Debt Help Articles
Debt Help
Debt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...
Read moreVoluntary Repossession
Get all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.
Read moreTips When Your Spouse has Debt
Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both
Read moreUse 401k to Consolidate Debt
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Read moreDebt Advice
Debt Advice comes in handy when you are looking for a loan, mortgage or credit. It helps to have a good plan and follow professional advice to get out of debt..
Read moreDebt Solutions
Find a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...
Read moreQuestions to Ask Debt Consolidation Lawyers
Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...
Read morePayday Loan Laws
Learn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreEliminating Unhealthy Debts
Follow these budgeting tips and debt pay off strategies to eliminate your credit card debts and other unhealthy debts. Get on the road to becoming debt free.
Read moreTexas
Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.
Read moreMarriage and Debt Payments
Learn about community property law and how it relates to marriage and debt payments. Bills.com has answers to all of your personal finance questions.
Read moreLiable for My Deceased Wife's Debts?
When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease
Read moreCalifornia Community Property
California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...
Read moreResponsible for Spouse's Debt?
You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...
Read moreWhat Are My Debt Resolution Options
The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.
Read moreCharge Off
A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.
Read moreGarnish My Pension?
Can your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...
Read moreCancellation of Debt Income
Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
Read moreLien
What a lien means and how to free yourself from a lien. There are three types of liens: tax liens, mechanics liens, and judgment liens. To resolve a lien...
Read moreHow to Pay Off Debt Even in Collections
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Read moreNew York Garnishment
A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.
Read moreCalifornia
Learn more about California statute of limitations, collection Law, payday loans & bankruptcy limits
Read moreCredit Card Complaints - CFPB
Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...
Read moreCredit Card Lawsuit
Defendants of credit card lawsuits who put up a fight in court will often win. Here are the five steps you can take to fight a credit card lawsuit...
Read moreDebt Coach vs. Your Provider
Debt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.
Read moreRollover into IRA
You will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).
Read morePhone Payment for Debt
If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreDebt Reduction Scam?
When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo
Read moreProfit Sharing Plan Rollover
Profit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read moreLower Payment
Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreRe-Aging Debt
If you have solid evidence of a collection agent re-aging an account, dispute the account as described here. You may a cause of action for re-aging the account
Read moreDebt After Death
You have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...
Read moreEquifax Debt Wise
Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com
Read moreChapter 13 and Short Sale
Chapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...
Read moreFrozen Bank Account
Frozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.
Read moreAyuda de la Deuda
Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.
Read moreDivorce and Debt
It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t
Read moreBusiness Credit Card Liability
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Read moreOffer and Acceptance
Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Read moreFlorida Judgment
Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
Read moreNational Action Financial Services
Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.
Read moreFirst Bank of Delaware & ThinkCash
Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.
Read moreDebt Management Advice
Focus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a
Read moreSell Timeshare
Sell timeshare | Selling a timeshare is difficult. Prices are low and it is a buyer's market. Free tips on how to sell your timeshare from bills.com.
Read moreMinnesota Family Law
Minnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.
Read moreCredit Card Lawsuit in Pennsylvania
A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.
Read moreDebt to Credit Ratio
Debt to Credit Ratio | There are two ways to alter your debt to credit ratio. One is to increase your amount of available credit. The other is to cut your amoun
Read moreTwo Accounts Billed As One
I have two separate utility accounts that are being billed as one, can they do that?
Read moreTarget Visa
Target National Bank may increase your interest rate to the default rate if you ever charge over your credit limit or miss your payment due date.
Read moreCharge Off Credit Union Loan
The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.
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