Gina Freeman (Pogol)
Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience includes mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.
LendingPoint Personal Loan May 2026 ReviewMay 1, 2026
LendingPoint offers very fast loans with no minimum credit score, and you can prequalify to get offers. Learn more.
Home Equity Loan Refinance: When to Do It and How to Get StartedApr 27, 2026
Thinking about refinancing your home equity loan? Learn the three ways to do it, what you need to qualify, and when it's actually worth the cost.
Is a HELOC a Subordinate Lien? And Why Should You Care?Apr 27, 2026
Yes, a HELOC is typically a subordinate lien, and that lien position could affect your refinance, your rates, and your options. Here's what to know.
Is HELOC or Home Equity Loan Interest Tax Deductible?Apr 27, 2026
HELOC and home equity loan interest may be tax deductible, but only under specific IRS conditions. Learn what qualifies and how to check if you can claim it.
How to Get a Home Equity Loan With Bad CreditApr 27, 2026
A lower credit score doesn’t close the door on home equity. Learn what lenders look for, which options may still work, and how to improve your odds.
HELOC for BusinessApr 27, 2026
A business HELOC lets you tap your home equity for company expenses. Learn how it works, what it costs, and when the risks may outweigh the benefits.
HELOC vs. Home Equity Loan: Which Is Right for You?Apr 23, 2026
Comparing a HELOC vs. a home equity loan? Learn how each works, which costs less, and which fits your goals. Make the right call for your situation.
Is My California HELOC Recourse or Non-Recourse?Apr 22, 2026
Most California HELOCs are recourse loans, but the answer depends on how yours was structured. Learn what the law says and how to find out where you stand.
How to Get a Home Equity LoanApr 18, 2026
Learn how to get a home equity loan step by step, from checking your equity to closing the loan. Understand requirements, documents, and what to expect.
Home Equity Loan vs. Cash-Out Refinance: Which Option Actually Costs Less?Apr 17, 2026
A cash-out refinance may offer a lower rate, but that may not mean it costs less. Learn how surcharges, closing costs, and your existing mortgage rate determine which option could save you more.
Understanding Debt Settlement Fees: What You’re Actually Paying ForApr 17, 2026
Debt settlement fees are typically around 25% of your enrolled debt—but most people don’t know when they’re charged or what they cover. Here’s how to read any fee agreement.
How Does a Home Equity Loan Work?Apr 11, 2026
A home equity loan lets you borrow a lump sum against your home's equity at a fixed rate. Learn how it works, how much you could borrow, and what to watch out for.
HELOC RequirementsMar 22, 2026
Wondering if you qualify for a HELOC? Learn the credit score, equity, income, and DTI requirements lenders typically look for.
Does Debt Relief Hurt Your Credit? What Actually HappensFeb 23, 2026
The "100 point drop" claim has no research behind it. Your credit damage depends on your starting point and which events each path involves.
Motorcycle Loans [current_month} 2026Jan 1, 2026
Most people pay $7,000-$25,000 for a motorcycle. Find out how you can finance the purchase so you can grab your helmet and go.
What You Need to Know Before Taking a Land LoanJul 22, 2024
Land loans are not like traditional mortgages or personal loans. Whether you qualify might depend on how you plan to use the land. Learn more here.
LoansJun 7, 2022
Learn all about different types of loans and how to find great deals on everything from student loans, home loans, auto loans, debt consolidation loans...
Refinance Mortgage and LoansJun 6, 2022
Refinance | Refinance your mortgage. Learn all about mortgage refinancing, get helpful tips and guidance, and learn when it's best to refinance. You can save...
HELOCMay 3, 2022
What is a HELOC and how does a HELOC work. Learn how to get a HELOC and how much you can borrow with a HELOC, then find best HELOC lenders and...
Purchase MortgageMay 2, 2022
Home Purchase Loan Resources | Learn everything there is to know about a home purchase loan and get the best rate possible...