Collection Laws Articles
Community Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...
Read moreLearn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...
Read moreLearn how New York law protects you if you are threatened with a lien, account levy, wage garnishment, repossession or foreclosure. Payday loans are illegal...
Read moreLearn the statute of limitations for credit card and other debts, and Minnesota's peculiar mortgage anti-deficiency laws. A Minnesota judgment becomes a lien...
Read moreLearn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...
Read more10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...
Read moreLearn the statute of limitations for credit card and other debts, and how to apply for a $5,000 wage and account garnishment exemption available to Virginia...
Read moreThree-State Statute of Limitations
Three-State Statute of Limitations Conflict | Review the SOL jurisdiction implications when a debtor moves from one state to another and the creditor is in a...
Read moreCan My Bank Account be Levied?
Account Levy is allowed for judgments. Also, state and federal agencies have the right to levy accounts on their own authority. However, exemptions apply...
Read moreLearn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and...
Read moreIt's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to avoid...
Read moreLearn the statutes of limitations for Connecticut, and the length of time a lien lasts when attached to personal or real property. Credit cards have a 3-year...
Read moreHow Long Will a Judgment Last? | Get information on how long judgments last on your credit reports. Get credit smart at Bills.com
Read moreCollection laws and exemptions vary from state to state. Protect yourself and your assets by learning the homestead, vehicle, and bank account exemptions...
Read moreCreditors are allowed to garnish between 10% and 25% of your wages, with the percentage allowed being determined by each state.
Read moreReaffirmation | A debt reaffirmation is an agreement in which the debtor agrees to repay a debt even if it was discharged in a bankruptcy.
Read moreA creditor is garnishing my wages for a debt that is 10+ years old. How is this possible?
Read moreIn Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.
Read moreNew York Spousal Liability for Debt
New York Spousal Liability for Debt | Free tips about New York spousal liability for debt issues
Read moreEnforcing Out-of-State Judgment
Questions concerning enforcing judgments across state borders are difficult to answer with general, one-size-fits-all replies. The facts in each case are signif
Read moreSummons for American Express Debt
American Express wants a resolution to your debt now. Negotiating a lump-sum settlement is a compromise that will clear the debt from American Express's books a
Read moreUnder common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote
Read moreClerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action
Read moreThe utility is within its rights in New York to refuse to do business with a former customer who has an outstanding balance on their account.
Read moreI found no evidence that it is illegal to collect a debt less that $100 in Nebraska or report it to a credit reporting agency.
Read moreIf you are served a Summons and Complaint, it is crucial to respond the right way. Never ignore a summons, as it can lead to a default judgment. Be sure you...
Read moreJudgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...
Read moreCollections Advice on Deficiency Judgment
A deficiency is like any other unsecured debt and as such is legally identical to credit card debt, medical debt, or a payday loan.
Read moreLouisiana Community Property Law and your spouse's debt. Louisiana classifies debts as separate and community. In many cases, creditors can collect...
Read moreTexas Community Property Law and your spouse's debt. In Texas, creditors must follow a 4-step process to determine if they can collect from the non-debtor...
Read moreAttorney Collection and Harassment
If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.
Read moreArizona Community Property Law and your spouse's debt. In Arizona, creditors cannot touch your community property for premarital debt. However...
Read moreAm I Liable for Debt My Wife Incurred Before Marriage
My wife got a car with her dad before we got married. If the car is repossessed will they be able to garnish my wages?
Read moreNevada Community Property Law and your spouse's debt. In Nevada, creditors must have signatures from both spouses to collect the debt from the...
Read moreWisconsin Community Property Law and your spouse's debt. Wisconsin liability law is tricky. Courts must first classify a debt, and then determine if...
Read moreAn original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act
Read moreLearn the statute of limitations for credit card and other debts in Colorado, and the state's unusual rules for the life of judgments, which is 6 or 20 years...
Read moreLearn the statute of limitations for credit card and other debts, and how to apply for a $6,000 account levy exemption available to Maryland residents...
Read moreLearn Mississippi Collection Laws, including the Mississippi statute of limitations for credit card and other debts, and how your can stop a wage...
Read moreLearn about California Community Property Law and see how it could effect your debt responsibilities if you are going through a divorce.
Read moreLearn the statute of limitations for credit card and other debts in Oregon (hint: they're long), and the state's consumer friendly anti-garnishment...
Read moreLearn the statute of limitations for credit card and other debts, and what amount is exempt from an account levy in Indiana. The first $350...
Read moreSouth Carolina Collection Laws
Learn the statute of limitations for credit card and other debts in Colorado, and the state's tough rules for wage garnishment and account levy...
Read moreLearn the statute of limitations for credit card and other debts, and how Tennessee wage and account garnishment exemptions can shield your assets from...
Read moreOklahoma collection laws are consumer friendly. Learn the statutes of limitations and the standards of proof collection agents must reach to sue a consumer...
Read moreLearn Michigan Michigan Collection Laws, including the Michigan statute of limitations for credit card and other debts, and how your can stop a wage...
Read moreRight of Reinstatement on Vehicle Loan
Right of Reinstatement on a Vehicle Loan | Some states allow a person whose car was repossessed to reinstate their loan, if they can catch up on...
Read moreUnder Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...
Read moreCo-Signer Rights on House or Car
What rights does a co-signer have? Learn about co-signer rights to property and what rights a co-signer have on a car.
Read moreGet information on recourse options available to creditors of GI loans in default. Learn more at Bills.com
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