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Collection Agency Articles

Collection Agency & Credit Report

Mark CappelDecember 2, 2022

Collection Agency & Credit Report | The creditor (the original creditor or the collection agent) must report settlement of the debt to the CRAs. Learn how to...

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Fair Debt Collection Practices Act

Mark CappelDecember 2, 2022

Learn the top 8 actions a collection agent must take, and the top 12 actions prohibited by the Fair Debt Collection Practices Act...

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How to Contact Creditor to Resolve Debt

Mark CappelDecember 1, 2022

Get details on how to contact a creditor that you owe, to get the debt resolved. Get more money saving tips at Bills.com

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Social Media Debt Collection

Mark CappelDecember 1, 2022

Social Media Debt Collection | Bills.com lists 10 uses of information gathered from social media that may surprise users. Don't be surprised if...

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CFPB and Debt Collectors

Daniel CohenDecember 1, 2022

Debt collector practices to be supervised by the CFPB | With more than 30 million Americans facing debt collection the CFPB will...

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Collection Agency Fees

Mark CappelDecember 1, 2022

Consult with an attorney in your state who has experience litigating consumer law. In my opinion, you may have a viable argument to reduce the fees collection a

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CashCall Loan Collection

Mark CappelDecember 1, 2022

CashCall Loan Collection | CashCall avoids state usury laws, which limit the maximum interest rate charged to a consumer, by partnering with a bank...

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Credit Reference Being Harassed by Creditor

Bills.com TeamDecember 1, 2022

If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h

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Collection Efforts Authorized User

Mark CappelDecember 1, 2022

Collection companies can be unscrupulous in their efforts, learn about your rights as an authorized user in this article on Bills.com

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Fake Debt Collector

Mark CappelDecember 1, 2022

Fake Debt Collector | Just because a voice on the telephone claims you owe a debt does not mean you owe it. Take these 4 steps when a collection agent calls...

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Bare Collection Account

Mark CappelDecember 1, 2022

If a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi

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Getting Harassed by Bill Collector

Bills.com TeamDecember 1, 2022

See what recourses that may be available to you if you are getting harassed by a bill collector. Learn more about collection accounts at Bills.com

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Personal Debt Collection

Mark CappelDecember 1, 2022

Personal Debt Collection | When a debt collector contacts you, it is important that you don't ignore the situation. Some collectors can come to your home or...

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Harassment by Debt Collectors

Mark CappelDecember 1, 2022

How to deal with harassment by debt collectors. First, learn your rights under the FDCPA. Second, consult with a lawyer when a debt collector...

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Question about Collection Agency

Mark CappelDecember 1, 2022

Learn about the original creditor transferring debt to a third party collection agency. Get more information to help you save, at Bills.com

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Collection Agency, Collections Laws & Statute of Limitations

Mark CappelNovember 30, 2022

What is my liability when a collection agency buys my debt? Learn your options and means that may allow you to avoid the debt altogether.

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Auto Repossession and Collection

Mark CappelNovember 30, 2022

What can happen if my car gets repossessed?

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Credit Card Collection

Mark CappelNovember 30, 2022

I have a credit card that I can't afford to pay. Can the creditor seize my tax refund?

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Collection Calls On Old Debt

Mark CappelNovember 30, 2022

How to handle collection calls on 12-year-old debt. Your state statute of limitations and federal law set the rules collection agents must follow. Step 1 is...

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Handling Pay Day Loan Collections

Daniel CohenNovember 30, 2022

Protect yourself from illegal pay day loan collection techniques by learning the payday loan laws for your state. Some states require a payment plan if you...

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Prepaid Debit Card and Debt Collections

Mark CappelNovember 30, 2022

Can a creditor seize or garnish my prepaid debit card?

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Collecting 13-Year-Old Debt

Mark CappelNovember 30, 2022

A creditor failed to cash a check 13 years ago, and now wants me to re-issue it, which I cannot afford. What are my rights?

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Should I Dispute A Collection Account?

Mark CappelNovember 30, 2022

Should I dispute a collection account if I know I owe the debt?

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Debt Collector or Original Creditor

Daniel CohenNovember 29, 2022

My account is with a collection agency, can I negotiate with my original creditor instead?

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Collection Agency Scams

Mark CappelNovember 29, 2022

Collection agency scams are common, unfortunately. Learn four ways to detect a scam artist, and eight steps to take to handle a scam artist. Scammers will...

