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Debt Articles

Sacramento Debt Relief

Betsalel CohenJune 1, 2023

Find Sacramento County debt consolidation resources, information, and advice on how to get your finances back on track. Free information from Bills.com.

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Credit Card Complaints - CFPB

Betsalel CohenJune 1, 2023

Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...

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Debt Settlement Advice

Mark CappelJune 1, 2023

FREE Debt Settlement Advice | Debt settlement advice can be confusing. Find out what you need to know about Debt Settlement, so you don't end up in trouble.

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Debt Validation

Daniel CohenJune 1, 2023

Debt Validation | If the debt collector has a bare account and the consumer seeks a debt validation, the collector has no means to validate the bare account...

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Credit Reference Being Harassed by Creditor

Bills.com TeamJune 1, 2023

If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h

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Georgia Collection Laws

Daniel CohenJune 1, 2023

Learn about Georgia collection laws | Georgia collection laws are different than in other states. In Georgia, the most common method used by judgment-creditors

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Ayuda de la reduccion de deuda

Daniel CohenJune 1, 2023

Ayuda de la reduccion de deuda | Aviso gratis en como resolver sus deudas sin tener que...

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Consolidate Debt

Daniel CohenJune 1, 2023

If you entered consoladate debt, you probably meant consolidate debt. Learn more about debt consolidation options at Bills.com.

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Liable for My Deceased Wife's Debts?

Mark CappelJune 1, 2023

When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease

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What Are My Debt Resolution Options

Daniel CohenJune 1, 2023

The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.

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Collection Efforts Authorized User

Mark CappelJune 1, 2023

Collection companies can be unscrupulous in their efforts, learn about your rights as an authorized user in this article on Bills.com

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Delray Credit Counseling

Mark CappelJune 1, 2023

Delray Credit Counseling overview.

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Charge Off

Mark CappelJune 1, 2023

A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.

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GI Loan Default

Mark CappelJune 1, 2023

Get information on recourse options available to creditors of GI loans in default. Learn more at Bills.com

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Drop in Income During Chapter 13

Mark CappelJune 1, 2023

Information on available recourses if you are experiencing a drop in income during a Chapter 13 bankruptcy filing. Bills.com has more free resources to help yo

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Fake Debt Collector

Mark CappelJune 1, 2023

Fake Debt Collector | Just because a voice on the telephone claims you owe a debt does not mean you owe it. Take these 4 steps when a collection agent calls...

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Debt

Aly J. YaleJune 1, 2023

Debt can often be a useful tool it can also pose a significant hurdle. If you've ever borrowed money, you've taken on debt, Use this guide to learn more...

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CCCS History

Kunal PunjabiJune 1, 2023

Consumers who enroll into a CCCS Debt Management Plan (DMP) are usually granted a reduced interest rate, called a concession rate which is set by the lender

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Credit Cards and Community Property Law

Mark CappelJune 1, 2023

Learn about community property law when it pertains to credit card debt collection. Read more at Bills.com you one stop resource for personal finance help.

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Liable For Deceased Spouse's Debts?

Mark CappelJune 1, 2023

You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...

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Balance on Voluntary Repossession

Bills.com TeamJune 1, 2023

Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.

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Negotiating Debt

Mark CappelJune 1, 2023

Negotiating Debt | Free tips on how to save money when resolving your unsecured debt. Learn the tactics you need to use to settle your debt. Start by...

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Wage Garnishment on Account of a Repossession Balance

Mark CappelJune 1, 2023

Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com

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Co-Signer Rights on House or Car

Erik MartinJune 1, 2023

What rights does a co-signer have? Learn about co-signer rights to property and what rights a co-signer have on a car.

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How to Settle with Creditors

Mark CappelJune 1, 2023

Get tips on how to deal with creditors in order to settle your old debt. More tips are available at Bills.com

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Bare Collection Account

Mark CappelJune 1, 2023

If a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi

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Nevada Collection Laws

Daniel CohenJune 1, 2023

Under Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...

