Credit Cards Articles

Balance Transfer Credit Cards

Erik MartinApril 27, 2022

Balance transfer credit cards involve paying off an existing credit card with a new credit card, often at a low introductory 0% APR. However, you need to be careful...

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Credit Cards

Peter WardenApril 26, 2022

Can there be anyone in 21st-century America who’s unfamiliar with credit cards? Are you sure that you really know how credit cards work? Learn more about...

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Use a Balance Transfer to Consolidate Credit Card Debt

Daniel CohenAugust 22, 2020

Credit Card Balance Transfers is one way to consolidate debt and save money. However, you have to be careful to read the fine print and make sure that you...

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Secured Credit Card | One Tool to Improve Credit

Betsalel CohenAugust 5, 2018

Secured Credit Card | A secured credit card is one tool to help build credit. Be careful not to overpay. A secured card can improve your credit, but..

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Elderly & Credit Card Debt

Daniel CohenDecember 22, 2017

Elderly and Credit Card Debt | The elderly need to balance their living needs with their debt payments. Make a budget and then look for debt relief...

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When to Close Credit Cards

Daniel CohenAugust 22, 2017

Free tips on how and when to close a credit card

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Can A Credit Card Company Sue Me and Take My Home?

Bills.com TeamMay 13, 2015

Can A Credit Card Company Sue Me and Take My Home?

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7 Credit Card Mistakes

Daniel CohenApril 6, 2015

Avoid these 7 common credit card mistakes: The minimum payment trap; Making late payments; Closing an old account, pretending credit card spending isn't...

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Close Credit Card

Daniel CohenApril 1, 2015

If you close credit card account, make certain you do not close the oldest account because that sets the starting point in your credit history.

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Paying Down Credit Card Debt

Anthony GarciaFebruary 18, 2015

Virginia Sullivan of Bills.com gives you four tips for paying down your credit card debt.

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Beware of the 0% Balance Transfer Trap

Bills.com TeamAugust 11, 2014

Beware of the 0% Balance Transfer Trap

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Coin Card

Mark CappelJuly 8, 2014

Coin Card is a new device planned for release in the summer of 2014 that replaces up to 8 of your credit, debit, and rewards cards. It's tethered to your...

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Late Credit Card Payments

Daniel CohenMay 15, 2014

Learn all about the consequences of late credit card payments.

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Secured Credit Card

Mark CappelSeptember 23, 2013

A secured credit card can help you build your credit history and credit score if you have not applied for or paid any loans in the last 10 years. Build...

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Justin Bieber Prepaid Card

Daniel CohenJuly 21, 2013

Learn about the Justin Bieber Prepaid Card. Understand the costs that come with using the card, so you can decide if this is a good choice. Be sure that...

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Change Credit Card Owner

Mark CappelMay 16, 2013

There are two ways to take full responsibility for a credit card balance on on a joint account. You can either call your present card issuer and...

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CFPB New Credit Card Rules

Betsalel CohenOctober 28, 2012

CFPB Proposes New Credit Card Income Rules for Non-Working Spouses | New proposed rules to help non-working spouses qualify for credit cards will...

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Walmart Debit Card

Mark CappelOctober 26, 2012

Walmart now offers two low-cost pre-paid debit cards, which it targets to people who are not served by banks and credit unions. The two cards are called...

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Prepaid Cards | The Basics

Betsalel CohenAugust 12, 2012

Prepaid Cards | Prepaid debit cards are becoming a more popular product, especially for teen and collage aged students, offering more budgetary controls, but...

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True Cost of Credit Card Purchases

Daniel CohenJuly 27, 2012

Infographic on true cost of making minimum payments on your credit card. Did you know the net cost of your purchase can double if you...

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Get Rid of Credit Card Debt

Mark CappelApril 18, 2012

Get rid of your credit card debt by following one or more these proven techniques. Learn more about credit counseling, debt settlement, and more...

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Pay Off Your Credit Cards

Betsalel CohenMarch 18, 2012

Pay off credit cards | If you want to pay off your credit cards, then set up your budget, plan to make your payments on time, and avoid making minimum...

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RushCard

Daniel CohenSeptember 22, 2011

Rush Card | The RushCard is a prepaid Visa debit card. Review the pros and cons of the RushCard at bills.com.

