- 4 min read
Where to Find No-Cost Legal Aid if You Have Low or No Income
Don't give up if you cannot afford a lawyer. Chances are, there are several organizations in your area that provide low- and no-cost legal aid to people with low income.
The table below contains links to legal aid organizations in all US states plus the District of Columbia.
The table also includes links to state consumer protection organizations that may be able to help you.
Legal assistance contacts. Source: Bills.com
Did you know?
Debt is used to buy a home, pay for bills, buy a car, or pay for a college education. According to the NY Federal Reserve total household debt as of Q2 2023 was $17.06 trillion. Auto loan debt was $1.582 trillion and credit card was $1.031 trillion.
According to data gathered by Urban.org from a sample of credit reports, about 26% of people in the US have some kind of debt in collections. The median debt in collections is $1,739. Student loans and auto loans are common types of debt. Of people holding student debt, approximately 8% had student loans in collections. The national Auto/Retail debt delinquency rate was 4%.
Each state has its rate of delinquency and share of debts in collections. For example, in California credit card delinquency rate was 3%, and the median credit card debt was $453.
While many households can comfortably pay off their debt, it is clear that many people are struggling with debt. Make sure that you analyze your situation and find the best debt payoff solutions to match your situation.