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Collection Agency Charges

Mark CappelNovember 29, 2022

Collection agency charges are illegal if you state outlaws the practice, or if the contract you signed with the original creditor doesn't say it can...

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FTC Crackdown on Bogus Debt Collectors

Betsalel CohenNovember 29, 2022

Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...

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Settle a Lawsuit

Mark CappelNovember 29, 2022

Settling with your creditors is a fairly straightforward process, but one which can be intimidating to many consumers. Learn more about the process at Bills.com

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Midland Credit Management

Mark CappelNovember 29, 2022

Midland Credit Management collection agency calling you? Take these 3 steps if Midland Credit Management calls you to collect a debt. First...

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Collection Agency Interest

Mark CappelNovember 29, 2022

Can A Collection Agency Continue to Charge Interest on A Charged Off Account?

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Collections on Old Debt

Mark CappelNovember 29, 2022

How common is it for an automobile to be levied and sold for an unrelated debt? Also, what is a reasonable settlement for $16,000 debt?

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Common Non-Law and Debt

Mark CappelNovember 29, 2022

If I pay an amount on my credit card every month (it is currently 45 days late), can its collections department still call me about the debt?

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Tactics Used by Debt Collectors

Mark CappelNovember 29, 2022

Debt collectors are infamous for their dirty tactics to trick you into a payment. Learn how to deal with debt collectors with the help of Bills.com

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Creditor Trying to Collect on Forgiven Debt

Mark CappelNovember 29, 2022

Learn about rules regarding debt charge-off and what the ramifications might be there for you after a debt has been charged off. Bills.com is your one stop res

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Utility Debt Collection

Mark CappelNovember 29, 2022

Steps you can take to keep the heat and lights on when you cannot pay your utility bill. Learn the secrets of utility debt collection...

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Collector Harassment

Bills.com TeamNovember 29, 2022

Learn how to deal with aggressive debt collectors in this informative article about collector harassment on Bills.com

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Creditor Refusing Payments

Mark CappelNovember 29, 2022

If your creditor refuses your payment it does not meant that you are no longer required to pay the debt. If your payment is refused by your creditor, you need..

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Collections Advice

Betsalel CohenNovember 29, 2022

Debt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...

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Being Harassed by Collector?

Bills.com TeamNovember 29, 2022

Debt collector harassment | Debt collector harassment is a common problem. Some Debt collectors use illegal methods to coerce and trick customers. Learn about..

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Debt Collector

Mark CappelNovember 29, 2022

A debt collector is anyone who regularly collects debts owed to others. Debt collectors...

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Collection of Written-Off Debt

Daniel CohenNovember 28, 2022

If the original creditor writes-off the debt and issues a 1099-C, that means the original creditor has forgiven the debt and is claiming the loss on its taxes.

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Northstar Location Services

Daniel CohenNovember 28, 2022

Northstar Location Services is a collection agent. Take these steps if Northstar contacts you or the company's name appears on your credit report. Step 1 is...

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How to Handle a Debt Collection Call from Avante USA 2022 | Bills.com

Betsalel CohenNovember 28, 2022

Avante USA is a collection agency that aggressively works with third-party and original owners of the debt. Protect yourself by taking these steps...

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How to Get Debt Collectors to Stop Calling

Aly J. YaleNovember 28, 2022

How to Get Debt Collectors to Stop Calling? Learn how to write a cease-and-desist letter to stop calls from debt collectors. Also, learn how to complain if...

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Real Time Resolutions: How to Deal with Collections | Bills.com

Betsalel CohenNovember 28, 2022

Real Time Resolutions is a mid-size debt collection agency that services debt and mortgages. They also buy debt. If you were contacted by RST avoid making...

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How to Handle a Debt Collection Call from Rausch Sturm 2022 | Bills.com

Betsalel CohenNovember 28, 2022

Rausch Sturm is a collection agency that collects debts for financial institutions and creditors. If they contact you, take these steps to protect...

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Portfolio Recovery Associates - Deal with collections | Bills.com

Betsalel CohenNovember 28, 2022

Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. First...

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Nationwide Credit Inc: Dealing with Collection Calls | Bills.com

Betsalel CohenNovember 28, 2022

Nationwide Credit Inc is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

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ARS National Services - Dealing with Collection Calls | Bills.com

Betsalel CohenNovember 28, 2022

ARS National Services is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

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NCB Management: Handling Debt Collection Call 2022 | Bills.com

Betsalel CohenNovember 28, 2022

NCB Management is a major debt collection agency that buys debt and handles original and third-party creditors. If they contact you or appear on your...

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