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New Jersey Collection LawsMar 18, 2013
The statute of limitations for some New Jersey debts is 6 years. Wage garnishment is limited to 10% of net take-home pay. Judgments have a 20-year life, and...
Getting Harassed by Bill CollectorFeb 21, 2008
See what recourses that may be available to you if you are getting harassed by a bill collector. Learn more about collection accounts at
Second MortgageDec 1, 2010
Find a complete second mortgage guide, including advice and information on loans and lenders, at -- your one stop resource for saving money.
Canada Credit ReportJan 27, 2010
Canada Credit Report | There is a slight risk to your Canadian credit report if you leave your US credit report in shambles. A financially motivated US...
Home Equity Loan After a ForeclosureJun 4, 2008
Read all about the after effects of a foreclosure. Find helpful tips and advice for free at
Voluntary Surrender of LeaseNov 20, 2007
Get the facts on voluntary surrender of lease. has the resources to help you save on your auto loan.
Online Credit Card Debt Help Dec 1, 2010
Learn how to find online credit card debt help in minutes. can help you get out of debt faster. - Find.Learn.Save.
Refinance Tax DeductionFeb 18, 2010
According to the IRS, points are prepaid interest and may be deductible as home mortgage interest if you itemize deductions on Form 1040, Schedule A.
Arizona Community PropertyFeb 11, 2017
Arizona Community Property Law and your spouse's debt. In Arizona, creditors cannot touch your community property for premarital debt. However...
Spouse's Bad Credit Affect My Credit Score?Aug 10, 2009
Do not worry about your personal credit score going bad because of your spouse's bad credit score, but keep in mind...
California Community PropertyAug 11, 2014
California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...
Can't Pay MortgageNov 17, 2010
Your mother will be evicted if she continues to fail to pay the mortgage, the house will be auctioned or added as a real-estate-owned (REO) property in the mult
Arizona Collection LawsSep 16, 2019
In Arizona, the statute of limitations for oral contracts is 3 years, and written contracts and credit cards is 6 years. Arizona is a...
Home Account is the Best Way to Apply for Online Mortgage LoanJun 25, 2010
A review of Home Account - the coolest new way to shop for a mortgage online, and just may be the Best Way to Apply for an Online Mortgage Loan.
Change BanksOct 22, 2010
A credit card issuer can do business with whomever it chooses. If you had Chase credit card debt discharged in bankruptcy, the company may decline to do busines
Withdrawing cash out of a Mutual FundSep 19, 2007
Is it better to take funds out of a mutual funds for home repair expenses? Find out more...
Attorney Collection and HarassmentJan 20, 2010
If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.
Second Mortgage IntroDec 1, 2010
Learn the difference between a second mortgage loan, home equity loan, or home equity line of credit at
New York Payday LoanMay 21, 2010
New York Payday Loan | New York payday lenders partner with banks in deregulated states. These lenders deliver loans via electronic funds transfer and claim...
Cancellation of Debt IncomeFeb 12, 2014
Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
Two Creditors Garnishing Wages at the Same TimeMar 28, 2008
Get more information as to how wage garnishments work. If you are facing a creditor judgment, can help you save.
Credit Card Debt and SSI IncomeJul 20, 2009
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
Home Repair Loans and GrantsOct 25, 2010
Homeowners may qualify for repair, refinance, and mortgage loans and grants from the USDA and HUD. However, qualifications are stringent.
Chapter 13 CostSep 28, 2007
Get more information on the real costs involved in filing Chapter 13 Bankruptcy., Find. Learn. Save.
Two Accounts Billed As OneAug 12, 2010
I have two separate utility accounts that are being billed as one, can they do that?
Balance on Voluntary RepossessionDec 18, 2007
Learn about your options in case you owe a balance on your voluntary repossession at Find free resources to help you save.
Divorce and DebtDec 1, 2010
It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t
Consolidate Debts into One PaymentApr 4, 2007
If you are seeking a Lender to Consolidate Debts into One Payment, has the advice and solutions you need to save money.
Borrow Money to Invest?Aug 16, 2010
Does it make sense to borrow money for an investment?
Low Interest Home Equity LoanApr 4, 2007
If you are looking for a Low Interest Home Equity Loan, has the answers you need.
Credit Reference Being Harassed by CreditorJan 7, 2008
If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h
Get Your Credit ReportDec 1, 2010
Get your credit report and analysis, and information about your credit.
Car Lease with Bad CreditOct 16, 2007
See what options you have to get a car lease with bad credit. has the tips and resources to help you save on your car lease.
Loans and DivorceDec 1, 2010
Creditors will not accept a divorce settlement as legally binding upon them, and they will pursue the co-signatories if the primary borrower defaults.
Being Harassed by Collector?Jan 21, 2009
Debt collector harassment | Debt collector harassment is a common problem. Some Debt collectors use illegal methods to coerce and trick customers. Learn about..
Can A Credit Card Company Sue Me and Take My Home?May 13, 2015
Can A Credit Card Company Sue Me and Take My Home?
First Time Home Buyer and ConsolidationNov 19, 2007
First Time Home Buyer and Debt Consolidation | As a first time home buyer, if you have a significant amount of equity, you may be able to refinance or take...
Note v. MortgageNov 5, 2010
A mortgage consists of two documents: a note (or bond); and the mortgage itself. A deed conveys the title.
Florida JudgmentNov 24, 2010
Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
Lemon Law & Credit ReportNov 24, 2010
Lemon laws requires a manufacturer to repair a vehicle until it works properly, or if it cannot do so, it must either give the consumer a full refund or a new v
Deficiency Balance on Car RepossessionJul 10, 2009
My car was repossessed and now I owe $9,600 in a deficiency balance I can't afford. Is bankruptcy an option?
Owe More than Home Is WorthOct 27, 2010
Six options to get help with an upside down mortgage where you Owe More than My House is Worth. has the tips to help you save.
First Time Homebuyer Tax Credit & Short SaleMar 14, 2010
The fact that the property was sold as a short sale, deed in lieu of foreclosure, or REO is irrelevant to the first time homebuyer tax credit.
Real Estate Taxes and RefinanceOct 7, 2007
Discover the truth about real estate taxes and refinance options from
Mobile Home Loan RefinanceApr 4, 2007
If you need a Mobile Home Loan Refinance, has the answers to your questions.
Settled Debt Not Updating on Credit ReportMar 11, 2009
Get information about how a settled debt is reported to the credit bureaus and how long it might take to update. read more about debt settlement at
State Tax LevyOct 14, 2010
You may owe state income tax due to your filling jointly with your spouse. You may want to consider filing your returns as married filing separately.
New York GarnishmentMar 1, 2012
A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.
Chase Short SaleDec 13, 2010
If you reached a settlement with Chase regarding your short sale, then you do not owe Chase or anyone else anything for the deficiency balance.
Debt Cures ReviewJun 15, 2010
Review of Debt Cures and check to see if Debt Cures is a scam.