Offer and Acceptance
Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Georgia Spousal Liability for Debt
If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.
Texas Truck Repossession
Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont
Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
National Action Financial Services
Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.
Right of Redemption
Right of redemption allows former owners who have had a vehicle repossessed or home foreclosed upon to reclaim the property.
Learn about the difference between simple interest and the interested calculated for revolving debt.
Garnishment Applied to Wrong Account
What to do if a wage garnishment for a student loan is applied to the wrong account. First, contact the collection agent. Next, consult with a...
Remove Cosigner on a Loan
I bought a motorcycle. Now, a year later, the finance company won't honor a clause the dealer wrote into the loan. What can I do?
Will a Cease-and-Desist Letter Work With Payday Loan Companies?
I have sent cease and desist letters to three payday loan companies. What will they do now and what should be my next step?
Domesticate a Judgment
When a creditor domesticates a State A judgment in State B, it is possible that it will garnish the debtor's wages, levy the debtor's bank accounts, or place a
Vehicle Repossession and Summons
I can't afford payments on a repossessed vehicle I co-signed a loan on. The company is now issuing a summons. How can I deal with this?
Reverse Mortgage Garnishment
Can proceeds from a reverse mortgage be garnished, such as to pay off a debt? The answer is unclear.
$60K in Debt
I have a small trucking company and have acquired $60,000 in credit card debt.Is there a loan I can get now to minimize the interest rates without hurting my cr
Deficiency Balance on Car Repossession
My car was repossessed and now I owe $9,600 in a deficiency balance I can't afford. Is bankruptcy an option?
Borrower Liability after Vehicle Repossession
Borrower Liability after Vehicle Repossession | Because deficiency balances on automobile loans can cause a significant financial hardship and have a strong...
Pensions and Credit Card Debt
The laws covering what funds are protected against the collection actions of creditors vary from state to state, learn more at Bills.com
Will the TARP Help me with 100K in Debt?
There is nothing currently in the Troubled Assets Relief Program (TARP) to directly assist consumers with rent payments.
Can't Pay Debts
Sometimes filing for bankruptcy may be your only option to deal with debts you can't pay, read more at Bills.com
Garnished Without Notice
I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c
Tips When Your Spouse has Debt
Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both
Wage Garnishment on Account of a Repossession Balance
Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com
Balance on Voluntary Repossession
Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.
Liable For Deceased Spouse's Debts?
You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...
A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.
What Are My Debt Resolution Options
The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.
Liable for My Deceased Wife's Debts?
When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease
Credit Card Complaints - CFPB
Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...
Estimate credit card payments
Monthly payment on your credit card would depend on your interest rates, repayment period and any fees that are charged on your card. Get more money saving tip
Full Payment After a Repossession
See what can happen after a vehicle is repossessed. Read more about payments after repossession at Bills.com
Judgment on a Business Debt
Debts that you are a guarantor for, may not be reflected on your credit report. Read more to learn about the effects of a judgment on a business debt.
New York Garnishment
A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.
Old Credit Card Debt That's been Sold
See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa
Liability For Ex-Husband's Mortgage
Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....
Cancellation of Debt Income
Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
Co-Signed Lease With Friend Who Broke Lease
I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?
Read about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com
Foreclosure and Divorce
A divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com
Debt Consolidation Loan Vs. Debt Settlement
Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com
Creditor Increasing Balance After Judgment
Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com
Repay My Debts
Free debt help advice to repay my debts.
Ayuda de la Deuda
Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.
Am I Responsible for my Mother's Debts
Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..
Using Credit Cards in my Mother's Name
See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com
Father's Debts Appearing on My Credit Report
There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.
Excessive Towing Fees
My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s
Use 401k to Consolidate Debt
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Credit Card Debt in Colorado
My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?
Father's Credit Card Debt
My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c
Increase in Debt Balance
Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to