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Iowa Collection Laws

Bills.com TeamJune 1, 2023

Learn about Iowa's wage garnishment, statutes of limitations, and levy rules.

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Online Debt Consolidation

Justine ParkhurstJune 1, 2023

An online debt consolidation service has several advantages over a traditional service, especially speed and convenience. On the other hand...

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Balance on a Repossession

Mark CappelJune 1, 2023

See what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com

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Alabama Collection Laws

Bills.com TeamJune 1, 2023

The statute of limitations on Alabama debt is 3 years for credit cards, and 6 or 10 years on written contracts. Wage garnishment is allowed and follows...

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Unable to Validate Debt

Mark CappelJune 1, 2023

Under the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie

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Lawsuit on a Six Year Old Deficiency Balance

Mark CappelJune 1, 2023

Get more information about lawsuits on deficiencies. Learn about statute of limitations and more at Bills.com

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Illinois Collection Laws

Mark CappelJune 1, 2023

A judgment is a declaration by an Illinois court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a

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To Pay Credit Cards or to Save?

Mark CappelJune 1, 2023

Find out when it is better to to pay credit cards as opposed to putting aside the money for savings. Get more savings tips at Bills.com

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Getting Harassed by Bill Collector

Bills.com TeamJune 1, 2023

See what recourses that may be available to you if you are getting harassed by a bill collector. Learn more about collection accounts at Bills.com

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Debt Management for Students

Jon PedleyJune 1, 2023

Learn debt management tools now so you're not overwhelmed with debt after college graduation. Find tips at Bills.com.

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Free Debt Help

Bills.com TeamJune 1, 2023

Get free debt help and advice on how to tackle your debt and get your finances back in order from Bills.com - the most valued name in debt help.

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Medical Guarantor

Mark CappelJune 1, 2023

Medical Bill and Joint Liability | Depending on the contract you sign and the state laws it is possible for a creditor to obtain a judgment and garnish wages...

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Social Security Overpaid Me

Daniel CohenJune 1, 2023

Social Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...

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Arizona Collection Laws

Bills.com TeamJune 1, 2023

In Arizona, the statute of limitations for oral contracts is 3 years, and written contracts and credit cards is 6 years. Arizona is a...

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Debt Consolidation Programs

Daniel CohenJune 1, 2023

Debt Consolidation Programs | There are many different debt consolidation programs. Each one works differently and affects you differently. Bills.com helps...

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Dealing with Charged Off Debt Accounts

Mark CappelJune 1, 2023

If your credit report has charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.

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Pennsylvania Collection Laws

Daniel CohenJune 1, 2023

Learn the Pennsylvania rules for statute of limitations, wage garnishment, and bank levies. Wage garnishment is not allowed with two exceptions. Account levy...

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Ohio Collection Laws

Daniel CohenJune 1, 2023

Ohio collection laws are creditor-friendly and tought onc consumers. The statutes of limitations on debt are length and judgments can be renewed repeatedly. If

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North Carolina Collection Laws

Daniel CohenJune 1, 2023

The statute of limitations for the collection of most consumer debts in North Carolina is three years. Wage garnishment is highly restricted but account levy...

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Collection on Title Loan

Mark CappelJune 1, 2023

Collection on title loan |A title loan offers you cash from the lender, with the title of your paid-for vehicle as security. Never take a title loan without...

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Personal Debt Collection

Mark CappelJune 1, 2023

Personal Debt Collection | When a debt collector contacts you, it is important that you don't ignore the situation. Some collectors can come to your home or...

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Massachusetts Collection Laws

Mark CappelJune 1, 2023

The statute of limitations for the collection of most consumer debts in Massachusetts is 6 years. The state outlaws foreclosure when a loan modification...

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Harassment by Debt Collectors

Mark CappelJune 1, 2023

How to deal with harassment by debt collectors. First, learn your rights under the FDCPA. Second, consult with a lawyer when a debt collector...

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