Gina Freeman (Pogol)
Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience includes mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.
Can You Buy a House if Your Wife or Husband Has Bad Credit?Oct 22, 2026
How does my husband's our wife's credit score affect buying a house together? Here's how lenders actually evaluate joint mortgage applications, and your options.
NetCredit Personal Loan Review October 2026Oct 22, 2026
NetCredit review: personal loans from $1,000 to $10,000 for borrowers with poor or limited credit, funded same or next business day. APRs up to 99.99%.
Prosper Personal Loan October 2026 ReviewOct 22, 2026
Prosper loans carry APRs up to 35.99% and origination fees up to 9.99%. Borrow $2,000 to $50,000 alone or jointly with a credit score of 640 or higher.
SECU North Carolina Personal Loan Review: Rates, Terms, and Requirements for October 2026Oct 1, 2026
SECU personal loan review: 9.25% to 12.75% APR, no published fees or loan amounts, and no soft-pull prequalifying. See rates, terms, and eligibility.
Citi Personal Loans Review October 2026Oct 1, 2026
Citi personal loans offer fixed-rate personal loans with zero fees, and same-day funding for Citi customers. Read our updated review.
Integra Credit Personal Loan Review October 2026: Rates, Terms, and How It ComparesOct 1, 2026
Integra Credit offers $500 to $3,000 loans for bad credit with APRs up to 399%. See rates, fees, states served, and how it compares before you apply.
Earnest Personal Loan Review October 2026Oct 1, 2026
Earnest offers direct personal loans of $3,000 to $50,000 with no mandatory fees and no minimum income requirement, but rates can run up to 25.24% APR. See if it fits.
Regions Bank Personal Loan October 2026 ReviewOct 1, 2026
Compare Regions Bank personal loans: 8.74% to 29.99% APR, no origination fee, $2,000 to $50,000. Requires a Regions account open at least six months.
LendingPoint Personal Loan Review October 2026 Oct 1, 2026
LendingPoint offers fast personal loans for fair credit, with an origination fee up to 10% and no co-signer option. Compare rates and requirements.
New Era Debt Solutions Review October 2026Oct 1, 2026
Read our New Era Debt Solutions review to see costs, BBB and Trustpilot ratings, state coverage, and how its settlement program works.
Cambridge Credit Counseling Review October 2026: Fees, Ratings & How It WorksOct 1, 2026
Read our Cambridge Credit Counseling review to see program fees, customer ratings, states served, and how its debt management plan works.
Credit Associates Review October 2026Oct 1, 2026
See Credit Associates' fees, customer ratings, states served, and program length before you enroll in its debt settlement program.
CuraDebt Review October 2026Oct 1, 2026
CuraDebt review: how its free referral model works, what fees to expect, and its BBB (A+) and Trustpilot ratings—before you request a match.
Oak View Law Group Review October 2026Oct 1, 2026
Read our Oak View Law Group review to see fees, BBB and Trustpilot ratings, program details, and how its debt settlement services compare.
PNC Bank Personal Loan October 2026 ReviewOct 1, 2026
PNC Bank personal loans charge no origination fee but skip prequalification, and rates could run up to 26.94% APR. See if it's the right fit before you apply.
Beyond Finance Review October 2026Oct 1, 2026
Read our Beyond Finance review to see fees, customer ratings, eligible debts, and how its debt settlement program compares to other options.
Rocket Personal Loans Review October 2026Oct 1, 2026
Rocket Loans offers personal loans from $2,000 to $75,000 with same-day funding and competitive APRs, but the origination fee may be high. Read our full review.
Happen Bank (Previously LendingClub) Personal Loan Review October 2026Oct 1, 2026
LendingClub (now Happen Bank) offers loans up to $75,000 with fast funding and joint applications. See rates, fees, and if it could be right for you.
GreenPath Financial Wellness Review October 2026Oct 1, 2026
Read our GreenPath Financial Wellness review for fees, BBB and Trustpilot ratings, states served, and how it compares to debt settlement.
Navy Federal Personal Loan Review October 2026 Oct 1, 2026
Compare Navy Federal personal loans: fixed APRs from 8.74% (up to 18%), $250 to $50,000, no origination fee. See if you’re eligible as a military member.
