Debt Articles
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Read moreReal Time Resolutions: How to Deal with Collections | Bills.com
Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...
Read moreBuy-Here-Pay-Here Repossession
I bought a car from a buy-here-pay-here location. I just had it repossessed after being late 4 days with no notice. Is that legal? Yes!
Read morePrepaid Debit Card and Debt Collections
Can a creditor seize or garnish my prepaid debit card?
Read moreCan your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...
Read moreDebt Management | Deal with Your Debt
Debt Management | Many of us have debt problems. Some of us can solve go it alone, while others need professional debt services. Learn the steps to take...
Read moreThree-State Statute of Limitations
Three-State Statute of Limitations Conflict | Review the SOL jurisdiction implications when a debtor moves from one state to another and the creditor is in a...
Read moreCredit Card Consolidation and Your Credit Score
Your credit score makes a difference when searching for a credit card debt consolidation program. Even if you don't have an excellent score you can...
Read moreCan My Bank Account be Levied?
Account Levy is allowed for judgments. Also, state and federal agencies have the right to levy accounts on their own authority. However, exemptions apply...
Read moreBoA Increased Payments on MBNA account
Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...
Read moreLearn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and...
Read moreIt's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to avoid...
Read moreDignity Health Payment Assistance
Catholic Healthcare West hospitals and clinics offer charity and discount programs for people with no insurance. Talk to an admitting or patient registration...
Read moreAscension Health Patient Assistance
Ascension Health's hospitals and care centers offer charity and discount programs for people with limited income. Be careful, because not all expenses...
Read moreAfter a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum
Read moreRead about common law marriages and debt responsibility in this informative article on Bills.com
Read moreRegarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.
Read moreAsking yourself - How Can I Save Money? Can you save money and pay off debt at the same time with a low income?
Read moreYou may be able to avoid paying a payday loan if it is illegal. 14 states outlaw payday loans, including online payday loans. Check with the State Attorney...
Read moreHow to consolidate debt from credit cards, medical providers, mortgages, auto loans, and taxes after divorce. You need a different strategy for each debt type.
Read moreCollection agency charges are illegal if you state outlaws the practice, or if the contract you signed with the original creditor doesn't say it can...
Read moreLearn the statutes of limitations for Connecticut, and the length of time a lien lasts when attached to personal or real property. Credit cards have a 3-year...
Read moreMost pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.
Read moreGarnish Social Security Income
Your retirement income is protected if your primary sources of income are Social Security and pension benefits.
Read moreAdvice if you have received a Court Summons for Debt and need free help.
Read moreFederal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...
Read moreYou cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com
Read moreHow Long Will a Judgment Last? | Get information on how long judgments last on your credit reports. Get credit smart at Bills.com
Read moreCollection laws and exemptions vary from state to state. Protect yourself and your assets by learning the homestead, vehicle, and bank account exemptions...
Read moreCollection agency scams are common, unfortunately. Learn four ways to detect a scam artist, and eight steps to take to handle a scam artist. Scammers will...
Read moreHow to Handle a Debt Collection Call from Convergent Outsourcing 2025 | Bills.com
Convergent Outsourcing is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Read moreWhere To Find a Consolidation Loan
Where to find a consolidation loan depends on your assets, goals, income, and credit score. You can find a consolidation loan from local and national banks...
Read moreFree tips on IRS and state tax debts and filing for bankruptcy. Some IRS tax debts are eligible for including in a bankruptcy. Learn more at bills.com
Read moreYour creditor may consider you judgment proof if your assets are off-limits from its collections. Learn how to tell if you are judgment proof, but beware...
Read moreConsolidate Capital One Credit Debt
Find the the Capital One debt consolidation program that saves you the most money. Be sure to pay attention to protecting yourself from aggressive...
Read moreYou can qualify for a mortgage after bankruptcy as early as 12 months after the discharge. Learn the FHA and VA's rules for bankruptcy...
Read moreFirst Bank of Delaware, a relatively small bank based in Delaware, operates a payday loan business online under the ThinkCash brand name. It has no physical pre
Read moreRenew a CD or Pay Down My Debt?
Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...
Read moreLearn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreSubpoena While in Debt Resolution Program
If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio
Read moreHow to Consolidate Bad Credit Debt
How can you consolidate debt if you have bad credit? Is a bad credit personal loan a good idea? Learn the steps to take to consolidate your debt with...
Read moreIf you are on SSI and have debt trouble, let Bills.com help you out.
Read moreJavitch Block: Dealing with Debt Collection 2025 | Bills.com
Javitch Block is a law firm specializing in debt collection and insurance loss recovery. If they call or contact you take these steps to protect...
Read moreCreditors are allowed to garnish between 10% and 25% of your wages, with the percentage allowed being determined by each state.
Read moreCo-Signed Car Loan With Deadbeat Daughter
I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?
Read moreDebt Snowball to Pay Off Debt: How Does it Work?
Debt snowball is a technique to help you pay off your debt quicker. Instead of making minimum payments, you make fixed payments and use the extra amount to...
Read moreA judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in
Read moreMinnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.
Read moreCredit Card Debt and SSI Income
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
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