Debt Articles
Negotiating with Your Creditors
Learn key methods to negotiating with your creditors
Read moreCalifornia deficiency balance | California deficiency balance can arise from a short sale or foreclosure. In a short sale the lender agrees to accept less...
Read moreWeltman Weinberg & Reis - Dealing with collections | Bills.com
Weltman Weinberg & Reis Co., LPA is a real debt collection agency that operates across the US. If they appear on your credit report or contact you, take...
Read moreWhy Did My Score Drop After Paying A Collection Account?
Credit Score and Paying a Collection Account | In the long run, paying off a collection account will help your credit score. However, it can have a...
Read moreCredit Card Lawsuit in Pennsylvania
A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.
Read moreTips and advice to help you Deal with Debt. Learn when debt relief, debt settlement, debt consolidation or credit counseling is best. Make sure that you...
Read moreChapter 7 vs. Debt Consolidation
Are you looking to avoid bankruptcy with a debt consolidation loan? Let Bills.com solve your debt consolidation questions so that you can save and avoid bankru
Read moreCredit counseling is a professional service to help analyze your financial situation. Credit counseling agencies offer several services, including a debt ...
Read moreBest Debt Consolidation Loan for February 2026
A debt consolidation loan combines multiple debts into one payment. A loan can help simplify finances, save money and pay off your debt. Compare top lenders...
Read moreI have two separate utility accounts that are being billed as one, can they do that?
Read moreChapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...
Read moreRenegotiate Citi Credit Card Settlement Agreement
Before you stop making payments under your settlement agreement with Citi, it makes sense to call Citi and explain your changed circumstances.
Read moreWashington Garnishment | The state collection laws on Washington allow a judgment-creditor to garnish your wage. The most that can be taken from your pay is...
Read moreIf you visit an attorney with your mother, do not be surprised if the attorney stops the first meeting at the halfway point and recommends that one of you seek
Read moreLloyd Ward & Associates lists debt negotiation as one of its practice areas. The firm operates the bestdebtoptions.com Web site, where it describes its debt set
Read moreVelocity Investments LLC: Dealing with Debt Collection| Bills.com
Velocity Investments LLC is a debt collection agency that buys debt and handles original and third-party creditors. If they contact you or appear on your...
Read more5 Ways to Consolidate Credit Card Debt
Credit card consolidation combines some or all of your debt into one monthly payment. Find the best way to consolidate credit debt, including a personal loan...
Read moreDebt Consolidation Loans with Bad Credit February 2026: Rates, Reviews & Options
Is a debt consolidation loan for bad credit a viable option? Learn how the loan works, how your credit affects your rates, and which lenders offer bad credit…
Read moreCapital Management Services - Deal with collections | Bills.com
Capital Management Services is a legitimate debt collection agency. If they appear on your credit report or called or contacted you, then follow these steps...
Read moreHow To Consolidate Credit Card Debt
Learn how to consolidate credit card debt and what debt consolidation mistakes to avoid.
Read moreHow to Stop a Debt Collector From Contacting You
Debt collectors cannot contact you if you write a cease-and-desist letter. You can stop collection calls at work, collection calls to your family, and collection calls to your cell phone.
Read more13 Money Saving Tips | Simple ways to put more money in your pocket each month and watch your savings grow over time. The most important step is to start...
Read moreHow to Handle a Debt Collection Call from Cavalry Portfolio Services 2026 | Bills.com
Cavalry Portfolio Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Read moreNCB Management: Handling Debt Collection Call 2026 | Bills.com
NCB Management is a major debt collection agency that buys debt and handles original and third-party creditors. If they contact you or appear on your...
Read moreVA benefits and military pensions are not subject to execution, levy, attachment, garnishment, or other legal process. However, there are exceptions for child s
Read moreSnowball Debt Calculator | Are you looking for the right way to pay off your debt? Use Bill.com's Optimize Payment Calculator to save money and pay off ...
Read moreFiling for bankruptcy protection creates an 'automatic stay' that prevents creditors from proceeding with any collection action on debts owed by the bankruptcy
Read more2018 Starts with Higher Debt Level
The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and auto loan
Read moreShould I Settle or Enter CCCS Program
Learn about the pros and cons of Consumer Credit Counseling Service (CCCS) when compared with a debt settlement program, all at Bills.com
Read moreNew York Spousal Liability for Debt
New York Spousal Liability for Debt | Free tips about New York spousal liability for debt issues
Read moreFrozen account| An out-of-state judgment creditor can freeze an account only if it domesticates the judgment first.
Read moreEnforcing Out-of-State Judgment
Questions concerning enforcing judgments across state borders are difficult to answer with general, one-size-fits-all replies. The facts in each case are signif
Read moreBusiness Line of Credit Debt Settlement
Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...
Read moreCollection of Written-Off Debt
If the original creditor writes-off the debt and issues a 1099-C, that means the original creditor has forgiven the debt and is claiming the loss on its taxes.
Read moreSummons for American Express Debt
American Express wants a resolution to your debt now. Negotiating a lump-sum settlement is a compromise that will clear the debt from American Express's books a
Read moreYou will pay zero dollars in penalties or taxes if you rollover your retirement plan into an Individual Retirement Arrangement (IRA).
Read moreIf you allow a collection agent to make withdrawals from your bank account without having a signed contract in hand, how can you prove the collector took more t
Read moreBankruptcy Divorce and Underwater Home
Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h
Read moreDebt Coach uses industry averages for each debt resolution approach to arrive at its recommendations.
Read moreUnder common law, the acknowledgment must be in writing and convey the idea the debtor promises to pay the debt. Not surprisingly, many state legislatures wrote
Read moreProfit Sharing | You will pay zero in penalties or taxes if you rollover your profit sharing plan into an Individual Retirement Arrangement (IRA)
Read moreClerk Judgment | California law allows a court clerk to enter a default judgment against the defendant without a court hearing or judicial action
Read moreLower payment | A lower payment on your monthly bills is possible, if you find the right debt resolution option. Free tips from bills.com to help you get out of
Read moreCollection Agency - Complete Guide to Handle Collection Calls
A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...
Read moreFree Credit Consolidation Services
Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R
Read moreMany states exempt certain amounts and certain types of funds from bank levies, so a debtor should review his or her state's laws to find if a bank account can
Read moreGovernment Debt Consolidation Loans
Government debt consolidation loans for federal student loans can help you save money and make bill-paying easier each month.
Read moreConsolidate Credit | You have many options to consolidate your credit card debt. Which you choose depends on your goals, circumstances, and the amount of your d
Read moreConsolidating Debt Without Ruining Your Credit
Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then
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