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Daniel Cohen

Daniel Cohen

Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.

Loans in a Hot Housing MarketDec 5, 2023
Getting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
Paying Off Your Mortgage FasterDec 5, 2023
Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when...
Mortgage Insurance RatesDec 5, 2023
Learn what factors can affect your mortgage insurance rates and if you credit score comes into play.
Student Loan Debt ConsolidationDec 5, 2023
Student Loan Debt Consolidation | Struggling with student loan debt? Make sure you know how to save money through a consolidation loan and all other options...
5 Debt Consolidation Loan MistakesDec 5, 2023
A debt consolidation loan can improve your life and meet an important financial goal. If you make a common mistake, however, you can cause yourself harm. If...
Texas Collection LawsDec 5, 2023
Under Texas collection law, most debt-related statutes of limitation are 4 years in length. Wage garnishment is outlawed for most consumer debts in Texas...
Debt Negotiation Plan Dec 5, 2023
Read this article to learn about progress and timeline of debt negotiation plan. See how long it usually take to start seeing results only on
Consolidate Chase Credit Card DebtDec 5, 2023
Chase Debt Consolidation | Before enrolling Chase debt in a debt consolidation program, review how Chase will react. To best protect yourself, be sure to...
Non-Profit Credit CounselingDec 5, 2023
Whether a credit counseling service is non-profit or for-profit does not indicate if it will offer...
Means Test for BankruptcyDec 5, 2023
It can be hard to qualify for a Chapter 7 bankruptcy. Review the means test for bankruptcy as well as the median income requirements
Debt Reduction Scam?Dec 5, 2023
When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo
Missouri Collection LawsDec 5, 2023
A Missouri judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and...
Debt Settlement CompanyDec 5, 2023
Debt Settlement Company | It is crucial to do your homework before selecting a reputable debt settlement company. First, look for AFCC membership, then....
Debt Settlement HistoryDec 5, 2023
In debt settlement, the debt settlement firms negotiate with creditors to reduce the actual principal balance of their clients' debts.
Pros and Cons of Debt SettlementDec 5, 2023
Debt settlement can get you out of debt faster and at a lower cost than other debt relief options, but review the pros and cons before deciding. If...
Debt Consolidation TipsDec 5, 2023
Get the debt consolidation tips to understand all of your debt relief options, including Debt Settlement, Credit Counseling, and Debt Consolidation Loans.
Consolidating Your DebtDec 5, 2023
Yes, you can consolidate your debt yourself. Follow this 6-step plan to retire your debts efficiently and at low cost. Learn your do-it-yourself options, includ
North Carolina Collection LawsDec 5, 2023
The statute of limitations for the collection of most consumer debts in North Carolina is three years. Wage garnishment is highly restricted but account levy...
Consumer Credit Counseling ServicesDec 5, 2023
Consumer Credit Counseling Services is the best solution for some people struggling with high-interest credit card debt. If you...
Ohio Collection LawsDec 5, 2023
Ohio collection laws are creditor-friendly and tought onc consumers. The statutes of limitations on debt are length and judgments can be renewed repeatedly. If
Pennsylvania Collection LawsDec 5, 2023
Learn the Pennsylvania rules for statute of limitations, wage garnishment, and bank levies. Wage garnishment is not allowed with two exceptions. Account levy...
Debt Consolidation ProgramsDec 5, 2023
Debt Consolidation Programs | There are many different debt consolidation programs. Each one works differently and affects you differently. helps...
Social Security Overpaid MeDec 5, 2023
Social Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...
Debt Relief ScamsDec 5, 2023
Debt Relief Scams | You may want to jump at the first debt relief solution that comes your way. But some solutions are scams. Learn how to avoid...
Credit Counseling ScamDec 5, 2023
Learn the pop 10 questions a person with debt should ask to avoid a consumer credit counseling scam, such as 'Does the company receive compensation from the...
Credit Card Counseling Services FAQDec 5, 2023
There are no negatives to the budgetary/financial review assistance that credit counselors supply, however, there may be a significant...
Bankruptcy LawsDec 5, 2023
Chapter 7, Chapter 11, and Chapter 7 are the three types of bankruptcy available to consumers and owners of small businesses.
Chapter 7 BankruptcyDec 5, 2023
To qualify for Chapter 7, the debtor may be an individual, a partnership, or a corporation or other business entity. Learn more about Chapter 7 Bankruptcy and w
Bankruptcy & Your Credit ScoreDec 5, 2023
Learn how bankruptcy affects your credit and what steps to take to repair your credit after your bankruptcy discharges. Make sure that you...
What is Debt Consolidation?Dec 5, 2023
Debt consolidation is the process of combining multiple exisiting debts into one new debt
Best Debt Consolidation CompaniesDec 5, 2023
Top 10 questions you need to ask each debt consolidation company to find the one best for you. Learn what the best debt consolidation companies have in common.
Free Financial Help from Bills.comDec 5, 2023
Free Financial Help | Get free financial help from Use our different tools and calculators to make better financial decisions. Ask a question by...
Dave Ramsey is WrongDec 5, 2023
A personal loan that saves you money, gets you out of debt faster, and puts you in a higher payment is, according to Dave Ramsey, never a good idea. We disagree
Evaluating Debt Management ProgramsDec 5, 2023
How do I know find the right debt management program and then find the right company to help me?
Christian Credit CounselingDec 5, 2023
Christian Credit Counseling firms provide the same help with your debt problems as other Credit Counseling firms. Results and fees are the same, so you need...
Types of DebtDec 5, 2023
There are different types of debt. The best way to get out of debt can vary depending on the type of debt you have: credit card, mortgage, persnal loans, tax...
Should I Choose a Non-Profit?Dec 5, 2023
Debt Consolidation Non-Profit | Learn how non-profit debt consolidation companies get paid and whether they are your best debt relief option. Make sure you...
California Wage Garnishment LimitsDec 5, 2023
California wage garnishment limits | Free tips and advice about California wage garnishment limits from
Illinois Garnishment Rules for Two JobsDec 5, 2023
Illinois garnishment rules are complex and favor judgment debtors.
Offer and AcceptanceDec 5, 2023
Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
MRS AssociatesDec 5, 2023
MRS Associates is a collection agent. If MRS Associates calls or sends you a letter, take these 3 steps to protect yourself. First, validate the debt...
Zwicker & AssociatesDec 5, 2023
Zwicker & Associates is an aggressive debt collector. Three steps you should take to prevent Zwicker & Associates from suing you. To protect yourself, first...
Debt Consolidation ReviewsDec 4, 2023
Reading debt consolidation reviews is an important step in finding the right debt consolidation company. You also need to choose the right debt consolidation...
Ways to Pay Your Debt Off FasterDec 4, 2023
Find the right strategy to pay off debt faster, based on your individual circumstances. You can save a lot of money and get out debt faster, if you start by...
South Carolina Collection LawsDec 4, 2023
Learn the statute of limitations for credit card and other debts in Colorado, and the state's tough rules for wage garnishment and account levy...
Comenity Credit Card DebtDec 4, 2023
Comenity Bank issues credit cards for 100+ major retailers, like Abecrombie & Fitch and Victoria's Secret. If you can't make your payments, be sure you...
Tips When Your Spouse has DebtDec 4, 2023
Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both
Nevada Collection LawsDec 4, 2023
Under Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...
What Are My Debt Resolution OptionsDec 4, 2023
The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.
Consolidate DebtDec 4, 2023
If you entered consoladate debt, you probably meant consolidate debt. Learn more about debt consolidation options at