Debt Help Articles
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Read moreBuy-Here-Pay-Here Repossession
I bought a car from a buy-here-pay-here location. I just had it repossessed after being late 4 days with no notice. Is that legal? Yes!
Read moreCan your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...
Read moreBoA Increased Payments on MBNA account
Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...
Read moreAfter a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum
Read moreRead about common law marriages and debt responsibility in this informative article on Bills.com
Read moreRegarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.
Read moreMost pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.
Read moreGarnish Social Security Income
Your retirement income is protected if your primary sources of income are Social Security and pension benefits.
Read moreAdvice if you have received a Court Summons for Debt and need free help.
Read moreFederal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...
Read moreYou cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com
Read moreRenew a CD or Pay Down My Debt?
Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...
Read moreLearn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreSubpoena While in Debt Resolution Program
If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio
Read moreCo-Signed Car Loan With Deadbeat Daughter
I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?
Read moreA judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in
Read moreMinnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.
Read moreCredit Card Debt and SSI Income
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
Read moreCan a payday loan company in Missouri file criminal charges if we default? No, unless you closed the checking account before it presented the check.
Read moreGet all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.
Read moreA short sale is where the mortgage holder agrees to accept less than the balance owed on the mortgage at sale to prevent foreclosure.
Read moreFind a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...
Read moreDebt to Credit Ratio | There are two ways to alter your debt to credit ratio. One is to increase your amount of available credit. The other is to cut your amoun
Read moreFirst Bank of Delaware & ThinkCash
Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.
Read moreFocus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a
Read moreWisconsin Spousal Liability for Debt
By marrying a spouse with debt and residing in a community property state you bought a ticket to an anti-lottery. Your chances of losing are small, but you risk
Read moreWhat Should I do About Business Debt
Business Debt advice from Bills.com
Read moreDebt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...
Read moreEquifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com
Read moreCalifornia deficiency balance | California deficiency balance can arise from a short sale or foreclosure. In a short sale the lender agrees to accept less...
Read moreCredit Card Lawsuit in Pennsylvania
A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.
Read moreI have two separate utility accounts that are being billed as one, can they do that?
Read moreChapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...
Read moreWashington Garnishment | The state collection laws on Washington allow a judgment-creditor to garnish your wage. The most that can be taken from your pay is...
Read moreVA benefits and military pensions are not subject to execution, levy, attachment, garnishment, or other legal process. However, there are exceptions for child s
Read moreFrozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.
Read moreYou will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).
Read moreIf you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreDebt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.
Read moreProfit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read moreLower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreMany states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can
Read moreHow to Pay Off Debt Even in Collections
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Read moreForgiven Debt Income on Unverified Debt | A creditor can send out a 1099-C, cancellation of debt form, which may cause a tax liability. If you can't validate...
Read moreSeize and Sell Florida Property
Seize a Sell Florida Property | A judgment-holder in Florida is legally allowed to seize property, though it may not actually do so. Florida law allows...s
Read moreGeorgia Garnishment | If you have a judgement against you a creditor can get a wage garnishment in Georgia. If you wish to avoid a garnishment, then...
Read moreKansas Spousal Liability for Debt
Spousal Liability for Debt in Kansas | If you always resided in Kansas or a non-community property state then you have no liability for the debt. However, if...
Read moreCollection accounts are sold as pools or portfolios, and I know of no way for a collection agent (or anyone else) to purchase the collection accounts for a part
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