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Debt Management Articles

Debt Elimination

Daniel CohenDecember 2, 2022

Debt Elimination | Avoid the scam called debt elimination. Learn how to tell the difference between legitimate debt relief options and scams at bills.com

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Debt Free for Life Book Review

Betsalel CohenDecember 2, 2022

Debt Free for Life | Wanting to be debt free, pay debts quicker, and make more money are great long-term goals. But if you have debt problems, look for ...

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How to Get Out of Debt For Free

Mark CappelDecember 2, 2022

Get Out of Debt Free | The lowest-cost method of getting out of debt for free is bankruptcy. You have other options, too, and be sure to look into...

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Negotiate American Express Debt

Mark CappelDecember 2, 2022

Each creditor has its own policies for settlement amounts. The rule of thumb for American Express is 50 cents on the dollar.

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Doctrine of Necessaries

Mark CappelDecember 1, 2022

A 50-state plus D.C. table outlining the doctrine of necessaries -- also called the doctrine of necessities. Learn if you must pay your spouses's medical debts.

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Upside Down on Loan

Mark CappelDecember 1, 2022

See what you can do and the steps you need to take if you are upside down on your loan. Get free help at Bills.com

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New York Payday Loan

Bills.com TeamDecember 1, 2022

New York Payday Loan | New York payday lenders partner with banks in deregulated states. These lenders deliver loans via electronic funds transfer and claim...

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Negotiating Debt

Mark CappelDecember 1, 2022

Negotiating Debt | Free tips on how to save money when resolving your unsecured debt. Learn the tactics you need to use to settle your debt. Start by...

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Medical Guarantor

Mark CappelDecember 1, 2022

Medical Bill and Joint Liability | Depending on the contract you sign and the state laws it is possible for a creditor to obtain a judgment and garnish wages...

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Need to Pay off Old Accounts

Mark CappelDecember 1, 2022

Get information and advice on the best way to tackle old debts and get them paid off. Learn more at Bills.com

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Paying Medical Bill

Mark CappelDecember 1, 2022

A creative and unscrupulous medical bill collector may tell you your paying part of your sister's bill creates an obligation for you. That is nonsense...

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Repossession Payments

Mark CappelDecember 1, 2022

When a vehicle is repossessed, the lender will usually sell the vehicle at auction, then apply the money received at auction to the balance owed on your auto lo

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Debt Repayment Plan

Betsalel CohenNovember 30, 2022

Debt repayment plans can be as easy as making a constant payment to your debt or taking out a low interest personal loan. However, it can be as complicated as..

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Foreclosure On One Property Affect Another

Mark CappelNovember 30, 2022

We own two houses. If the bank forecloses on one that has a home equity loan attached to it, can the bank attach that loan to our other house?

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FICO 9 Ignores Medical Collections

Mark CappelNovember 30, 2022

FICO scores will soon start ignoring medical collection accounts, resulting in as much as a 25-point score increase if your credit report has medical...

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Medical Debt

Daniel CohenNovember 30, 2022

Medical debt is a major financial stress. Studies show it is the number one cause of bankruptcy. It's important that you take the right steps to protect your...

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Lexington Financial Solutions

Mark CappelNovember 30, 2022

Lexington Financial Solutions | Lexington Financial Solutions branched out from loan modifications into the debt settlement business in 2009. They don't have...

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Debt Manager

Mark CappelNovember 30, 2022

Looking for debt manager and debt management help? Bills.com can point you in the right direction for a debt manager that will help you save!

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Insurance Neglecting to Pay a Medical Bill

Mark CappelNovember 30, 2022

I was told that my insurance would cover my medical bill, but later found out the bill was never paid. Now I owe almost $1,000.

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Too Much Debt

Betsalel CohenNovember 30, 2022

Are you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...

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Avoid Paying Payday Loan?

Mark CappelNovember 29, 2022

You may be able to avoid paying a payday loan if it is illegal. 14 states outlaw payday loans, including online payday loans. Check with the State Attorney...

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Ascension Health Patient Assistance

Mark CappelNovember 29, 2022

Ascension Health's hospitals and care centers offer charity and discount programs for people with limited income. Be careful, because not all expenses...

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Dignity Health Payment Assistance

Mark CappelNovember 29, 2022

Catholic Healthcare West hospitals and clinics offer charity and discount programs for people with no insurance. Talk to an admitting or patient registration...

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Debt Management | Deal with Your Debt

Betsalel CohenNovember 29, 2022

Debt Management | Many of us have debt problems. Some of us can solve go it alone, while others need professional debt services. Learn the steps to take...

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Dealing with Late Payments and Delinquent Accounts

Betsalel CohenNovember 29, 2022

If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many households...

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Mortgage When Spouse Dies

Mark CappelNovember 29, 2022

A bank may be able to call a mortgage when a spouse dies. your spouse who has a mortgage dies, you may be able to keep making payments and remain in...

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How to Cancel Automatic ACH Payments

Mark CappelNovember 29, 2022

I have a dispute with a vendor that is debiting my account. If I close that account and open a new one, will the payments stop?

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Community Health Systems Financial Assistance Program

Mark CappelNovember 29, 2022

Community Health Systems (CHS)'s 135 hospitals and care centers offer charity and discount programs for low-income people. Talk to a financial counselor in...

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Credit Score Medical Debt

Mark CappelNovember 29, 2022

Medical debt can harm your credit score, but only if the debt is so delinquent it lands in the hands of a collection agent. Take steps to avoid collections...

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Medical Debt

Mark CappelNovember 29, 2022

The Medical Debt Responsibility Act of 2013, if passed into law, would require credit bureaus to remove settled but formerly delinquent medical debt from...

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HCA Patient Financial Assistance

Mark CappelNovember 29, 2022

HCA hospitals and HCA surgery centers offer charity and discount programs for people who can show they have limited income. If you do not quality, you have...

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Negotiate Debt

Mark CappelNovember 29, 2022

Negotiation is a process and just because you have spoken to a judgment-creditor once or twice and got no where does not mean the judgment-creditor will never a

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Tips to Pay Off Holiday Debt

Daniel CohenNovember 29, 2022

Find the best way to pay off holiday debt. Read tips from six top financial experts to take care of debt from the last holiday and avoid debt this year.

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Save or Pay-Down Credit Card

Mark CappelNovember 29, 2022

Should I keep my savings or pay-down my credit card? The answer is to keep your savings as an emergency reserve.

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Negotiating with Your Creditors

Bills.com TeamNovember 28, 2022

Learn key methods to negotiating with your creditors

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Debt Management

Aly J. YaleNovember 28, 2022

Debt management refers to keeping your debts under control, It can also refer to a specific type of debt relief called a debt management plan. Learn how to...

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Splitting Credit Card Debt in Divorce

Mark CappelNovember 28, 2022

A divorce decree does not trump the contract terms in a loan. The contract was agreed to when the loan was signed by you and/or your spouse. The divorce did not

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