Debt Articles
After a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum
Read moreRead about common law marriages and debt responsibility in this informative article on Bills.com
Read moreRegarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.
Read moreAsking yourself - How Can I Save Money? Can you save money and pay off debt at the same time with a low income?
Read moreYou may be able to avoid paying a payday loan if it is illegal. 14 states outlaw payday loans, including online payday loans. Check with the State Attorney...
Read moreHow to consolidate debt from credit cards, medical providers, mortgages, auto loans, and taxes after divorce. You need a different strategy for each debt type.
Read moreCollection agency charges are illegal if you state outlaws the practice, or if the contract you signed with the original creditor doesn't say it can...
Read moreLearn the statutes of limitations for Connecticut, and the length of time a lien lasts when attached to personal or real property. Credit cards have a 3-year...
Read moreMost pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.
Read moreGarnish Social Security Income
Your retirement income is protected if your primary sources of income are Social Security and pension benefits.
Read moreAdvice if you have received a Court Summons for Debt and need free help.
Read moreFederal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...
Read moreYou cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com
Read moreHow Long Will a Judgment Last? | Get information on how long judgments last on your credit reports. Get credit smart at Bills.com
Read moreCollection laws and exemptions vary from state to state. Protect yourself and your assets by learning the homestead, vehicle, and bank account exemptions...
Read moreCollection agency scams are common, unfortunately. Learn four ways to detect a scam artist, and eight steps to take to handle a scam artist. Scammers will...
Read moreHow to Handle a Debt Collection Call from Convergent Outsourcing 2024 | Bills.com
Convergent Outsourcing is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Read moreWhere To Find a Consolidation Loan
Where to find a consolidation loan depends on your assets, goals, income, and credit score. You can find a consolidation loan from local and national banks...
Read moreFree tips on IRS and state tax debts and filing for bankruptcy. Some IRS tax debts are eligible for including in a bankruptcy. Learn more at bills.com
Read moreYour creditor may consider you judgment proof if your assets are off-limits from its collections. Learn how to tell if you are judgment proof, but beware...
Read moreConsolidate Capital One Credit Debt
Find the the Capital One debt consolidation program that saves you the most money. Be sure to pay attention to protecting yourself from aggressive...
Read moreYou can qualify for a mortgage after bankruptcy as early as 12 months after the discharge. Learn the FHA and VA's rules for bankruptcy...
Read moreFirst Bank of Delaware, a relatively small bank based in Delaware, operates a payday loan business online under the ThinkCash brand name. It has no physical pre
Read moreRenew a CD or Pay Down My Debt?
Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...
Read moreLearn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...
Read moreSubpoena While in Debt Resolution Program
If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio
Read moreHow to Consolidate Bad Credit Debt
How can you consolidate debt if you have bad credit? Is a bad credit personal loan a good idea? Learn the steps to take to consolidate your debt with...
Read moreIf you are on SSI and have debt trouble, let Bills.com help you out.
Read moreJavitch Block: Dealing with Debt Collection 2024 | Bills.com
Javitch Block is a law firm specializing in debt collection and insurance loss recovery. If they call or contact you take these steps to protect...
Read moreCreditors are allowed to garnish between 10% and 25% of your wages, with the percentage allowed being determined by each state.
Read moreCo-Signed Car Loan With Deadbeat Daughter
I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?
Read moreDebt Snowball to Pay Off Debt: How Does it Work?
Debt snowball is a technique to help you pay off your debt quicker. Instead of making minimum payments, you make fixed payments and use the extra amount to...
Read moreA judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in
Read moreMinnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.
Read moreCredit Card Debt and SSI Income
Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...
Read moreCredit Card Assignment and Credit Card Consolidation
Credit Card Assignment | In most cases your credit card can be assigned to a third party. In addition, creditors can use collection agencies. Deal with...
Read moreI filed Chapter 7 two years ago and kept my home, but now I can't afford it. Can I reopen my bankruptcy case and add a mortgage?
Read moreAre you looking for ways to get out of debt? No matter the reason you are in debt, or your personal situation, bills.com Get Out of Debt Guide helps you....
Read moreDebt Collector or Original Creditor
My account is with a collection agency, can I negotiate with my original creditor instead?
Read moreCitibank Sears MasterCard Settlement
Citibank Sears MasterCard Settlement | Look into your different debt relief options including a Credit Counseling and Debt Management Plan. Check out the...
Read moreCan a payday loan company in Missouri file criminal charges if we default? No, unless you closed the checking account before it presented the check.
Read moreGet all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.
Read moreA short sale is where the mortgage holder agrees to accept less than the balance owed on the mortgage at sale to prevent foreclosure.
Read moreDebts dragging you down? Get the answer to questions like 'Can I consolidate my car and personal loans?' at Bills.com.
Read moreBuy-Here-Pay-Here Repossession
I bought a car from a buy-here-pay-here location. I just had it repossessed after being late 4 days with no notice. Is that legal? Yes!
Read moreFind a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...
Read moreDebt Relief includes different solutions to pay off, reduce, and eventually eliminate debt more effectively. Learn about debt relief and how it works so that...
Read moreMost debts owed to federal, state, or municipal agencies can be discharged under the provisions of the U.S. Bankruptcy Code.
Read moreReaffirmation | A debt reaffirmation is an agreement in which the debtor agrees to repay a debt even if it was discharged in a bankruptcy.
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