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First Premier Credit Card with 49.9% Interest

Daniel CohenApril 5, 2011

First Premier has a credit card that comes with a 49.9% annual interest rate. Consider a secured credit card as a superior alternative

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Credit Card Balance

Mark CappelJanuary 31, 2011

Credit Card Balance | if the collection agent was assigned the collection account, it has the right to collect the entire balance due at the time of the assignm

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Walmart Credit Card Available Balance

Daniel CohenDecember 20, 2010

Free tips on figuring out your available credit on your Walmart card.

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Wise Use of Credit Cards

Mark CappelDecember 1, 2010

Discover how to increase your credit through credit cards and build your finances.

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Canceling a Credit Card

Daniel CohenDecember 1, 2010

Canceling a credit card can hurt your credit and doesn't solve your debt problem. Address the reason you got into debt, so it doesn't happen again. Start by...

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Credit CARD Act 2009

Daniel CohenDecember 1, 2010

Credit CARD Act of 2009 | The Credit CARD Act of 2009 is designed to make communications from credit card issuers clearer to consumers, and not necessarily...

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Control Credit Card Debt

Bills.com TeamDecember 1, 2010

Find credit card debt info and statistics at Bills.com -- your one stop resource for saving money.

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Credit Card Debt & College Students

Daniel CohenDecember 1, 2010

College Student Credit Card Debt | Are you a college student with credit card debt? Read some quick tips from Bills.com that will help you avoid the trap of hig

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Eliminate Your Credit Card Debt

Daniel CohenDecember 1, 2010

Eliminate credit card debt | Use the resources at Bills.com to get rid of your credit card debt, whether on your own or with professional assistance.

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Common Credit Card Fees

Daniel CohenOctober 27, 2010

Learn all about credit card fees and how they affect you.

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Credit Card Types

Bills.com TeamOctober 27, 2010

Free tips to find the best credit card for your needs

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Change Banks

Bills.com TeamOctober 22, 2010

A credit card issuer can do business with whomever it chooses. If you had Chase credit card debt discharged in bankruptcy, the company may decline to do busines

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Old American Express Debt

Daniel CohenOctober 15, 2010

American Express | Once a debt is properly settled with the original creditor or a legitimate collection agent, you're no longer liable for the debt. Be sure...

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Close a Credit Card

Daniel CohenSeptember 15, 2010

Free advice on how and when to close a credit card

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Denied Credit Card After Refinance

Daniel CohenAugust 12, 2010

Understand why you were turned down for a credit card after you completed successful home loan refinance.

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Deceased's American Express Debt

Mark CappelJuly 12, 2010

American Express | Creditors may contact the surviving relatives of a recently deceased debtor to try to convince them to pay the debt owed by their late...

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Payment Protection Plan

Mark CappelJune 24, 2010

Payment Protection Plan | The Chase payment protection plan allows for minimum monthly payments and waives interest for six months to two years if a …

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Cancel Chevron Credit Card

Mark CappelJune 23, 2010

Cancel Chevron Credit Card | Before you cancel your Chevron credit card monitor your credit report. The number of accounts and their length are important...

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Death and Credit Card Debt

Mark CappelMarch 4, 2010

When an estate is probated, the decedent's assets are liquidated to pay off any creditors, and the remainder is distributed according the laws of the state.

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Gap Credit Card

Mark CappelMarch 2, 2010

Gap Credit Card and Credit Score | The act of opening and then closing a Gap credit card in rapid succession is not a good thing. Unless you already have...

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Merrill Lynch Credit Card

Mark CappelDecember 15, 2009

I didn't qualify for a Merrill Lynch credit card, should I try somewhere else?

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Business vs. Personal Credit

Mark CappelDecember 1, 2009

If I apply for credit for my business, does that apply to my personal credit? The answer depends on how your business is organized. A corporation will insulate

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Should I Close A Credit Card Account?

Mark CappelOctober 27, 2009

My bank tripled the interest rate on my credit card. They gave me the option to close the account. What should I do?

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Is My Spouse Liable for My Credit Card Debt?

Mark CappelSeptember 24, 2009

Spouse Liability for Credit Card Debt | Credit Card liability varies from state to state, depending on whether it is a community property state or a...

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6 Months Behind on Credit Card Payments

Mark CappelSeptember 3, 2009

R9 and Charge-off | You still owe the debt, if you have an account that goes into charge-off or R9 status. Learn the steps you need to take, such as...

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Authorized User on Credit Card

Mark CappelMay 27, 2009

Learn about your rights as an authorized user on a credit card account, in case of a divorce. Talk to your divorce lawyer before you close the account, or...

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Credit Card Termination

Mark CappelMarch 24, 2009

Credit card termination advice.

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