mortgage Credit Scores

Betsalel CohenJuly 9, 2024

The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..

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Minimum Credit Score Mortgage

Betsalel CohenJuly 9, 2024

Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....

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Mortgage Tips - Getting an Affordable Mortgage

Betsalel CohenJuly 9, 2024

Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...

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Self-Employed and Getting a Mortgage

Betsalel CohenJuly 9, 2024

Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...

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HMDA Map & Your Next Mortgage

Mark CappelJuly 9, 2024

The CFPB's HMDA map can help you better understand the mortgage and refinance market and trends in your county. Learn what lenders seek in loan applications...

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Can I Afford This Mortgage?

Betsalel CohenJuly 9, 2024

Whether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...

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Appraisal

Mark CappelJuly 9, 2024

Much rides on an appraisal. A low appraisal can scuttle a deal, but there are steps you can take if the appraiser sets the value too low...

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Fannie Mae Mortgage Release

Mark CappelJuly 9, 2024

Fannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a catch...

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Mortgage Fraud | Homeowners and Homebuyers Beware

Betsalel CohenJuly 9, 2024

Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...

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Conforming Loan Limits

Betsalel CohenJuly 9, 2024

Conforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...

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