Debt Help Articles
Eliminating Unhealthy Debts
Follow these budgeting tips and debt pay off strategies to eliminate your credit card debts and other unhealthy debts. Get on the road to becoming debt free.
Read moreRe-Aging Debt
If you have solid evidence of a collection agent re-aging an account, dispute the account as described here. You may a cause of action for re-aging the account
Read moreCreditor Threatening to Garnish Spouse
A collection agency is threatening to sue me and garnish my spouse's wages. Can they do that?
Read moreQuestions to Ask Debt Consolidation Lawyers
Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...
Read moreTexas
Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.
Read moreForeclosure Prevention
Lenders would prefer to avoid foreclose on mortgages because foreclosure offers a poor economic return, and only foreclose as a way of limiting losses on a defa
Read moreDebt Portfolio
Collection accounts are sold as pools or portfolios, and I know of no way for a collection agent (or anyone else) to purchase the collection accounts for a part
Read moreKansas Spousal Liability for Debt
Spousal Liability for Debt in Kansas | If you always resided in Kansas or a non-community property state then you have no liability for the debt. However, if...
Read moreGeorgia Garnishment
Georgia Garnishment | If you have a judgement against you a creditor can get a wage garnishment in Georgia. If you wish to avoid a garnishment, then...
Read moreSeize and Sell Florida Property
Seize a Sell Florida Property | A judgment-holder in Florida is legally allowed to seize property, though it may not actually do so. Florida law allows...s
Read moreForgiven Debt Income
Forgiven Debt Income on Unverified Debt | A creditor can send out a 1099-C, cancellation of debt form, which may cause a tax liability. If you can't validate...
Read moreHow to Pay Off Debt Even in Collections
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Read moreLevy Account
Many states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can
Read moreUsing Credit Cards in my Mother's Name
See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com
Read moreAm I Responsible for my Mother's Debts
Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..
Read moreAyuda de la Deuda
Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.
Read moreDebt Consolidation Loan Vs. Debt Settlement
Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com
Read moreMotorcycle Repossession
Read about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com
Read moreCancellation of Debt Income
Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
Read moreOld Credit Card Debt That's been Sold
See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa
Read moreNew York Garnishment
A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.
Read moreJudgment on a Business Debt
Debts that you are a guarantor for, may not be reflected on your credit report. Read more to learn about the effects of a judgment on a business debt.
Read moreFull Payment After a Repossession
See what can happen after a vehicle is repossessed. Read more about payments after repossession at Bills.com
Read moreEstimate credit card payments
Monthly payment on your credit card would depend on your interest rates, repayment period and any fees that are charged on your card. Get more money saving tip
Read moreCredit Card Complaints - CFPB
Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...
Read moreLiable for My Deceased Wife's Debts?
When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease
Read moreWhat Are My Debt Resolution Options
The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.
Read moreCharge Off
A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.
Read moreLiable For Deceased Spouse's Debts?
You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...
Read moreBalance on Voluntary Repossession
Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.
Read moreWage Garnishment on Account of a Repossession Balance
Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com
Read moreBalance on a Repossession
See what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com
Read moreUnable to Validate Debt
Under the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie
Read moreSocial Security Overpaid Me
Social Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...
Read moreDealing with Charged Off Debt Accounts
If your credit report has charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.
Read moreDebt Reduction Scam?
When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo
Read moreCredit Solution Company
Get information on different programs and companies that offer credit solution. Find the information to help you save more at Bills.com
Read moreIn College With a Lot of Debt
Learn about a student's struggle with debt burdens and see what you can do to get out of debt. Get more debt help tips at Bills.com
Read morePayday Loan and the FDCPA
A debt collector for a payday loan company says they are not subject to the Fair Debt Collection Practices Act (FDCPA). I am honestly a little confused and a li
Read moreResponsible for Spouse's Debt?
You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...
Read moreMonthly Debt
Consolidating your debt in a single low-interest loan can save on monthly payments and speed the process of paying off debt. Read about topics such as these an
Read moreBeing Sued By Creditors
See what recourses you have and gets tips on the best recourse if you are being sued by creditors. Find. Learn. Save! at Bills.com
Read morePayoff Debt from Payday Lender
These small loans, often called "cash advance loans" or "check advance loans" are a frequent pitfall for consumers. Read more about what you can do to avoid thi
Read moreVoluntary Surrender of Lease
Get the facts on voluntary surrender of lease. Bills.com has the resources to help you save on your auto loan.
Read moreBeing Sued While Deployed Overseas
Being Sued While Deployed Overseas | In most states, a creditor attempting to file a lawsuit against you is required to have you personally served with a...
Read moreCreditor calling
See what recourses you have against harassing creditor calls. Know your rights at Bills.com
Read moreMinnesota Garnishment
An employer shall not discharge an employee for a garnishment in Minnesota. A divorce decree does not trump the contract terms in a federal student loan.
Read moreDelinquent Credit Card Debt and Foreclosure
Delinquent Credit Card Debt and Foreclosure | Free tips from bills.com about delinquent credit card debt, its effects on your home, and whether it can lead to f
Read moreCar Repossession
Car Repossession | Vehicles depreciate at a fast rate. If your car is repossessed and worth less than the balance of the loan, then you will have to pay-off...
Read moreDebt and Estate Laws
A decedent's debts do not automatically pass to his spouse, children, or anyone else.
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