Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
15-Year Mortgage Loan | Lower CostsApr 18, 2024
15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
HUD Organization and LoansApr 18, 2024
HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
30-Year Fixed Rate MortgageApr 18, 2024
30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...
Interest Only Mortgage Apr 18, 2024
Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
Forty Year MortgagesApr 18, 2024
40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
10 Year Fixed Mortgage LoansApr 18, 2024
10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...
Finding a Great MortgageApr 18, 2024
Purchasing a home? Learn how to find a great mortgage from Bills.com - your complete source for saving money.
Debt Help CompaniesApr 18, 2024
Debt Help Companies for Payday Loans | Find debt help companies that meet your needs, so that you can get Debt Free Fast and Save!
Credit Consolidation ServicesApr 18, 2024
You have many credit consolidation services companies to chose from and it is important you research your options. The tips and solutions we shared here can...
Debt Payoff StrategiesApr 18, 2024
There are different strategies for paying off debt. In order to manage your debt review your financial situation and then check out the best way to deal with..
How to Handle a Debt Collection Call from Avante USA 2024 | Bills.comApr 18, 2024
Avante USA is a collection agency that aggressively works with third-party and original owners of the debt. Protect yourself by taking these steps...
Debt Assistance is AvailableApr 18, 2024
If you are struggling with debt, or having trouble creating and maintaining a budget, then look for a professional debt assistance program. It can help you...
Debt NegotiationApr 18, 2024
Debt negotiation is a solution for people in a hardship. Carefully look at your situation and debt relief options. Choose between a do-it-yourself approach...
Bill ConsolidationApr 18, 2024
Bill consolidation simplifies your bill-paying, helps you pay off debt quicker, and saves money. Choose a debt consolidation loan or other ways to...
Debt Settlement HelpApr 18, 2024
Debt settlement help | Debt settlement help may be the best way to get out debt. Choose a debt settlement firm that follows FTC rules that prohibit upfront...
Business Line of Credit Debt SettlementApr 18, 2024
Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...
Collection Agency - Complete Guide to Handle Collection CallsApr 18, 2024
A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...
Free Credit Consolidation ServicesApr 18, 2024
Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R
Consolidating Debt Without Ruining Your CreditApr 18, 2024
Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then
Debt Consolidation: A Good Idea?Apr 18, 2024
Debt Consolidation can be a good idea! Learn about the pros and cons of debt consolidation loans, balance transfers, and other debt consolidation solutions...
How to Consolidate DebtApr 18, 2024
If you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.
How to Pay Off Debt Even in CollectionsApr 18, 2024
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Fair Debt Collection Practices Act: Know Your RightsApr 18, 2024
The Fair Debt Collection Practices Act grants you rights as a consumer and restricts debt collectors' actions. Learn about verification, disputing debts, and...
Too Much DebtApr 18, 2024
Are you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...
Finding the Best Loan Consolidation CompaniesApr 18, 2024
Finding the Best Loan Consolidation Companies | After you determine that loan consolidation is a smart choice, take the right steps to find the best company...
Debt Management PlanApr 18, 2024
Debt Management Plan | Credit counseling and DMP is one form of debt relief. Learn the steps to take to make Your Debt Management Plan work. Start by...
Judgment GarnishmentApr 18, 2024
Judgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...
Credit Card DebtApr 18, 2024
Credit card debt | Get out of credit card debt for good with help from Bills.com. Find debt resources and information in one convenient place.
Credit Consolidators - A Comprehensive ListApr 17, 2024
Credit Consolidators | You need to shift through the claims of Credit Consolidators. To find a comprehensive list of Credit Consolidators, look through ...
Bad Credit Home LoansApr 17, 2024
Bad Credit Home Loans | If you want to purchase a home and take a home loan, then bad credit will weigh you down. Prepare your finances and look for...
Mortgage Loans with Bad CreditApr 17, 2024
Bad Credit Mortgage Loans | Bad credit will weigh you down when looking for a mortgage loan. Learn how to prepare and what alternatives there are for...
Find a Mortgage LenderApr 17, 2024
Find a Lender | When you are looking for a mortgage loan, Bills.com helps you find the right lender to work with. The most important thing for you to do is...
Mortgage UnderwritingApr 17, 2024
Mortgage Underwriting and Mortgage Requirements | Learn about the mortgage underwriting process and how it affects your loan application. Be prepared to...
Qualify for Mortgage: The BasicsApr 17, 2024
Qualify for a Mortgage | You can get qualified for a mortgage and the best rates by preparing yourself. Make sure that your credit, income and downpayment are..
Home LoansApr 17, 2024
Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...
Shopping for a Rural Mortgage LoanApr 17, 2024
If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...
Tax Deductions and MortgagesApr 17, 2024
Mortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you can...
Gifting Money for DownpaymentApr 17, 2024
Gifting Money for Mortgage | It is possible to gift money without paying taxes. The receiver can use the gift funds toward a downpayment. Consult with a...
Mortgage Disclosure | The CFPB Loan Estimate FormApr 17, 2024
Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...
Annual Percentage Rate for MortgageApr 17, 2024
APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...
Understanding LTV & Your MortgageApr 17, 2024
LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...
Second Mortgage Lender | Shop AroundApr 17, 2024
Second Mortgage Lender | Shop for a second mortgage by comparing your current lender, big banks, credit unions, and online sites. Make sure that you know...
Mortgage Basics | Downpayment, Equity and LTVApr 17, 2024
Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. It is...
Mortgage Basics: CreditworthinessApr 17, 2024
Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..
Understanding the Basic Terms of a Mortgage LoanApr 17, 2024
Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payment...
Freddie Mac OverviewApr 17, 2024
Freddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....
7-1-ARM |Saving with an Adustable Rate MortgaeApr 17, 2024
7/1 ARM Loans | The 7/1 ARM has a low payment because it is for 30-years, but starts with a lower payment than a 30-year FRM. However, your interest rate...
10-Year ARM (Adjustable Rate Mortgage)Apr 17, 2024
10-Year ARM | Most Adjustable Rate Mortgages have a shorter initial period. Before taking a 10-Year ARM make sure that you can afford the payments and save.....
Mortgage Complaints |Know Your RightsApr 17, 2024
Mortgage Complaints | The CFPB published a report in July 2012, including data about mortgage complaints. Learn about the major complaints and ways to avoid...
Bill Consolidation and CreditApr 15, 2024
Your credit score and history make a difference when choosing bill consolidation options. Also, once you choose a program your credit score will be affected.