Voluntary Repossession and Deficiency Balances

You have options. I recommend you read my answer to another reader who had a similar question. My answer is long, but I want you to read it through to understand your options.

i can no longer afford my car, i am not behind in payments, but am struggling, i checked on chapter 7 so i wouldn't have to pay the deficency, but the lawyer wants 1200.00 to take my case, if i had that kind of money i wouldn't be in this fix, my husband is on disability and i work full time, but there is just no enough money, i have no credit card debts, the house is in his name, what can i do