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Debt Help Articles

Creditor calling

Mark CappelApril 23, 2024

See what recourses you have against harassing creditor calls. Know your rights at Bills.com

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Being Sued While Deployed Overseas

Mark CappelApril 23, 2024

Being Sued While Deployed Overseas | In most states, a creditor attempting to file a lawsuit against you is required to have you personally served with a...

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Voluntary Surrender of Lease

Bills.com TeamApril 23, 2024

Get the facts on voluntary surrender of lease. Bills.com has the resources to help you save on your auto loan.

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Payoff Debt from Payday Lender

Mark CappelApril 23, 2024

These small loans, often called "cash advance loans" or "check advance loans" are a frequent pitfall for consumers. Read more about what you can do to avoid thi

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Being Sued By Creditors

Mark CappelApril 23, 2024

See what recourses you have and gets tips on the best recourse if you are being sued by creditors. Find. Learn. Save! at Bills.com

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Monthly Debt

Mark CappelApril 23, 2024

Consolidating your debt in a single low-interest loan can save on monthly payments and speed the process of paying off debt. Read about topics such as these an

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Responsible for Spouse's Debt?

Bills.com TeamApril 23, 2024

You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...

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Payday Loan and the FDCPA

Mark CappelApril 23, 2024

A debt collector for a payday loan company says they are not subject to the Fair Debt Collection Practices Act (FDCPA). I am honestly a little confused and a li

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In College With a Lot of Debt

Mark CappelApril 23, 2024

Learn about a student's struggle with debt burdens and see what you can do to get out of debt. Get more debt help tips at Bills.com

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Credit Solution Company

Mark CappelApril 23, 2024

Get information on different programs and companies that offer credit solution. Find the information to help you save more at Bills.com

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Debt Reduction Scam?

Daniel CohenApril 23, 2024

When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo

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Dealing with Charged Off Debt Accounts

Mark CappelApril 23, 2024

If your credit report has charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.

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Social Security Overpaid Me

Daniel CohenApril 23, 2024

Social Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...

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Credit Card Lawsuit

Mark CappelApril 23, 2024

Defendants of credit card lawsuits who put up a fight in court will often win. Here are the five steps you can take to fight a credit card lawsuit...

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Unable to Validate Debt

Mark CappelApril 23, 2024

Under the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie

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Balance on a Repossession

Mark CappelApril 23, 2024

See what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com

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Charge Off Credit Union Loan

Mark CappelApril 23, 2024

The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.

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Michigan Spousal Liability for Debt

Mark CappelApril 23, 2024

Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...

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Wisconsin Wage Garnishment

Mark CappelApril 23, 2024

Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...

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California Wage Garnishment Limits

Daniel CohenApril 23, 2024

California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com

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Business Credit Card Liability

Betsalel CohenApril 23, 2024

Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...

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Illinois Garnishment Rules for Two Jobs

Daniel CohenApril 23, 2024

Illinois garnishment rules are complex and favor judgment debtors.

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Find Attorney in California

Mark CappelApril 23, 2024

Talk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.

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Offer and Acceptance

Daniel CohenApril 23, 2024

Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...

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Georgia Spousal Liability for Debt

Mark CappelApril 23, 2024

If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.

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Texas Truck Repossession

Mark CappelApril 23, 2024

Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont

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Florida Judgment

Bills.com TeamApril 23, 2024

Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f

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National Action Financial Services

Mark CappelApril 23, 2024

Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.

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Ayuda de la Deuda

Jon PedleyApril 22, 2024

Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.

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Am I Responsible for my Mother's Debts

Mark CappelApril 22, 2024

Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..

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Using Credit Cards in my Mother's Name

Mark CappelApril 22, 2024

See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com

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Father's Debts Appearing on My Credit Report

Mark CappelApril 22, 2024

There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.

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Excessive Towing Fees

Mark CappelApril 19, 2024

My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s

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Use 401k to Consolidate Debt

Daniel CohenApril 19, 2024

Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.

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Credit Card Debt in Colorado

Mark CappelApril 19, 2024

My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?

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Father's Credit Card Debt

Mark CappelApril 19, 2024

My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c

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Increase in Debt Balance

Mark CappelApril 19, 2024

Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to

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Deal Or No Deal

Mark CappelApril 19, 2024

We were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi

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What Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?

Mark CappelApril 19, 2024

If I do not have enough money to pay a deficiency balance, what will happen?

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BoA Increased Payments on MBNA account

Mark CappelApril 19, 2024

Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...

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Ex Wife Refusing to Pay Debts

Mark CappelApril 19, 2024

After a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum

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Common Law Marriage and Debt

Mark CappelApril 19, 2024

Read about common law marriages and debt responsibility in this informative article on Bills.com

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Citibank Mortgage

Mark CappelApril 19, 2024

Regarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.

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Garnish Pension

Mark CappelApril 19, 2024

Most pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.

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Garnish Social Security Income

Mark CappelApril 19, 2024

Your retirement income is protected if your primary sources of income are Social Security and pension benefits.

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Court Summons for Debt

Mark CappelApril 19, 2024

Advice if you have received a Court Summons for Debt and need free help.

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Right of Offset

Mark CappelApril 19, 2024

Federal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...

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Two Judgments on Same Account

Mark CappelApril 19, 2024

You cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com

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Renew a CD or Pay Down My Debt?

Mark CappelApril 19, 2024

Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...

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Payday Loan Laws

Bills.com TeamApril 19, 2024

Learn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...

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