Bills Logo Team team is passionate about helping consumers improve their financial situation. Our team has years of experience in finance, including mortgage, debt resolution, tax resolution, and banking. We aim to provide the consumer with clear and accurate information.

Cancellation of Debt IncomeJun 1, 2023
Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
New York GarnishmentJun 1, 2023
A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.
California Collection LawsJun 1, 2023
California collection laws | If you live in California and have a delinquent debt, it is important to know the California collection laws, to protect yourself f
Legal AidJun 1, 2023
Learn the names local organization that provides free and low-cost legal aid to low- and no-income people in your area.
New York Payday LoanJun 1, 2023
New York Payday Loan | New York payday lenders partner with banks in deregulated states. These lenders deliver loans via electronic funds transfer and claim...
Credit Reference Being Harassed by CreditorJun 1, 2023
If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h
Balance on Voluntary RepossessionJun 1, 2023
Learn about your options in case you owe a balance on your voluntary repossession at Find free resources to help you save.
Iowa Collection LawsJun 1, 2023
Learn about Iowa's wage garnishment, statutes of limitations, and levy rules.
Alabama Collection LawsJun 1, 2023
The statute of limitations on Alabama debt is 3 years for credit cards, and 6 or 10 years on written contracts. Wage garnishment is allowed and follows...
Getting Harassed by Bill CollectorJun 1, 2023
See what recourses that may be available to you if you are getting harassed by a bill collector. Learn more about collection accounts at
Free Debt HelpJun 1, 2023
Get free debt help and advice on how to tackle your debt and get your finances back in order from - the most valued name in debt help.
Arizona Collection LawsJun 1, 2023
In Arizona, the statute of limitations for oral contracts is 3 years, and written contracts and credit cards is 6 years. Arizona is a...
Statute of Limitations on DebtJun 1, 2023
Learn your state's statute of limitation laws for credit card & other debt. Find the maximum interest rate collectors can charge, and if you are liable for...
IBR Student Loan RepaymentJun 1, 2023
Income Based Repayment (IBR) | If you have student loan debt and a low income, an IBR can reduce your monthly payment. Start by...
Responsible for Spouse's Debt?Jun 1, 2023
You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...
Voluntary Surrender of LeaseJun 1, 2023
Get the facts on voluntary surrender of lease. has the resources to help you save on your auto loan.
Wisconsin Community PropertyMay 31, 2023
Wisconsin Community Property Law and your spouse's debt. Wisconsin liability law is tricky. Courts must first classify a debt, and then determine if...
Nevada Community PropertyMay 31, 2023
Nevada Community Property Law and your spouse's debt. In Nevada, creditors must have signatures from both spouses to collect the debt from the...
Arizona Community PropertyMay 31, 2023
Arizona Community Property Law and your spouse's debt. In Arizona, creditors cannot touch your community property for premarital debt. However...
Attorney Collection and HarassmentMay 31, 2023
If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.
California Payday LoanMay 31, 2023
Payday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l
Texas Community PropertyMay 31, 2023
Texas Community Property Law and your spouse's debt. In Texas, creditors must follow a 4-step process to determine if they can collect from the non-debtor...
Loans and DivorceMay 31, 2023
Creditors will not accept a divorce settlement as legally binding upon them, and they will pursue the co-signatories if the primary borrower defaults.
Consolidate Debts into One PaymentsMay 31, 2023
If you are seeking a Lender to Consolidate Debts into One Payment, has the advice and solutions you need to save money.
Pay Off LoansMay 31, 2023
Pay Off Loans | Review four sure-fire free tactics to Pay Off Loans payday and credit card loans, quickly and at the lowest cost. Save the most money by...
Charged off amountMay 31, 2023
Learn how a charged off amount is recorded on your credit report. Get the information you need at
Debt ConsoldationMay 31, 2023
Want to know how Debt Consolidation Services impact your credit? has all your debt consolidation tips and advice so you can save.
Washington Community PropertyMay 31, 2023
Washington Community Property Law and your spouse's debt. In Washington, whether a spouse is liable for a debt depends on the source of the debt, and..
Debt Consolidation without a HomeMay 31, 2023
Is it possible to get debt consolidation to get out of debt if I do not own a home or have anything for collateral? Not all require collateral, so you can...
Chapter 13 CostMay 31, 2023
Get more information on the real costs involved in filing Chapter 13 Bankruptcy., Find. Learn. Save.
Canada BankruptcyMay 31, 2023
I could find no laws concerning a requirement for a private person to be residing in Canada as a condition of filing bankruptcy.
Louisiana Community PropertyMay 31, 2023
Louisiana Community Property Law and your spouse's debt. Louisiana classifies debts as separate and community. In many cases, creditors can collect...
Divorce and DebtMay 31, 2023
It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t
TERI Student Loan & Debt SettlementMay 31, 2023
Student loan providers can be more difficult than other creditors when it comes to negotiating settlements, possibly because...
Bankruptcy AlternativesMay 31, 2023
Staggered by debt but want to avoid bankruptcy? You have 4 alternatives, but like bankruptcy, each has positives & negatives. Learn the options to filing...
Two Creditors Garnishing Wages at the Same TimeMay 31, 2023
Get more information as to how wage garnishments work. If you are facing a creditor judgment, can help you save.
File Bankruptcy With No MoneyMay 31, 2023
You can file bankruptcy with no money, and even have bankruptcy filing fees waived if you have little or no income. Learn how to file bankruptcy at no cost by..
California Community PropertyMay 31, 2023
California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...
Credit Card Debt and SSI IncomeMay 30, 2023
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
Connecticut Collection LawsMay 30, 2023
Learn the statutes of limitations for Connecticut, and the length of time a lien lasts when attached to personal or real property. Credit cards have a 3-year...
Community PropertyMay 30, 2023
10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...
Louisiana Collection LawsMay 30, 2023
Learn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...
Trapped By DebtMay 30, 2023
Feel trapped by debt? Learn the four options to free yourself from debt that's dragging you down. Start by looking at what you can afford to pay, then look...
Michigan Collection LawsMay 30, 2023
Learn Michigan Michigan Collection Laws, including the Michigan statute of limitations for credit card and other debts, and how your can stop a wage...
Deficiency Balance on Car RepossessionMay 30, 2023
My car was repossessed and now I owe $9,600 in a deficiency balance I can't afford. Is bankruptcy an option?
Oregon Collection LawsMay 30, 2023
Learn the statute of limitations for credit card and other debts in Oregon (hint: they're long), and the state's consumer friendly anti-garnishment...
Mississippi Collection LawsMay 30, 2023
Learn Mississippi Collection Laws, including the Mississippi statute of limitations for credit card and other debts, and how your can stop a wage...
Collector HarassmentMay 30, 2023
Learn how to deal with aggressive debt collectors in this informative article about collector harassment on
Settled Debt Not Updating on Credit ReportMay 30, 2023
Get information about how a settled debt is reported to the credit bureaus and how long it might take to update. read more about debt settlement at
Colorado Collection LawsMay 30, 2023
Learn the statute of limitations for credit card and other debts in Colorado, and the state's unusual rules for the life of judgments, which is 6 or 20 years...