Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
Debt Consolidation for Credit CardsApr 23, 2024
Debt Consolidation for Credit Cards | Although there are easy ways to consolidate credit cards, if you are having problem with making payments, then you...
How to Get Rid of Debt QuicklyApr 23, 2024
Get rid of debt | You want to get rid of debt fast. But, it takes effort and planning to get rid of debt. The most important first step to take is...
Debt Help CartoonApr 23, 2024
Dealing with debt? Read this cartoon to find out what your options are for getting out of debt.
Debt Consolidation for VeteransApr 23, 2024
Debt Consolidation for Veterans | If you have good credit and equity in your house a VA cash out mortgage is a good debt relief solution. But, beware of scams..
2018 Starts with Higher Debt LevelApr 23, 2024
Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...
Four Ways to Consolidate Debt Apr 23, 2024
Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...
Choosing a Debt Consolidation LoanApr 23, 2024
Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop around...
Best Ways to Get Out of DebtApr 23, 2024
Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...
Jefferson Capital Systems: Deal with collections | Bills.comApr 23, 2024
Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Bill Consolidation ProgramsApr 23, 2024
Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.
Business Credit Card LiabilityApr 23, 2024
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Unsecured Credit Card Consolidation ProgramApr 23, 2024
Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...
How to Handle a Debt Collection Call from Resurgent Capital Services 2024 | Bills.comApr 23, 2024
Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Credit Card Consolidatoin - Help With PaymentsApr 23, 2024
Struggling with making credit card payments? Do you need help with credit card payments? Even if you are in a hardship there are credit card consolidation...
Bill Consolidaton Loan OptionsApr 23, 2024
Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different types...
Alltran Financial – Deal with collections 2024 | Bills.comApr 23, 2024
Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...
Is Debt Consolidation Right for You?Apr 23, 2024
Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...
Dealing with Debt Collection Complaints Apr 23, 2024
Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...
Need Help with Debt?Apr 23, 2024
Not only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...
Choosing a Debt Relief ProgramApr 23, 2024
Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...
Should I Consolidate my Credit Card DebtApr 23, 2024
Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...
Government Debt ReliefApr 23, 2024
Government debt relief programs are limited, but options exist. The Government also helps protect you against debt collectors. There are non-government programs...
Reduce Debt YourselfApr 23, 2024
9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...
Top Loan Consolidation OptionsApr 22, 2024
Loan consolidation uses a new loan to pay off existing debts. Three loan consolidation strategies are student loans, personal loans, and mortgage loans.
Collections AdviceApr 22, 2024
Debt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...
Investment Property MortgageApr 19, 2024
Removing ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...
Conforming Loan Limits 2019Apr 19, 2024
Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
Fannie Mae's Tight Lending GuidelinesApr 19, 2024
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
No Closing Cost RefinancesApr 19, 2024
Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi
Good Faith Estimate (GFE)Apr 19, 2024
Since January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it
Unsecured Debt Consolidation LoanApr 19, 2024
Use an unsecured debt consolidation loan to pay off personal debt, medical bills, and credit card debt. The loan simplifies your payment schedule and helps...
ARS National Services - Dealing with Collection Calls | Bills.comApr 19, 2024
ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Nationwide Credit Inc: Dealing with Collection Calls | Bills.comApr 19, 2024
Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...
Portfolio Recovery Associates - Deal with collections | Bills.comApr 19, 2024
Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...
How to Handle a Debt Collection Call from Rausch Sturm 2024 | Bills.comApr 19, 2024
Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...
Real Time Resolutions: How to Deal with Collections | Bills.comApr 19, 2024
Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...
Low Interest Credit Card Consolidation LoansApr 19, 2024
Low-interest credit card consolidation loans are available, including a personal debt consolidation loan and a cash-out or home equity mortgage. Your credit...
Debt Consolidation Alternatives for Military and HardshipApr 19, 2024
There are debt consolidation alternatives for military personnel in a financial hardship. Don't fall for scams or easy to qualify solutions. Look for...
Bad Credit Debt Consolidation Loan AlternativesApr 19, 2024
Consolidating debt with bad credit is a challenge. While bad credit debt consolidation loans are available, compare them with other alternatives that are..
Debt Consolidation Loan FeesApr 19, 2024
Debt Consolidation Loan Fees | There are different debt consolidation loan solutions. Make sure that you choose the right program and compare rates, upfront...
Q3 2018 US Household Debt TrendsApr 19, 2024
The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan
Dealing with Late Payments and Delinquent AccountsApr 19, 2024
If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many households...
Debt Consolidation Loans For MilitaryApr 19, 2024
Debt Consolidation Loans Military | If you own a home then consider a VA cash-out mortgage. While there isn't a special personal loan program for military...
US Bank Debt Consolidation Loan OptionsApr 19, 2024
US Bank offers debt consolidation loan options for their existing customers including personal loans, lines of credit and home equity loans. Check out the...
How to Consolidate Credit Card DebtApr 19, 2024
How can you consolidation credit card debt? Learn about the best way to consolidate credit card debt and choose a program that fits your...
Pros and Cons of a Bad Credit Debt Consolidation LoanApr 19, 2024
If you have bad credit, then you are probably wondering if a bad credit debt consolidation loan is the right solution to your debt problems. Learn the pros and
FTC Crackdown on Bogus Debt CollectorsApr 19, 2024
Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...
CFPB and New Ideas for Private Student Loan ReliefApr 19, 2024
Private Student Loan Relief | There are few relief options for private student loan borrowers. The CFPB's July 2012 report called for changes, including...
Debt Management | Deal with Your DebtApr 19, 2024
Debt Management | Many of us have debt problems. Some of us can solve go it alone, while others need professional debt services. Learn the steps to take...
Credit Card Consolidation and Your Credit ScoreApr 19, 2024
Your credit score makes a difference when searching for a credit card debt consolidation program. Even if you don't have an excellent score you can...