Debt Articles
Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreClerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action
Read moreProfit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read moreUnder common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote
Read moreDebt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.
Read moreBankruptcy Divorce and Underwater Home
Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h
Read moreIf you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreYou will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).
Read moreSummons for American Express Debt
American Express wants a resolution to your debt now. Negotiating a lump-sum settlement is a compromise that will clear the debt from American Express's books a
Read moreCollection of Written-Off Debt
If the original creditor writes-off the debt and issues a 1099-C, that means the original creditor has forgiven the debt and is claiming the loss on its taxes.
Read moreBusiness Line of Credit Debt Settlement
Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...
Read moreEnforcing Out-of-State Judgment
Questions concerning enforcing judgments across state borders are difficult to answer with general, one-size-fits-all replies. The facts in each case are signif
Read moreFrozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.
Read moreNew York Spousal Liability for Debt
New York Spousal Liability for Debt | Free tips about New York spousal liability for debt issues
Read moreYou have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...
Read moreDebt settlement help | Debt settlement help may be the best way to get out debt. Choose a debt settlement firm that follows FTC rules that prohibit upfront...
Read moreIn Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.
Read moreCitibank Hardship Program | If you are having problems paying back your credit card debt, then speak to your bank. Citibank has a hardship program, but you...
Read moreBankruptcy Discharge and HELOC | Ask an attorney what to do about the HELOC and see if it can be discharged in your bankruptcy. If you chose to do a lump-sum...
Read moreSpousal Support and Credit Card Debt
Spousal Support and Credit Card Debt | Changes in spousal support payments should be authorized by the courts. Unilateral action by the one party can cause...
Read moreTarget National Bank may increase your interest rate to the default rate if you ever charge over your credit limit or miss your payment due date.
Read moreSell timeshare | Selling a timeshare is difficult. Prices are low and it is a buyer's market. Free tips on how to sell your timeshare from bills.com.
Read moreIt is unwise to believe the promises of a negotiator who refuses to put a settlement agreement in writing. Our advice? Get it in writing!
Read moreA creditor is garnishing my wages for a debt that is 10+ years old. How is this possible?
Read moreNorthstar Location Services is a collection agent. Take these steps if Northstar contacts you or the company's name appears on your credit report. Step 1 is...
Read moreBill consolidation simplifies your bill-paying, helps you pay off debt quicker, and saves money. Choose a debt consolidation loan or other ways to...
Read moreDebt negotiation is a solution for people in a hardship. Carefully look at your situation and debt relief options. Choose between a do-it-yourself approach...
Read moreFind Attorney | Ask your friends and family if they have any recommendations. Learn about some of the key questions to ask an attorney before hiring, and ...
Read moreThe domino strategy retires debt at the lowest cost in interest. It is also effective because it tends to build a person's credit score. I think your plan is so
Read moreBankruptcy, Reaffirmation, & Short Sale
If a debtor never reaffirmed a mortgage, then he or she has no personal liability for the mortgage. Therefore, a short sale is unnecessary to avoid liability fo
Read moreRequesting a Deficiency Balance Statement
When my car gets repossessed, auctioned, and sold can I get a statement telling me how much it was sold for and what I owe?
Read moreForeclosure and Chapter 7 Bankruptcy | Look for alternatives to foreclosure, such as a deed in lieu of foreclosure. Before looking to bankruptcy, consult with..
Read moreHow to Handle a Debt Collection Call from Avante USA 2023 | Bills.com
Avante USA is a collection agency that aggressively works with third-party and original owners of the debt. Protect yourself by taking these steps...
Read moreDebt Advice comes in handy when you are looking for a loan, mortgage or credit. It helps to have a good plan and follow professional advice to get out of debt..
Read moreCalifornia Statute of Limitations
California Statute of Limitations | California statute of limitations for debt related to a written contract is four years, and an oral contract is two years...
Read moreThere are different strategies for paying off debt. In order to manage your debt review your financial situation and then check out the best way to deal with..
Read moreYou have many credit consolidation services companies to chose from and it is important you research your options. The tips and solutions we shared here can...
Read moreCredit Card Consolidation Companies
Credit Card Consolidation Companies | Find the best credit card consolidation company for your specific needs. To save the most money, make sure that you...
Read moreConsolidate Wells Fargo Credit Debt
Before choosing a Wells Fargo debt consolidation program, look at all your options. Think about what saves you the most money and what will protect you from...
Read moreBuy a Car vs. Pay-off Credit Card
A newer car would be nice, but it makes more sense economically to apply the amount you would be paying for a new car to retire the credit card debt.
Read moreHow to Get Debt Collectors to Stop Calling
How to Get Debt Collectors to Stop Calling? Learn how to write a cease-and-desist letter to stop calls from debt collectors. Also, learn how to complain if...
Read moreReal Time Resolutions: How to Deal with Collections | Bills.com
Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...
Read moreHow to Handle a Debt Collection Call from Rausch Sturm 2023 | Bills.com
Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...
Read morePortfolio Recovery Associates - Deal with collections | Bills.com
Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...
Read moreNationwide Credit Inc: Dealing with Collection Calls | Bills.com
Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Read moreCommunity Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...
Read moreARS National Services - Dealing with Collection Calls | Bills.com
ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Read moreUnsecured Debt Consolidation Loan
Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...
Read moreShould I Settle or Enter CCCS Program
Learn about the pros and cons of Consumer Credit Counseling Service (CCCS) when compared with a debt settlement program, all at Bills.com
Read more2018 Starts with Higher Debt Level
The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan
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