Debt Help Articles

Foreclosure Prevention

Lenders would prefer to avoid foreclose on mortgages because foreclosure offers a poor economic return, and only foreclose as a way of limiting losses on a defa

Advanta Debt

You may be able to negotiate the amount of debt you owe on your Advanta credit card with the third-party collection agency.

Interest on Judgment

I have a judgment against me and learned the creditor is charging me 10% interest. Is that legal? It depends on which state you reside in.

Will Co-signing On a Loan Hurt My Credit Score?

My boyfriend has terrible credit. Will it affect my credit if I co-sign a loan with him?

Debt Death

Responsibility for Debt after Death of Borrower | Some people assume a decedent's debt is forgiven or written off by creditors. The law doesn't work that way...

California Community Property

California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...

Bank of America debt options

Bank of America debt options | Review your different options for resolving Bank of America debt. Reduce what you owe or lower your interest rate. Start by...

Two Creditors Garnishing Wages at the Same Time

Get more information as to how wage garnishments work. If you are facing a creditor judgment, Bills.com can help you save.

Business Debt on Personal Credit Report

Read more about how a business debt can be reported on your personal credit profile. Get more information about debt collection practices at Bills.com

Default Payment

Default Payment | It is imperative that you show evidence to the attorney who filed suit against you to show you are current in your payments to the original...

Deceased Estate

Assuming the above, and assuming your spouse's prognosis is dire, neither you nor your spouse have an incentive to change the status quo regarding the property.

Investment Rate of Return

Paying off Debt or Investing | Investing your money instead of paying off debt might be a wise decision depending on the interest rate and rate of return...

Debt Judgments

If you are facing a judgment or possible garnishment, let Bills.com give you the advice you need to resolve your debt.

Debt Settlement Advice and Tips

Get self help tips and advice on debt settlement options. Find. Learn. Save! at Bills.com

Debt Inheritance

See what happens to your debt when you pass away. Bills.com your one stop financial resource center

Debt and Divorce

Get all the answers about debt and divorce from Bills.com? your source for saving money. Ask Bill, Bills.com's financial expert your financial questions.

How Do I Reduce My Debts?

How do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...

Divorce and Debt

It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t

Bad Debt

If you have Bad Debt problems, let Bills.com help you save.

CreditGuard of America - Credit Guard Advice and Consumer Debt Solutions

See what Bills.com has been asked in the past about Credit Guard of America and Consumer Debt Solutions.

Buried In Debt

Find yourself buried in debt? Bills.com has the tips and resources to get debt free.

Small Business Debt

Do you have a lot of debt acrued through you closed small business? See what options may be right for you. Bills.com is your one stop resource for saving mone

Debt Management Questions

Get answers to common debt management questions. Bills.com, your personal finance resource center.

Freeze Account

It is not possible for a third party, such as an ex-spouse to effectuate an account freeze. You may be thinking of what is called a levy or garnishment.

Credit CARD Act of 2009 Interest

The Credit Card Accountability Responsibility and Disclosure Act of 2009 is an amendment to the Truth in Lending Act. It limits the amount your rate can changeâ

Being Sued by a Creditor

Are you being sued by a creditor? The thought of being sued can be overwhelming. A lawsuit can cause emotional and physical stress. Read on how you can protect

California Payday Loan

Payday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l

Debt and Estate Laws

A decedent's debts do not automatically pass to his spouse, children, or anyone else.

Car Repossession

Car Repossession | Vehicles depreciate at a fast rate. If your car is repossessed and worth less than the balance of the loan, then you will have to pay-off...

Texas

Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.

Delinquent Credit Card Debt and Foreclosure

Delinquent Credit Card Debt and Foreclosure | Free tips from bills.com about delinquent credit card debt, its effects on your home, and whether it can lead to f

Questions to Ask Debt Consolidation Lawyers

Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...

Minnesota Garnishment

An employer shall not discharge an employee for a garnishment in Minnesota. A divorce decree does not trump the contract terms in a federal student loan.

Creditor Threatening to Garnish Spouse

A collection agency is threatening to sue me and garnish my spouse's wages. Can they do that?

Re-Aging Debt

If you have solid evidence of a collection agent re-aging an account, dispute the account as described here. You may a cause of action for re-aging the account

Eliminating Unhealthy Debts

Follow these budgeting tips and debt pay off strategies to eliminate your credit card debts and other unhealthy debts. Get on the road to becoming debt free.

California

Learn more about California statute of limitations, collection Law, payday loans & bankruptcy limits

Dealing with Charged Off Debt Accounts

If your credit report has charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.

Social Security Overpaid Me

Social Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...

Credit Card Lawsuit

Defendants of credit card lawsuits who put up a fight in court will often win. Here are the five steps you can take to fight a credit card lawsuit...

Unable to Validate Debt

Under the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie

Balance on a Repossession

See what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com

Charge Off Credit Union Loan

The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.

Michigan Spousal Liability for Debt

Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...

Wisconsin Wage Garnishment

Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...

California Wage Garnishment Limits

California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com

Business Credit Card Liability

Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...

Illinois Garnishment Rules for Two Jobs

Illinois garnishment rules are complex and favor judgment debtors.

Find Attorney in California

Talk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.

Offer and Acceptance

Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...