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Debt Articles

Where To Find a Consolidation Loan

Daniel CohenSeptember 20, 2024

Where to find a consolidation loan depends on your assets, goals, income, and credit score. You can find a consolidation loan from local and national banks...

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Tax Debt & Chapter 7

Daniel CohenSeptember 20, 2024

Free tips on IRS and state tax debts and filing for bankruptcy. Some IRS tax debts are eligible for including in a bankruptcy. Learn more at bills.com

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Consolidate Capital One Credit Debt

Daniel CohenSeptember 20, 2024

Find the the Capital One debt consolidation program that saves you the most money. Be sure to pay attention to protecting yourself from aggressive...

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Mortgage After Bankruptcy

Mark CappelSeptember 20, 2024

You can qualify for a mortgage after bankruptcy as early as 12 months after the discharge. Learn the FHA and VA's rules for bankruptcy...

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ThinkCash in Kentucky

Mark CappelSeptember 20, 2024

First Bank of Delaware, a relatively small bank based in Delaware, operates a payday loan business online under the ThinkCash brand name. It has no physical pre

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Renew a CD or Pay Down My Debt?

Mark CappelSeptember 20, 2024

Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...

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Payday Loan Laws

Bills.com TeamSeptember 20, 2024

Learn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...

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Subpoena While in Debt Resolution Program

Mark CappelSeptember 20, 2024

If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio

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How to Consolidate Bad Credit Debt

Betsalel CohenSeptember 20, 2024

How can you consolidate debt if you have bad credit? Is a bad credit personal loan a good idea? Learn the steps to take to consolidate your debt with...

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Credit Card Debt and SSI

Mark CappelSeptember 20, 2024

If you are on SSI and have debt trouble, let Bills.com help you out.

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Javitch Block: Dealing with Debt Collection 2026 | Bills.com

Betsalel CohenSeptember 20, 2024

Javitch Block is a law firm specializing in debt collection and insurance loss recovery. If they call or contact you take these steps to protect...

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Debt Payoff Plan

Mark CappelSeptember 20, 2024

Debt Payoff Plan for people with high credit card debt.

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Indiana Garnishment Rules

Mark CappelSeptember 20, 2024

Creditors are allowed to garnish between 10% and 25% of your wages, with the percentage allowed being determined by each state.

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Co-Signed Car Loan With Deadbeat Daughter

Mark CappelSeptember 20, 2024

I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?

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Debt Snowball to Pay Off Debt: How Does it Work?

Aly J. YaleSeptember 20, 2024

Debt snowball is a technique to help you pay off your debt quicker. Instead of making minimum payments, you make fixed payments and use the extra amount to...

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Judgment Domestication

Mark CappelSeptember 20, 2024

A judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in

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Minnesota Family Law

Mark CappelSeptember 20, 2024

Minnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.

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Credit Card Debt and SSI Income

Bills.com TeamSeptember 20, 2024

Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...

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Credit Card Assignment and Credit Card Consolidation

Betsalel CohenSeptember 20, 2024

Credit Card Assignment | In most cases your credit card can be assigned to a third party. In addition, creditors can use collection agencies. Deal with...

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Reopening a Chapter 7

Mark CappelSeptember 20, 2024

I filed Chapter 7 two years ago and kept my home, but now I can't afford it. Can I reopen my bankruptcy case and add a mortgage?

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Bills.com Debt Relief Guide

September 20, 2024

Are you looking for ways to get out of debt? No matter the reason you are in debt, or your personal situation, bills.com Get Out of Debt Guide helps you....

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Debt Collector or Original Creditor

Daniel CohenSeptember 20, 2024

My account is with a collection agency, can I negotiate with my original creditor instead?

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Citibank Sears MasterCard Settlement

Betsalel CohenSeptember 20, 2024

Citibank Sears MasterCard Settlement | Look into your different debt relief options including a Credit Counseling and Debt Management Plan. Check out the...

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Missouri Payday Loan

Mark CappelSeptember 20, 2024

Can a payday loan company in Missouri file criminal charges if we default? No, unless you closed the checking account before it presented the check.

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Voluntary Repossession

Bills.com TeamSeptember 20, 2024

Get all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.

