Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
Debt Consolidation for VeteransSep 17, 2024
Debt Consolidation for Veterans | If you have good credit and equity in your house a VA cash out mortgage is a good debt relief solution. But, beware of scams..
2018 Starts with Higher Debt LevelSep 17, 2024
Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...
Four Ways to Consolidate Debt Sep 17, 2024
Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...
Choosing a Debt Consolidation LoanSep 17, 2024
Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop around...
Best Ways to Get Out of DebtSep 17, 2024
Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...
Jefferson Capital Systems: Deal with collections | Bills.comSep 17, 2024
Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Bill Consolidation ProgramsSep 17, 2024
Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.
Business Credit Card LiabilitySep 17, 2024
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Unsecured Credit Card Consolidation ProgramSep 17, 2024
Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...
How to Handle a Debt Collection Call from Resurgent Capital Services 2026 | Bills.comJan 1, 2026
Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Credit Card Consolidatoin - Help With PaymentsSep 17, 2024
Struggling with making credit card payments? Do you need help with credit card payments? Even if you are in a hardship there are credit card consolidation...
Bill Consolidaton Loan OptionsSep 17, 2024
Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different types...
Alltran Financial – Deal with collections 2026 | Bills.comJan 1, 2026
Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...
Is Debt Consolidation Right for You?Sep 17, 2024
Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...
Dealing with Debt Collection Complaints Sep 17, 2024
Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...
Need Help with Debt?Sep 17, 2024
Not only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...
Choosing a Debt Relief ProgramSep 17, 2024
Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...
Should I Consolidate my Credit Card DebtSep 17, 2024
Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...
Reduce Debt YourselfSep 17, 2024
9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...
Consolidate Debt & CreditSep 16, 2024
Consolidate debt to save money. Review these important quick tips before you choose a consolidation option, so you find the right solution for your specific...
Credit Card Complaints - CFPBSep 16, 2024
Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...
Sacramento Debt Relief Sep 16, 2024
Find Sacramento County debt consolidation resources, information, and advice on how to get your finances back on track. Free information from Bills.com.
CKS Financial: How to Handle a Debt CollectorSep 16, 2024
CKS Financial is a collection agency that purchases debt and also acts as an agent for original creditors and third-party debt buyers. Learn how to...
Credit Card Late Payments Sep 16, 2024
Credit Card Late Payments | Consumers are running up higher credit card debt and late payments. The holiday season is especially difficult. Take steps to...
Bankruptcy & Debt SettlementSep 16, 2024
Learn the advantages and disadvantages of bankruptcy & debt settlement for resolving debt. A chapter 7 bankruptcy is fast, but you may not qualify. Debt...
Top Loan Consolidation OptionsSep 16, 2024
Loan consolidation uses a new loan to pay off existing debts. Three loan consolidation strategies are student loans, personal loans, and mortgage loans.
Collections AdviceSep 16, 2024
Debt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...
Debt Settlement HelpSep 12, 2024
Debt settlement help | Debt settlement help may be the best way to get out debt. Choose a debt settlement firm that follows FTC rules that prohibit upfront...
Best Debt Relief OptionSep 10, 2024
Among non-bankruptcy debt relief options, debt settlement programs generally offer the lowest monthly payments,because they negotiate to reduce debt owed
Consolidating Bank of America DebtSep 10, 2024
Bank of America Debt Consolidation | Before you include Bank of America debt in a debt consolidation program, review how BofA will likely react. Make sure to...
Debt Management ProgramSep 4, 2024
Debt management programs can be an effective way to attack your debt problem, but it is not right for everyone struggling with debt. If you have high interest..
Various Types of Debt Consolidation Loans for Bad CreditSep 2, 2024
There are different types of bad credit debt consolidation loans. If you have bad credit and various types of debt, such as mortgage, credit card, or student...
Trends in Mortgage Credit ScoresAug 27, 2024
The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
Minimum Credit Score MortgageAug 27, 2024
Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
Mortgage Tips - Getting an Affordable MortgageAug 27, 2024
Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
Self-Employed and Getting a MortgageAug 27, 2024
Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
Can I Afford This Mortgage?Aug 27, 2024
Whether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
Mortgage Fraud | Homeowners and Homebuyers BewareAug 27, 2024
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
Conforming Loan LimitsAug 27, 2024
Conforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
CFPB | New Rules for High Cost Mortgage LoansAug 27, 2024
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
Qualified Mortgage Rule and Ability to Pay RuleAug 27, 2024
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Bad Credit Home LoansAug 14, 2024
Bad Credit Home Loans | If you want to purchase a home and take a home loan, then bad credit will weigh you down. Prepare your finances and look for...
Mortgage Loans with Bad CreditAug 14, 2024
Bad Credit Mortgage Loans | Bad credit will weigh you down when looking for a mortgage loan. Learn how to prepare and what alternatives there are for...
Find a Mortgage LenderAug 14, 2024
Find a Lender | When you are looking for a mortgage loan, Bills.com helps you find the right lender to work with. The most important thing for you to do is...
Mortgage UnderwritingAug 14, 2024
Mortgage Underwriting and Mortgage Requirements | Learn about the mortgage underwriting process and how it affects your loan application. Be prepared to...
Qualify for Mortgage: The BasicsAug 14, 2024
Qualify for a Mortgage | You can get qualified for a mortgage and the best rates by preparing yourself. Make sure that your credit, income and downpayment are..
Home LoansAug 14, 2024
Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...
Shopping for a Rural Mortgage LoanAug 14, 2024
If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...
Credit Card Debt SettlementAug 14, 2024
Credit card debt settlement is a great debt relief solution if you are facing a financial hardship, but wish to eliminate credit card debt through one low..
Types of Debt Consolidation LoansAug 14, 2024
Debt Consolidation loans can help you lower your payment, save money, and get debt free. Choose between an unsecured personal loan, a cash-out refinance, and...