Debt Articles

Unsecured Debt Consolidation Loan

Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...

ARS National Services - Dealing with Collection Calls | Bills.com

ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

Community Property Debt

Community Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...

Nationwide Credit Inc: Dealing with Collection Calls | Bills.com

Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

Portfolio Recovery Associates - Deal with collections | Bills.com

Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...

How to Handle a Debt Collection Call from Rausch Sturm 2023 | Bills.com

Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...

Real Time Resolutions: How to Deal with Collections | Bills.com

Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...

Louisiana Collection Laws

Learn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...

New York Collection Laws

Learn how New York law protects you if you are threatened with a lien, account levy, wage garnishment, repossession or foreclosure. Payday loans are illegal...

Excessive Towing Fees

My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s

Use 401k to Consolidate Debt

Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.

Credit Card Debt in Colorado

My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?

Collection Agency Interest

Can A Collection Agency Continue to Charge Interest on A Charged Off Account?

Low Interest Credit Card Consolidation Loans

Low-interest credit card consolidation loans are available, including a personal debt consolidation loan and a cash-out or home equity mortgage. Your credit...

Father's Credit Card Debt

My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c

Minnesota Collection Laws

Learn the statute of limitations for credit card and other debts, and Minnesota's peculiar mortgage anti-deficiency laws. A Minnesota judgment becomes a lien...

Debt Consolidation Alternatives for Military and Hardship

There are debt consolidation alternatives for military personnel in a financial hardship. Don't fall for scams or easy to qualify solutions. Look for...

Bad Credit Debt Consolidation Loan Alternatives

Consolidating debt with bad credit is a challenge. While bad credit debt consolidation loans are available, compare them with other alternatives that are..

Washington Collection Laws

Learn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...

Community Property

10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...

Debt Consolidation Loan Fees

Debt Consolidation Loan Fees | There are different debt consolidation loan solutions. Make sure that you choose the right program and compare rates, upfront...

Bad Credit Debt Consolidation Lenders

Read customer reviews about bad credit debt consolidation lenders, such as Avant, One Main, LendingPoint and NetCredit or write your own review

Q3 2018 US Household Debt Trends

The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan

Credit Card Debt Consolidation

Understand how to find the right credit card debt consolidation option for your situation. Don't commit to a solution you can't see through. Make sure you...

Midland Credit Management

Midland Credit Management collection agency calling you? Take these 3 steps if Midland Credit Management calls you to collect a debt. First...

Increase in Debt Balance

Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to

Mortgage When Spouse Dies

A bank may be able to call a mortgage when a spouse dies. your spouse who has a mortgage dies, you may be able to keep making payments and remain in...

Dealing with Late Payments and Delinquent Accounts

If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many households...

Settle a Lawsuit

Settling with your creditors is a fairly straightforward process, but one which can be intimidating to many consumers. Learn more about the process at Bills.com

Debt Consolidation & Mobile Home

Finding a debt consolidation loan using a mobile home as collateral is possible but challenging. Consider your alternatives, which include...

Deal Or No Deal

We were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi

Debt Consolidation Loans For Military

Debt Consolidation Loans Military | If you own a home then consider a VA cash-out mortgage. While there isn't a special personal loan program for military...

US Bank Debt Consolidation Loan Options

US Bank offers debt consolidation loan options for their existing customers including personal loans, lines of credit and home equity loans. Check out the...

How to Consolidate Credit Card Debt

How can you consolidation credit card debt? Learn about the best way to consolidate credit card debt and choose a program that fits your...

What Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?

If I do not have enough money to pay a deficiency balance, what will happen?

Pros and Cons of a Bad Credit Debt Consolidation Loan

If you have bad credit, then you are probably wondering if a bad credit debt consolidation loan is the right solution to your debt problems. Learn the pros and

Virginia Collection Laws

Learn the statute of limitations for credit card and other debts, and how to apply for a $5,000 wage and account garnishment exemption available to Virginia...

Repay Gambling Debt

Some state courts will hear cases relating to gambling debt, and others will not. Failure to pay a casino marker may fall under a state's bad check laws...

FTC Crackdown on Bogus Debt Collectors

Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...

Consolidate Student Loan Debt With Credit Card Debt

It's not easy to consolidate student loan debt with credit card debt. If you're house-rich but cash-poor, consider a cash-out refinance. Otherwise, you will...

CFPB and New Ideas for Private Student Loan Relief

Private Student Loan Relief | There are few relief options for private student loan borrowers. The CFPB's July 2012 report called for changes, including...

Debt Management | Deal with Your Debt

Debt Management | Many of us have debt problems. Some of us can solve go it alone, while others need professional debt services. Learn the steps to take...

Three-State Statute of Limitations

Three-State Statute of Limitations Conflict | Review the SOL jurisdiction implications when a debtor moves from one state to another and the creditor is in a...

Credit Card Consolidation and Your Credit Score

Your credit score makes a difference when searching for a credit card debt consolidation program. Even if you don't have an excellent score you can...

Can My Bank Account be Levied?

Account Levy is allowed for judgments. Also, state and federal agencies have the right to levy accounts on their own authority. However, exemptions apply...

BoA Increased Payments on MBNA account

Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...

Kentucky Collection Laws

Learn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and...

Debt Collection

It's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to avoid...

Dignity Health Payment Assistance

Catholic Healthcare West hospitals and clinics offer charity and discount programs for people with no insurance. Talk to an admitting or patient registration...

Ascension Health Patient Assistance

Ascension Health's hospitals and care centers offer charity and discount programs for people with limited income. Be careful, because not all expenses...