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Two Short Sales

Mark CappelSeptember 20, 2024

A short sale is where the mortgage holder agrees to accept less than the balance owed on the mortgage at sale to prevent foreclosure.

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Consolidate Personal Loans

Bills.com TeamSeptember 20, 2024

Debts dragging you down? Get the answer to questions like 'Can I consolidate my car and personal loans?' at Bills.com.

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Debt Solutions

September 20, 2024

Find a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...

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Debt Relief

Aly J. YaleSeptember 20, 2024

Debt Relief includes different solutions to pay off, reduce, and eventually eliminate debt more effectively. Learn about debt relief and how it works so that...

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Chapter 7 & Mortgage Debt

Mark CappelSeptember 20, 2024

Most debts owed to federal, state, or municipal agencies can be discharged under the provisions of the U.S. Bankruptcy Code.

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Reaffirmation

Mark CappelSeptember 20, 2024

Reaffirmation | A debt reaffirmation is an agreement in which the debtor agrees to repay a debt even if it was discharged in a bankruptcy.

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Consolidate American Express Debt

Daniel CohenSeptember 20, 2024

Review all your options for your American Express debt, whether it is debt consolidation, credit counseling, or debt settlement. AmEx is an aggressive...

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Debt to Credit Ratio

Mark CappelSeptember 20, 2024

Debt to Credit Ratio | There are two ways to alter your debt to credit ratio. One is to increase your amount of available credit. The other is to cut your amoun

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Bank of America Lawsuit

Mark CappelSeptember 20, 2024

Creditors are required to report correct information to the credit reporting agencies. A consumer harmed by incorrect information can collect damages under the

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First Bank of Delaware & ThinkCash

Daniel CohenSeptember 20, 2024

Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.

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Debt Management Advice

Betsalel CohenSeptember 20, 2024

Focus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a

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Wisconsin Spousal Liability for Debt

Mark CappelSeptember 20, 2024

By marrying a spouse with debt and residing in a community property state you bought a ticket to an anti-lottery. Your chances of losing are small, but you risk

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How to Handle a Debt Collection Call from Client Services, Inc. 2026 | Bills.com

Betsalel CohenSeptember 20, 2024

Client Services, Inc. (CSI) is a collection agency that works with third-party and original owners of the debt. Protect yourself by taking these steps...

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Credit Control LLC - Deal with collection calls | Bills.com

Betsalel CohenSeptember 20, 2024

Credit Control LLC is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

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Credit Corp Solutions: How to deal with collections

Betsalel CohenSeptember 20, 2024

Credit Corp Solutions is a collection agency that purchases and collects consumer debt. Learn to deal with collection calls. Verify the debt, stop harassment...

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Glass Mountain Capital: Dealing with Collection Calls | Bills.com

Betsalel CohenSeptember 20, 2024

Glass Mountain Capital is a collection agency that works with original creditors and third-party debt buyers. Learn how to deal with a collection call, avoid...

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Glasser and Glasser: Dealing with Debt Collection | Bills.com

Betsalel CohenSeptember 20, 2024

Glasser and Glasser is a law firm with a department that specializes in debt collection. If they contact you take these steps to...

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Gurstel Law Firm: Dealing with Debt Collection 2026 | Bills.com

Betsalel CohenSeptember 20, 2024

Gurstel is a law firm that acts as a debt collector for creditors in nine states. If they appear on your credit report or contact you, take these steps to...

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National Enterprise Systems: Deal with collections 2026 | Bills.com

Betsalel CohenSeptember 20, 2024

National Enterprise Systems is a large debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

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What Should I do About Business Debt

Mark CappelSeptember 20, 2024

Business Debt advice from Bills.com

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Debt Help

Aly J. YaleSeptember 20, 2024

Debt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...

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Debt Management

Aly J. YaleSeptember 20, 2024

Debt management refers to keeping your debts under control, It can also refer to a specific type of debt relief called a debt management plan. Learn how to...

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Radius Global Solutions: Handling a collection call | Bills.com

Betsalel CohenSeptember 20, 2024

Radius Global Solutions is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

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Equifax Debt Wise

Daniel CohenSeptember 20, 2024

Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com

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Filed Chapter 7

Mark CappelSeptember 20, 2024

Free information if you Filed Chapter 7 and need help.

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