Betsalel Cohen

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

Assumable Mortgage & EstateNov 20, 2010
Assumable Mortgage and Estate | An assumable mortgage is a mortgage that can be transferred from a seller to a buyer. Check your contract and contact...
Credit Card Lawsuit in PennsylvaniaAug 16, 2010
A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.
Shopping for a Mortgage Tips: Get the Best Mortgage TermsJan 27, 2015
Getting mortgage quotes is easier than ever. Check out Bills.com mortgage tips on how to get the best mortgage to fit your financial situation.
Fannie Mae's Tight Lending GuidelinesFeb 28, 2011
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
Mortgage Principal ReductionMar 11, 2011
Mortgage Principal Reduction | Due to the housing crisis there are many underwater borrowers. A controversial solution is principal reduction, which cancels...
Unsecured Debt Consolidation LoanApr 1, 2020
Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...
Victim of Identity Theft Aug 28, 2009
Victim of Identity Theft | If you receive a summons for a debt you don't you don't know you had or unknown accounts appear on your credit report, you must...
ARS National Services - Dealing with Collection Calls | Bills.comJul 25, 2021
ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Debt Help CartoonDec 6, 2010
Dealing with debt? Read this cartoon to find out what your options are for getting out of debt.
FTC Crackdown on Bogus Debt CollectorsOct 24, 2012
Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...
Hit by Hurricane Sandy | Hurricane Insurance and HelpNov 15, 2012
Hurricane Insurance and Hurricane Sandy | Make sure that you have the proper insurance coverage to cover natural disasters. Get tips on how to deal with...
10-Year Fixed Mortgage RatesJun 3, 2012
10-Year Mortgage Rates | If you want to pay off your mortgage quickly, then look into 10-Year mortgage rates. However, make sure that you have sufficient...
Freddie Mac's Home Possible Low Downpayment MortgageJan 19, 2019
The Home Possible Mortgage offered by Freddie Mac helps first-time low-to moderate-income homebuyers by offering a three-percent down payment. Compared to ...
Freddie Mac OverviewJun 24, 2012
Freddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....
Hardest Hit Fund: Fannie Mae & Freddie Mac UpdatesJul 27, 2012
Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal reductions...
401k withdrawal and international wire transferJan 5, 2012
Withdrawing funds from a 401k | Before you withdraw funds from your 401k retirement account and make a wire transfer, learn about the key factors...
Emergency Fund CalculatorApr 29, 2020
Use the Bills.com Emergency Fund Calculator to find out how much you need to save to protect yourself in case of unexpected events. Calculate the amount...
The Costs of PMIFeb 2, 2012
Mortgage Insurance | Learn about the different types of Mortgage Insurance, the Mortgage Insurance Companies, and the different factors in the cost...
How to Consolidate DebtJul 30, 2020
If you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.
Interest Only Mortgage May 19, 2012
Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
Is Debt Consolidation Right for You?Oct 6, 2020
Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...
Debt Consolidation for Credit CardsApr 10, 2012
Debt Consolidation for Credit Cards | Although there are easy ways to consolidate credit cards, if you are having problem with making payments, then you...
Home Improvement Loans | Learn, Plan, and ShopMay 20, 2012
Home Improvement Loan Information | Whether you take a home improvement loan for personal or financial gains, learn about the types of loans and what you need..
Forty Year MortgagesMay 16, 2012
40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
Annual Percentage Rate for MortgageSep 16, 2012
APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...
Borrow MoneyMar 1, 2019
Borrowing money is one of your key financial building blocks. Learning to get a loan and how to manage your debt are two tasks that are crucial to ...
5 Ways to Consolidate Credit Card DebtOct 6, 2020
Credit card consolidation combines some or all of your debt into one monthly payment. Find the best way to consolidate credit debt, including a personal loan...
Bills.com's Cash Out Refinance CalculatorAug 30, 2018
Use Bills.com Cash Out Refinance Calculator to see how much equity you have in your home, how much you can add to your existing mortgage, and what the new...
Glasser and Glasser: Dealing with Debt Collection | Bills.comAug 1, 2021
Glasser and Glasser is a law firm with a department that specializes in debt collection. If they contact you take these steps to...
15-Year Refinance Rates May 30, 2012
15-Year Fixed Mortgage Rates | Take advantage of low rates and refinance into a 15-Year FRM. Check to see how you can refinance into a lower interest rate and..
15-Year Fixed Mortgage RatesMay 29, 2012
15-Year Fixed Mortgage Rates | 15-year mortgage rates are cheaper than 30-year rates. However, make sure that you can afford them. Compare between real...
Home Refinance Loans | Getting QualifiedMay 27, 2012
Qualifying for a Home Refinance Loan | Prepare yourself by following Bills 5 steps to qualify for a home refinance loan. Start by preparing your budget, then...
Credit Consolidators - A Comprehensive ListApr 10, 2012
Credit Consolidators | You need to shift through the claims of Credit Consolidators. To find a comprehensive list of Credit Consolidators, look through ...
Fix Bad CreditDec 1, 2010
Fix Bad Credit | Your credit rating is calculated based on several variables, including your payment history. Paying off delinquent accounts and...
How to Handle a Debt Collection Call from Cavalry Portfolio Services {current_year} | Bills.comJun 27, 2021
Cavalry Portfolio Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Cash Out RefinanceApr 12, 2021
A Cash out refinance lets you change your current mortgage terms and receive more money. You can lower your interest, get more affordable payments, and use...
Debt Snowball - Pay Off DebtAug 20, 2019
Snowball Debt Calculator | Are you looking for the right way to pay off your debt? Use Bill.com's Optimize Payment Calculator to save money and pay off ...
How to Handle a Debt Collection Call from Rausch Sturm {current_year} | Bills.comJun 28, 2021
Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...
Home ValueOct 26, 2010
Home Value | The market value of your property is determined by its location, plus its amenities such as the number of bedrooms, bathrooms..
Business Credit Card LiabilityNov 29, 2010
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Real Time Resolutions: How to Deal with Collections | Bills.comJul 25, 2021
Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...
Weltman Weinberg & Reis - Dealing with collections | Bills.comJul 7, 2021
Weltman Weinberg & Reis Co., LPA is a real debt collection agency that operates across the US. If they appear on your credit report or contact you, take...
How to Handle a Debt Collection Call from Resurgent Capital Services {current_year} | Bills.comJun 27, 2021
Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Velocity Investments LLC: Dealing with Debt Collection| Bills.comAug 4, 2021
Velocity Investments LLC is a debt collection agency that buys debt and handles original and third-party creditors. If they contact you or appear on your...
Why Did My Score Drop After Paying A Collection Account?Aug 25, 2021
Credit Score and Paying a Collection Account | In the long run, paying off a collection account will help your credit score. However, it can have a...
Free Credit Consolidation ServicesApr 12, 2012
Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R
Business Line of Credit Debt SettlementDec 17, 2016
Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...
Life Insurance BeneficiaryDec 27, 2010
Life Insurance Beneficiary | Life insurance is a contract between the insurance company and the person insured. A third-party beneficiary receives benefits...
Monex and Goldline for Buying Gold ReviewsDec 29, 2008
Free reviews and advice if you are considering Monex and Goldline for Buying Gold.

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