Home Purchase Articles
Home Purchase Loan Resources | Learn everything there is to know about a home purchase loan and get the best rate possible...
Read moreLow down payment mortgage programs do exist. You don't need a 20% down payment? Choose from a number of low or zero down payment options, depending on your...
Read moreFannie Mae's HomeReady Low Downpayment Mortgage
The HomeReady Mortgage offered by Fannie Mae is an attractive alternative for low to middle-income homebuyers, with decent credit. Compared to...
Read moreFreddie Mac's Home Possible Low Downpayment Mortgage
The Home Possible Mortgage offered by Freddie Mac helps first-time low-to moderate-income homebuyers by offering a three-percent down payment. Compared to ...
Read moreHome Affordability Index Overview
A home affordability index looks at home prices, income, and other factors to see how easy or difficult it is to purchase a home. Check out how you match up...
Read moreHome prices greatly affect your ability to purchase a home. Home prices fluctuate over time, as well as over geographic region. Finding an affordable house...
Read moreBuying a home is a major concern for many households. Will rising mortgage rates be offset by higher wages? Will rising home prices make it impossible to...
Read moreFreddie Mac's HomeOne Low Downpayment Mortgage
Are you considering purchasing a home? Do you have a small down payment? Then, consider the newest Freddie Mac High LTV, low down payment option, the HomeOne...
Read moreReasons Households Prefer Renting 2018
Many households cannot afford to buy a home. Affordability is the main reason for renting a home. The second main reason is lifestyle options. If you are...
Read moreRent vs Buy? Not easy to make a decision. Start by considering your lifestyle preferences. Then, look at your financial situation, including your budget and...
Read moreIs Homebuyer Counseling Beneficial?
A recently published paper shows that Homebuyer Education and Counseling programs are beneficial. They help create more informed consumers, who make better...
Read moreMortgage Insurance Popularity Growing
Many first time home buyers are using Private Mortgage Insurance together with conventional low down payment mortgages. Instead of using FHA loans, borrowers...
Read moreRising Mortgage Rates and Affordability
Mortgage rates are on the rise in 2018 making it more difficult to buy a home. However, even if mortgage rates go up you may still find it possible to...
Read morePMI | If you are looking to buy a house and take a mortgage loan with a low down payment then PMI can...
Read moreLearn if your state mortgage laws require both spouses to sign mortgages or mortgage refinances. Some states require you to hire a lawyer, or a special notary.
Read moreMortgage Tips - Getting Qualified for a Mortgage
Bills.com mortgage tips will help guide you through the shopping process. The first step is to get qualified for a mortgage. You can save the most money...
Read moreA growing family is a great time to re-consider your housing needs. The first step you need to take is to set your limits. Make sure that your mortgage is...
Read moreInfographic: Home appreciation by the numbers
An infographic showing home appreciation in the US by state, the national median home price, YoY increase in home prices and some foreclosure statistics
Read moreHome Affordability | Regional HOI Index
Home Affordability varies over different regions and neighborhoods. Make sure that you look at local data and prepare your finances so that your income...
Read moreBefore buying a home and taking a mortgage learn about Home Affordability. Housing prices, income, and interest rates are important factors to consider when...
Read moreHome Affordability: Preparing for the 2013 Housing Market
Housing Market 2013 and Home Affordability: There are signs that housing prices and mortgage rates will increase in 2013. Make sure that you can afford...
Read moreThe VA, USDA, and some local governments offer no-down mortgages. If you do not qualify, you have several good options for low-down mortgages from...
Read moreDetails on joint tenancy, tenancy in common, and tenancy by the entirety, and under what circumstances you should chose one of these forms of title...
Read moreThere are three reasons to consider a joint mortgage, and five reasons for one spouse on a mortgage. This Bills.com article explores the...
Read morePre-Approval and Pre-Qualify for a Mortgage Loan
Mortgage Pre-Qualification and Pre-Approval | Before you purchase a home or refinance a mortgage make sure you are prepared to qualify. Ask the lender for a...
Read moreCredit Union | You may find lower mortgage closing costs at your local credit union. Consider a credit union if your state charges an intangible tax...
Read moreDown-Payment to Buy a Home | Although your down payment may require you to use more cash than any other part of your home purchase, make sure to account for...
Read moreIf you seek a jumbo mortgage, let Bills.com help you sort out the limits and what types of jumbo loans are best suited for your needs.
Read moreLearn the waiting period for qualifying for a mortgage after bankruptcy, foreclosure, and short sale. Also learn how to recover from these events.
Read moreThe CFPB wants mortgage disclosures to be short and simple. Its Loan Estimate and the Closing Disclosure forms aim to...
Read moreHome Purchase Mortgage Rates | Shop and Compare
Compare Home Purchase Mortgage Rates | When shopping for a home purchase loan make sure that you compare mortgage fees and mortgage rates. The best rates are...
Read moreNo Credit Check Mortgage Lenders
Yes, it is possible to find a lender who will lend you money if you have no or poor credit. But the circumstances for doing so are not common...
Read moreHome Loans For People With Bad Credit
Learn about government programs to help homebuyers who have bad credit. You may be eligible for a no- or low-down payment loan...
Read moreBecause lenders are constantly changing their underwriting standards, incentives, and interest rates, a good deal from one lender today might be...
Read moreThe top 10 mortgage lenders in 2011 were Wells Fargo, Chase, Citi, Bank of America, US Bank, GMAC, PHH, Quicken...
Read moreMortgage Insurance | Learn about the different types of Mortgage Insurance, the Mortgage Insurance Companies, and the different factors in the cost...
Read moreHow Much Mortgage Can I Afford
Learn how much mortgage you can afford, and the top 10 documents lenders require from borrowers. Most make financial sense, but No. 1 may surprise you...
Read moreDodd-Frank was disguised as a consumer benefit. However, it was created so that brokers are no longer competitive with banks, which are exempt from Dodd-Frank.
Read moreWhy is My Loan Taking so Long?
Added costs and repeated information requests contribute heavily to mortgage borrower fatigue. Ultra-strict Fannie Mae and lender underwriting guidelines are an
Read moreCoalition against home down payment
A coalition of housing organizations and consumer advocates protested a hike in the required down payment for home mortgages.
Read moreNACA | NACA, Neighborhood Assistance Corporation of America, is a non-profit organization offering mortgage origination, refinances, HUD-approved mortgage couns
Read moreQualifying for a mortgage | Qualifying for a mortgage means meeting a lender's standards for income, credit, debt-to-income ratio, and loan-to-value. Be sure...
Read moreDo you want to purchase a home, but have bad credit? Review the right steps to take to buy a house, when you are burdened with bad credit, at Bills.com.
Read moreLearn how to choose a real estate agent and make your home selling experience trouble free.
Read moreBuy a new home before you sell your current one with these home buying tips from Bills.com.
Read moreFind first time homebuyer information and resources from Bills.com - your online source for saving money. Learn what you need to know as a first time homebuyer.
Read moreLearn what you need to do to prepare for your home loan application.
Read moreBuying a Home in Today's Market
Undervalued homes, low interest rates, and less competition make now an ideal time to buy a home.
Read moreBuying a Home Step 6: Seal the Deal
Buying a Home Guide - Seal the Deal | After finding the mortgage right for your situation, make sure that you carefully review the closing documents and...
Read moreBuying a Home Step 4: Home Inspection, Title Search
Remember that your good faith estimate is just that: an estimate. Closing costs may vary.
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