Collection Laws Articles
Washington Community Property Law and your spouse's debt. In Washington, whether a spouse is liable for a debt depends on the source of the debt, and..
Read moreStatute of limitations | When the statute of limitations on collecting a debt is reached, you may not have to pay the debt, but collectors can still try to...
Read moreIf you need more information about judgement appearing on your credit report, Bills.com has more information and useful resources.
Read moreCollection Harassment | If your creditor calls your at work to collect on a debt you have options to stop those calls. You should write a letter informing...
Read moreTexas Community Property Law and your spouse's debt. In Texas, creditors must follow a 4-step process to determine if they can collect from the non-debtor...
Read moreAttorney Collection and Harassment
If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.
Read moreArizona Community Property Law and your spouse's debt. In Arizona, creditors cannot touch your community property for premarital debt. However...
Read moreAm I Liable for Debt My Wife Incurred Before Marriage
My wife got a car with her dad before we got married. If the car is repossessed will they be able to garnish my wages?
Read moreNevada Community Property Law and your spouse's debt. In Nevada, creditors must have signatures from both spouses to collect the debt from the...
Read moreWisconsin Community Property Law and your spouse's debt. Wisconsin liability law is tricky. Courts must first classify a debt, and then determine if...
Read moreUnder Texas collection law, most debt-related statutes of limitation are 4 years in length. Wage garnishment is outlawed for most consumer debts in Texas...
Read moreFlorida collection laws | A Florida court may decide to grant a judgment to the creditor. A judgment is a declaration by a court that the creditor has the...
Read moreThe statute of limitations for debt related to a contract in Hawaii is six years.
Read moreMinor Signed an Agreement to Pay Debts
In most states, many obligations created by minors are considered voidable, as minors are not legally competent to enter into binding contracts. Read more at Bi
Read moreDisclaimer of Liability in Community Property State
Learn about community property, and find information about states that follow the community property law.
Read moreWage Garnishment & Payday Loan in California
Are payday lenders permitted to contact your employer and seek out a garnishment of your wages without first filing suit and obtaining a judgment? No!
Read morePayday Loans & Hot Checks in Texas
I can't repay a payday loan in Texas. Is that a criminal offense? Learn about legal and illegal payday loan collections in Texas.
Read moreUtah Collection Laws | If you are in Utah and a creditor obtains a judgment against you, you face garnishments and levies. Learn how to...
Read moreStatute of Limitations on Debt
Learn your state's statute of limitation laws for credit card & other debt. Find the maximum interest rate collectors can charge, and if you are liable for...
Read moreMaryland follows the federal rules that limit the amount garnished to 25 percent of the debtor's disposable income, or not less than an amount equal to 30 times
Read moreA Kansas judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a li
Read moreA Missouri judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and...
Read moreThe statute of limitations for the collection of most consumer debts in Massachusetts is 6 years. The state outlaws foreclosure when a loan modification...
Read moreCollection on title loan |A title loan offers you cash from the lender, with the title of your paid-for vehicle as security. Never take a title loan without...
Read moreNorth Carolina Collection Laws
The statute of limitations for the collection of most consumer debts in North Carolina is three years. Wage garnishment is highly restricted but account levy...
Read moreOhio collection laws are creditor-friendly and tought onc consumers. The statutes of limitations on debt are length and judgments can be renewed repeatedly. If
Read moreLearn the Pennsylvania rules for statute of limitations, wage garnishment, and bank levies. Wage garnishment is not allowed with two exceptions. Account levy...
Read moreIn Arizona, the statute of limitations for oral contracts is 3 years, and written contracts and credit cards is 6 years. Arizona is a...
Read moreA judgment is a declaration by an Illinois court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a
Read moreLawsuit on a Six Year Old Deficiency Balance
Get more information about lawsuits on deficiencies. Learn about statute of limitations and more at Bills.com
Read moreThe statute of limitations on Alabama debt is 3 years for credit cards, and 6 or 10 years on written contracts. Wage garnishment is allowed and follows...
Read moreLearn about Iowa's wage garnishment, statutes of limitations, and levy rules.
Read moreThe statute of limitations for some New Jersey debts is 6 years. Wage garnishment is limited to 10% of net take-home pay. Judgments have a 20-year life, and...
Read more2018 Starts with Higher Debt Level
Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...
Read moreNew York Statute of Limitations
According to the Laws of New York CVP Article 2 section 213, a plaintiff has six years to take action on a contractual obligation or liability.
Read moreAn original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act
Read moreCommunity Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...
Read moreLearn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...
Read moreLearn how New York law protects you if you are threatened with a lien, account levy, wage garnishment, repossession or foreclosure. Payday loans are illegal...
Read moreLearn the statute of limitations for credit card and other debts, and Minnesota's peculiar mortgage anti-deficiency laws. A Minnesota judgment becomes a lien...
Read moreLearn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...
Read more10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...
Read moreLearn the statute of limitations for credit card and other debts, and how to apply for a $5,000 wage and account garnishment exemption available to Virginia...
Read moreThree-State Statute of Limitations
Three-State Statute of Limitations Conflict | Review the SOL jurisdiction implications when a debtor moves from one state to another and the creditor is in a...
Read moreCan My Bank Account be Levied?
Account Levy is allowed for judgments. Also, state and federal agencies have the right to levy accounts on their own authority. However, exemptions apply...
Read moreLearn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and...
Read moreIt's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to avoid...
Read moreLearn the statutes of limitations for Connecticut, and the length of time a lien lasts when attached to personal or real property. Credit cards have a 3-year...
Read moreHow Long Will a Judgment Last? | Get information on how long judgments last on your credit reports. Get credit smart at Bills.com
Read moreCollection laws and exemptions vary from state to state. Protect yourself and your assets by learning the homestead, vehicle, and bank account exemptions...
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