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- 4 min read
Where to Find No-Cost Legal Aid if You Have Low or No Income
Don't give up if you cannot afford a lawyer. Chances are, there are several organizations in your area that provide low- and no-cost legal aid to people with low income.
The table below contains links to legal aid organizations in all US states plus the District of Columbia.
The table also includes links to state consumer protection organizations that may be able to help you.
Legal assistance contacts. Source: Bills.com
Struggling with debt?
Mortgages, credit cards, student loans, personal loans, and auto loans are common types of debts. According to the NY Federal Reserve total household debt as of Q4 2023 was $17.503 trillion. Housing debt totaled $12.612 trillion and non-housing debt was $4.891 trillion.
According to data gathered by Urban.org from a sample of credit reports, about 26% of people in the US have some kind of debt in collections. The median debt in collections is $1,739. Student loans and auto loans are common types of debt. Of people holding student debt, approximately 8% had student loans in collections. The national Auto/Retail debt delinquency rate was 4%.
The amount of debt and debt in collections vary by state. For example, in Washington, 16% have any kind of debt in collections and the median debt in collections is $1865. Medical debt is common and 5% have that in collections. The median medical debt in collections is $551.
While many households can comfortably pay off their debt, it is clear that many people are struggling with debt. Make sure that you analyze your situation and find the best debt payoff solutions to match your situation.