Debt Help Articles
Phone Payment for Debt
If you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreRollover into IRA
You will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).
Read moreFrozen Bank Account
Frozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.
Read moreDebt After Death
You have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...
Read moreSpousal Support and Credit Card Debt
Spousal Support and Credit Card Debt | Changes in spousal support payments should be authorized by the courts. Unilateral action by the one party can cause...
Read moreTarget Visa
Target National Bank may increase your interest rate to the default rate if you ever charge over your credit limit or miss your payment due date.
Read moreSell Timeshare
Sell timeshare | Selling a timeshare is difficult. Prices are low and it is a buyer's market. Free tips on how to sell your timeshare from bills.com.
Read moreFind Attorney
Find Attorney | Ask your friends and family if they have any recommendations. Learn about some of the key questions to ask an attorney before hiring, and ...
Read moreDomino Strategy
The domino strategy retires debt at the lowest cost in interest. It is also effective because it tends to build a person's credit score. I think your plan is so
Read moreRequesting a Deficiency Balance Statement
When my car gets repossessed, auctioned, and sold can I get a statement telling me how much it was sold for and what I owe?
Read moreDebt Advice
Debt Advice comes in handy when you are looking for a loan, mortgage or credit. It helps to have a good plan and follow professional advice to get out of debt..
Read moreBuy a Car vs. Pay-off Credit Card
A newer car would be nice, but it makes more sense economically to apply the amount you would be paying for a new car to retire the credit card debt.
Read moreGarnish Military Pension
VA benefits and military pensions are not subject to execution, levy, attachment, garnishment, or other legal process. However, there are exceptions for child s
Read moreWashington Garnishment
Washington Garnishment | The state collection laws on Washington allow a judgment-creditor to garnish your wage. The most that can be taken from your pay is...
Read moreChapter 13 and Short Sale
Chapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...
Read moreTwo Accounts Billed As One
I have two separate utility accounts that are being billed as one, can they do that?
Read moreCredit Card Lawsuit in Pennsylvania
A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.
Read moreCalifornia Deficiency Balance
California deficiency balance | California deficiency balance can arise from a short sale or foreclosure. In a short sale the lender agrees to accept less...
Read moreEquifax Debt Wise
Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com
Read moreDebt Help
Debt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...
Read moreWhat Should I do About Business Debt
Business Debt advice from Bills.com
Read moreWisconsin Spousal Liability for Debt
By marrying a spouse with debt and residing in a community property state you bought a ticket to an anti-lottery. Your chances of losing are small, but you risk
Read moreDebt Management Advice
Focus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a
Read moreFirst Bank of Delaware & ThinkCash
Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.
Read moreDebt to Credit Ratio
Debt to Credit Ratio | There are two ways to alter your debt to credit ratio. One is to increase your amount of available credit. The other is to cut your amoun
Read moreDebt Solutions
Find a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...
Read moreVoluntary Repossession
Get all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.
Read moreMinnesota Family Law
Minnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.
Read morePayday Loan Laws
Learn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreNational Action Financial Services
Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.
Read moreFlorida Judgment
Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
Read moreTexas Truck Repossession
Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont
Read moreGeorgia Spousal Liability for Debt
If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.
Read moreOffer and Acceptance
Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Read moreFind Attorney in California
Talk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.
Read moreIllinois Garnishment Rules for Two Jobs
Illinois garnishment rules are complex and favor judgment debtors.
Read moreBusiness Credit Card Liability
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Read moreCalifornia Wage Garnishment Limits
California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com
Read moreWisconsin Wage Garnishment
Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...
Read moreMichigan Spousal Liability for Debt
Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...
Read moreCharge Off Credit Union Loan
The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.
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