California Statute of Limitations
California Statute of Limitations | California statute of limitations for debt related to a written contract is four years, and an oral contract is two years...
Old Judgment Collection
A creditor is garnishing my wages for a debt that is 10+ years old. How is this possible?
Vermont Collection Laws
In Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.
New York Spousal Liability for Debt
New York Spousal Liability for Debt | Free tips about New York spousal liability for debt issues
Enforcing Out-of-State Judgment
Questions concerning enforcing judgments across state borders are difficult to answer with general, one-size-fits-all replies. The facts in each case are signif
Summons for American Express Debt
American Express wants a resolution to your debt now. Negotiating a lump-sum settlement is a compromise that will clear the debt from American Express's books a
Under common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote
California Clerk Judgment
Clerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action
NY Statute of Limitations
The utility is within its rights in New York to refuse to do business with a former customer who has an outstanding balance on their account.
I found no evidence that it is illegal to collect a debt less that $100 in Nebraska or report it to a credit reporting agency.
Served Summons & Complaint
If you are served a Summons and Complaint, it is crucial to respond the right way. Never ignore a summons, as it can lead to a default judgment. Be sure you...
Judgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...
Collections Advice on Deficiency Judgment
A deficiency is like any other unsecured debt and as such is legally identical to credit card debt, medical debt, or a payday loan.
Louisiana Community Property
Louisiana Community Property Law and your spouse's debt. Louisiana classifies debts as separate and community. In many cases, creditors can collect...
Washington Community Property
Washington Community Property Law and your spouse's debt. In Washington, whether a spouse is liable for a debt depends on the source of the debt, and..
Statute of Limitations
Statute of limitations | When the statute of limitations on collecting a debt is reached, you may not have to pay the debt, but collectors can still try to...
Judgment On Credit Report
If you need more information about judgement appearing on your credit report, Bills.com has more information and useful resources.
Collection Harassment | If your creditor calls your at work to collect on a debt you have options to stop those calls. You should write a letter informing...
Texas Community Property
Texas Community Property Law and your spouse's debt. In Texas, creditors must follow a 4-step process to determine if they can collect from the non-debtor...
Attorney Collection and Harassment
If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.
Arizona Community Property
Arizona Community Property Law and your spouse's debt. In Arizona, creditors cannot touch your community property for premarital debt. However...
Am I Liable for Debt My Wife Incurred Before Marriage
My wife got a car with her dad before we got married. If the car is repossessed will they be able to garnish my wages?
Nevada Community Property
Nevada Community Property Law and your spouse's debt. In Nevada, creditors must have signatures from both spouses to collect the debt from the...
Wisconsin Community Property
Wisconsin Community Property Law and your spouse's debt. Wisconsin liability law is tricky. Courts must first classify a debt, and then determine if...
Texas Collection Laws
Under Texas collection law, most debt-related statutes of limitation are 4 years in length. Wage garnishment is outlawed for most consumer debts in Texas...
Florida Collection Laws
Florida collection laws | A Florida court may decide to grant a judgment to the creditor. A judgment is a declaration by a court that the creditor has the...
Hawaii Statute of Limitations
The statute of limitations for debt related to a contract in Hawaii is six years.
Minor Signed an Agreement to Pay Debts
In most states, many obligations created by minors are considered voidable, as minors are not legally competent to enter into binding contracts. Read more at Bi
Disclaimer of Liability in Community Property State
Learn about community property, and find information about states that follow the community property law.
Wage Garnishment & Payday Loan in California
Are payday lenders permitted to contact your employer and seek out a garnishment of your wages without first filing suit and obtaining a judgment? No!
Payday Loans & Hot Checks in Texas
I can't repay a payday loan in Texas. Is that a criminal offense? Learn about legal and illegal payday loan collections in Texas.
Utah Collection Laws
Utah Collection Laws | If you are in Utah and a creditor obtains a judgment against you, you face garnishments and levies. Learn how to...
Statute of Limitations on Debt
Learn your state's statute of limitation laws for credit card & other debt. Find the maximum interest rate collectors can charge, and if you are liable for...
Maryland Garnishment Rules
Maryland follows the federal rules that limit the amount garnished to 25 percent of the debtor's disposable income, or not less than an amount equal to 30 times
Kansas Collection Laws
A Kansas judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a li
Missouri Collection Laws
A Missouri judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and...
Massachusetts Collection Laws
The statute of limitations for the collection of most consumer debts in Massachusetts is 6 years. The state outlaws foreclosure when a loan modification...
Collection on Title Loan
Collection on title loan |A title loan offers you cash from the lender, with the title of your paid-for vehicle as security. Never take a title loan without...
North Carolina Collection Laws
The statute of limitations for the collection of most consumer debts in North Carolina is three years. Wage garnishment is highly restricted but account levy...
Ohio Collection Laws
Ohio collection laws are creditor-friendly and tought onc consumers. The statutes of limitations on debt are length and judgments can be renewed repeatedly. If
Pennsylvania Collection Laws
Learn the Pennsylvania rules for statute of limitations, wage garnishment, and bank levies. Wage garnishment is not allowed with two exceptions. Account levy...
Arizona Collection Laws
In Arizona, the statute of limitations for oral contracts is 3 years, and written contracts and credit cards is 6 years. Arizona is a...
Illinois Collection Laws
A judgment is a declaration by an Illinois court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a
Lawsuit on a Six Year Old Deficiency Balance
Get more information about lawsuits on deficiencies. Learn about statute of limitations and more at Bills.com
Alabama Collection Laws
The statute of limitations on Alabama debt is 3 years for credit cards, and 6 or 10 years on written contracts. Wage garnishment is allowed and follows...
Iowa Collection Laws
Learn about Iowa's wage garnishment, statutes of limitations, and levy rules.
New Jersey Collection Laws
The statute of limitations for some New Jersey debts is 6 years. Wage garnishment is limited to 10% of net take-home pay. Judgments have a 20-year life, and...
2018 Starts with Higher Debt Level
Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...
New York Statute of Limitations
According to the Laws of New York CVP Article 2 section 213, a plaintiff has six years to take action on a contractual obligation or liability.
Remedies & Common Law
An original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act