Debt Help Articles
Advanta Debt
You may be able to negotiate the amount of debt you owe on your Advanta credit card with the third-party collection agency.
Read moreBuy-Here-Pay-Here Repossession
I bought a car from a buy-here-pay-here location. I just had it repossessed after being late 4 days with no notice. Is that legal? Yes!
Read moreTwo Short Sales
A short sale is where the mortgage holder agrees to accept less than the balance owed on the mortgage at sale to prevent foreclosure.
Read moreMissouri Payday Loan
Can a payday loan company in Missouri file criminal charges if we default? No, unless you closed the checking account before it presented the check.
Read moreCredit Card Debt and SSI Income
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
Read moreJudgment Domestication
A judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in
Read moreCo-Signed Car Loan With Deadbeat Daughter
I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?
Read moreSubpoena While in Debt Resolution Program
If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio
Read moreRenew a CD or Pay Down My Debt?
Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...
Read moreTwo Judgments on Same Account
You cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com
Read moreRight of Offset
Federal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...
Read moreCourt Summons for Debt
Advice if you have received a Court Summons for Debt and need free help.
Read moreGarnish Social Security Income
Your retirement income is protected if your primary sources of income are Social Security and pension benefits.
Read moreGarnish Pension
Most pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.
Read moreCitibank Mortgage
Regarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.
Read moreCommon Law Marriage and Debt
Read about common law marriages and debt responsibility in this informative article on Bills.com
Read moreEx Wife Refusing to Pay Debts
After a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum
Read moreBoA Increased Payments on MBNA account
Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...
Read moreWhat Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?
If I do not have enough money to pay a deficiency balance, what will happen?
Read moreDeal Or No Deal
We were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi
Read moreIncrease in Debt Balance
Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to
Read moreFather's Credit Card Debt
My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c
Read moreCredit Card Debt in Colorado
My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?
Read moreUse 401k to Consolidate Debt
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Read moreExcessive Towing Fees
My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s
Read moreTips When Your Spouse has Debt
Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both
Read moreGarnished Without Notice
I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c
Read moreCan't Pay Debts
Sometimes filing for bankruptcy may be your only option to deal with debts you can't pay, read more at Bills.com
Read moreWill the TARP Help me with 100K in Debt?
There is nothing currently in the Troubled Assets Relief Program (TARP) to directly assist consumers with rent payments.
Read morePensions and Credit Card Debt
The laws covering what funds are protected against the collection actions of creditors vary from state to state, learn more at Bills.com
Read moreBorrower Liability after Vehicle Repossession
Borrower Liability after Vehicle Repossession | Because deficiency balances on automobile loans can cause a significant financial hardship and have a strong...
Read moreDeficiency Balance on Car Repossession
My car was repossessed and now I owe $9,600 in a deficiency balance I can't afford. Is bankruptcy an option?
Read more$60K in Debt
I have a small trucking company and have acquired $60,000 in credit card debt.Is there a loan I can get now to minimize the interest rates without hurting my cr
Read moreReverse Mortgage Garnishment
Can proceeds from a reverse mortgage be garnished, such as to pay off a debt? The answer is unclear.
Read moreVehicle Repossession and Summons
I can't afford payments on a repossessed vehicle I co-signed a loan on. The company is now issuing a summons. How can I deal with this?
Read moreDomesticate a Judgment
When a creditor domesticates a State A judgment in State B, it is possible that it will garnish the debtor's wages, levy the debtor's bank accounts, or place a
Read moreWill a Cease-and-Desist Letter Work With Payday Loan Companies?
I have sent cease and desist letters to three payday loan companies. What will they do now and what should be my next step?
Read moreRemove Cosigner on a Loan
I bought a motorcycle. Now, a year later, the finance company won't honor a clause the dealer wrote into the loan. What can I do?
Read moreGarnishment Applied to Wrong Account
What to do if a wage garnishment for a student loan is applied to the wrong account. First, contact the collection agent. Next, consult with a...
Read moreRevolving Debt
Learn about the difference between simple interest and the interested calculated for revolving debt.
Read moreRight of Redemption
Right of redemption allows former owners who have had a vehicle repossessed or home foreclosed upon to reclaim the property.
Read moreFather's Debts Appearing on My Credit Report
There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.
Read moreCreditor Increasing Balance After Judgment
Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com
Read moreForeclosure and Divorce
A divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com
Read moreCo-Signed Lease With Friend Who Broke Lease
I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?
Read moreLiability For Ex-Husband's Mortgage
Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....
Read moreLower Payment
Lower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreProfit Sharing Plan Rollover
Profit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read moreDebt Coach vs. Your Provider
Debt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.
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