Debt Help Articles

Georgia Spousal Liability for Debt

If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.

Texas Truck Repossession

Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont

Florida Judgment

Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f

National Action Financial Services

Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.

Garnished Without Notice

I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c

Tips When Your Spouse has Debt

Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both

Wage Garnishment on Account of a Repossession Balance

Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com

Balance on Voluntary Repossession

Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.

Liable For Deceased Spouse's Debts?

You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...

Charge Off

A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.

What Are My Debt Resolution Options

The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.

Liable for My Deceased Wife's Debts?

When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease

Credit Card Complaints - CFPB

Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...

Estimate credit card payments

Monthly payment on your credit card would depend on your interest rates, repayment period and any fees that are charged on your card. Get more money saving tip

Full Payment After a Repossession

See what can happen after a vehicle is repossessed. Read more about payments after repossession at Bills.com

Judgment on a Business Debt

Debts that you are a guarantor for, may not be reflected on your credit report. Read more to learn about the effects of a judgment on a business debt.

New York Garnishment

A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.

Old Credit Card Debt That's been Sold

See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa

Liability For Ex-Husband's Mortgage

Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....

Cancellation of Debt Income

Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...

Co-Signed Lease With Friend Who Broke Lease

I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?

Motorcycle Repossession

Read about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com

Foreclosure and Divorce

A divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com

Debt Consolidation Loan Vs. Debt Settlement

Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com

Creditor Increasing Balance After Judgment

Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com

Repay My Debts

Free debt help advice to repay my debts.

Ayuda de la Deuda

Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.

Am I Responsible for my Mother's Debts

Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..

Using Credit Cards in my Mother's Name

See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com

Father's Debts Appearing on My Credit Report

There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.

Debt After Death

You have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...

Pensions and Credit Card Debt

The laws covering what funds are protected against the collection actions of creditors vary from state to state, learn more at Bills.com

Will the TARP Help me with 100K in Debt?

There is nothing currently in the Troubled Assets Relief Program (TARP) to directly assist consumers with rent payments.

Can't Pay Debts

Sometimes filing for bankruptcy may be your only option to deal with debts you can't pay, read more at Bills.com

Creditor calling

See what recourses you have against harassing creditor calls. Know your rights at Bills.com

Being Sued While Deployed Overseas

Being Sued While Deployed Overseas | In most states, a creditor attempting to file a lawsuit against you is required to have you personally served with a...

Voluntary Surrender of Lease

Get the facts on voluntary surrender of lease. Bills.com has the resources to help you save on your auto loan.

Payoff Debt from Payday Lender

These small loans, often called "cash advance loans" or "check advance loans" are a frequent pitfall for consumers. Read more about what you can do to avoid thi

Being Sued By Creditors

See what recourses you have and gets tips on the best recourse if you are being sued by creditors. Find. Learn. Save! at Bills.com

Monthly Debt

Consolidating your debt in a single low-interest loan can save on monthly payments and speed the process of paying off debt. Read about topics such as these an

Responsible for Spouse's Debt?

You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...

Payday Loan and the FDCPA

A debt collector for a payday loan company says they are not subject to the Fair Debt Collection Practices Act (FDCPA). I am honestly a little confused and a li

In College With a Lot of Debt

Learn about a student's struggle with debt burdens and see what you can do to get out of debt. Get more debt help tips at Bills.com

Credit Solution Company

Get information on different programs and companies that offer credit solution. Find the information to help you save more at Bills.com

Debt Reduction Scam?

When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo

Help with Business Debt

Let Bills.com help you solve your Business Debt Problems so that you can save.

Lien

What a lien means and how to free yourself from a lien. There are three types of liens: tax liens, mechanics liens, and judgment liens. To resolve a lien...

Repossessed Vehicle

Learn about the process of repossession and what happens to your vehicle after it has been repossessed.

Get Out of Debt Faster

Let Bills.com help you get out of debt faster.

Civil Summons on Credit Card Debt

Advice about Civil Summons on Credit Card Debt | Free tips about your options, if you were served a civil summons on account of a credit card debt. Bills.com i