Debt Articles
Debt Consolidation Loan Calculator
The Bills.com cash-out refinance calculator helps you determine if using equity in your home to consolidate debt is a good decision. Be sure that you...
Read moreDebt Reduction Scam?
When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo
Read moreDebt Relief
Debt Relief includes different solutions to pay off, reduce, and eventually eliminate debt more effectively. Learn about debt relief and how it works so that...
Read moreDebt Help
Debt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...
Read moreDebt Management
Learn how to manage your debt and become debt free. Find free debt help resources, tools, and more -- all at Bills.com! Save money by...
Read moreCollection Laws & Exemptions
Collection laws and exemptions vary from state to state. Protect yourself and your assets by learning the homestead, vehicle, and bank account exemptions...
Read moreDebt Snowball to Pay Off Debt: How Does it Work?
Debt snowball is a technique to help you pay off your debt quicker. Instead of making minimum payments, you make fixed payments and use the extra amount to...
Read moreOffer and Acceptance
Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Read moreFlorida Judgment
Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
Read moreBusiness Credit Card Liability
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Read moreFrozen Bank Account
Frozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.
Read moreChapter 13 and Short Sale
Chapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...
Read moreDebt After Death
You have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...
Read moreEquifax Debt Wise
Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com
Read moreLower Payment
Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreProfit Sharing Plan Rollover
Profit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read morePhone Payment for Debt
If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreRollover into IRA
You will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).
Read moreQuestions to Ask Debt Consolidation Lawyers
Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...
Read moreHow to Pay Off Debt Even in Collections
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Read moreCredit Card Complaints - CFPB
Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...
Read moreResponsible for Spouse's Debt?
You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...
Read moreUnable to Validate Debt
Under the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie
Read morePayday Loan and the FDCPA
A debt collector for a payday loan company says they are not subject to the Fair Debt Collection Practices Act (FDCPA). I am honestly a little confused and a li
Read moreLiable for My Deceased Wife's Debts?
When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease
Read moreCancellation of Debt Income
Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
Read moreLiable For Deceased Spouse's Debts?
You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...
Read moreCharge Off
A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.
Read moreMarriage and Debt Payments
Learn about community property law and how it relates to marriage and debt payments. Bills.com has answers to all of your personal finance questions.
Read moreLien
What a lien means and how to free yourself from a lien. There are three types of liens: tax liens, mechanics liens, and judgment liens. To resolve a lien...
Read moreBank of America debt options
Bank of America debt options | Review your different options for resolving Bank of America debt. Reduce what you owe or lower your interest rate. Start by...
Read moreGarnish My Pension?
Can your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...
Read moreCalifornia Payday Loan
Payday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l
Read moreBusiness Debt on Personal Credit Report
Read more about how a business debt can be reported on your personal credit profile. Get more information about debt collection practices at Bills.com
Read moreVoluntary Vehicle Repossession
Learn all about voluntary vehicle repossession and its effects on your credit. Learn more at Bills.com
Read moreTwo Creditors Garnishing Wages at the Same Time
Get more information as to how wage garnishments work. If you are facing a creditor judgment, Bills.com can help you save.
Read moreCivil Summons on Credit Card Debt
Advice about Civil Summons on Credit Card Debt | Free tips about your options, if you were served a civil summons on account of a credit card debt. Bills.com i
Read moreCalifornia Community Property
California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...
Read moreTips When Your Spouse has Debt
Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both
Read moreVoluntary Repossession
Get all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.
Read morePayday Loan Laws
Learn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreDebt Solutions
Find a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...
Read moreDebt
Debt can often be a useful tool it can also pose a significant hurdle. If you've ever borrowed money, you've taken on debt, Use this guide to learn more...
Read moreCollection Agency - Complete Guide to Handle Collection Calls
A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...
Read moreDebt Consolidation Loans with Bad Credit February 2022: Rates, Reviews & Options
Is a debt consolidation loan for bad credit a viable option? Learn how the loan works, how your credit affects your rates, and which lenders offer bad credit…
Read moreBest Debt Consolidation Loan for May 2022
A debt consolidation loan combines multiple debts into one payment. A loan can help simplify finances, save money and pay off your debt. Compare top lenders...
Read moreManage your Debt
Tips and advice to help you Deal with Debt. Learn when debt relief, debt settlement, debt consolidation or credit counseling is best. Make sure that you...
Read moreIs Debt Consolidation Right for You?
Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...
Read more5 Ways to Consolidate Credit Card Debt
Credit card consolidation combines some or all of your debt into one monthly payment. Find the best way to consolidate credit debt, including a personal loan...
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