Upstart Personal Loan October 2026 ReviewOct 1, 2026
Upstart personal loans range from $1,000 to $75,000 with APRs up to 35.99%. June 2026 review: rates, fees, eligibility, and who it suits best.
SoFi Personal Loan Review October 2026Oct 1, 2026
SoFi offers personal loans from $5,000 to $100,000 with no required fees. Read our review of rates, requirements, and who SoFi is best for.
Ally Personal Loan: October 2026 ReviewOct 1, 2026
Ally Bank doesn't offer personal loans. Here's why, what happened to Ally Lending, and where to find a personal loan instead.
Bank of America Personal Loan October 2026 ReviewOct 1, 2026
Bank of America doesn’t offer personal loans. See what it offers instead, including the Balance Assist small-dollar loan, plus better personal loan alternatives.
Personal Loan Companies: Types, How They Work, and How to Choose OneSep 24, 2026
Personal loan companies aren't all the same. Learn the different types, how they set rates and fees, and how to compare them before you apply.
Best Credit Unions for Personal Loans in 2026: How to Compare Your OptionsSep 2, 2026
Compare the best credit unions for a personal loan by rate, fees, and membership rules, then prequalify with a soft credit check before you apply.
Best Small Personal Loans: Where to Look and What to AvoidSep 2, 2026
Compare where to find a small personal loan, what it costs, and how to avoid rates above the 36% predatory-lending line before you apply.
Personal Loan Lenders: How to Compare Banks, Credit Unions, and Online LendersSep 2, 2026
Compare personal loan lenders by type. Learn how banks, credit unions, and online lenders differ on rates, fees, and who they lend to.
Debt Relief Programs: How They Work, What They Cost, and How to Choose OneAug 20, 2026
Debt relief programs include settlement, credit counseling, and more. Learn what each costs, how they affect your credit, and how to avoid scams.
How to Get a Personal Loan (and What It Takes to Qualify)Aug 20, 2026
Learn how to get a personal loan step by step, from checking your credit to comparing offers and applying with confidence.
Best Short-Term Loans: Compare Rates, Lenders, and TermsAug 19, 2026
Compare the best short-term loans by credit score, rate, and funding speed. See how they stack up against payday loans before you apply.
Best Personal Loans to Pay Off Credit Card DebtAug 19, 2026
Compare fixed-rate personal loans to pay off credit card debt. See top lenders, APR ranges, and direct-pay options.
Best Personal Loan CompaniesAug 15, 2026
Compare the best personal loan companies by rate, fee, and credit tier. See which lenders fit your needs and prequalify without hurting your credit.
Bills.com Personal Loan Review MethodologyAug 15, 2026
Learn how Bills.com evaluates personal loan lenders—the six criteria, scoring scale, and data sources behind every review on the site.
How Do Personal Loans Work?Aug 15, 2026
A personal loan gives you a lump sum of cash you repay in fixed monthly installments. Learn more about your personal loan options here.
Credit Counseling: What It Actually Costs and How to Spot a Legitimate AgencyAug 7, 2026
See how credit counseling actually works, what a Debt Management Plan costs, and how to spot a legitimate nonprofit agency before you sign up.
How We Review Debt Settlement CompaniesAug 7, 2026
See exactly how we review debt settlement companies: the six weighted criteria, the star-rating formula, and where every fact comes from.
How to Prequalify for a Personal LoanAug 6, 2026
Prequalify for a personal loan to preview your rate and terms. See how it works, whether it affects your credit, and how to compare offers.
Tax Consequences of Debt Settlement: Do You Owe the IRS Money?Aug 1, 2026
Settling debt can trigger a tax bill on the forgiven amount. Learn when it applies, how to calculate it, and how insolvency could reduce what you owe.
How to Spot Debt Relief Companies to AvoidAug 1, 2026
Learn the red flags of a bad debt relief company and how to check one before you enroll.
InCharge Debt Solutions ReviewJul 25, 2026
See InCharge Debt Solutions' fees, BBB and Trustpilot ratings, states served, and how its debt management plan works before you enroll.
How to Consolidate Credit Card Debt: 3 Ways to Simplify Your PaymentsJul 24, 2026
Learn how to consolidate credit card debt with a loan, a balance transfer, or a debt management plan, and find out which option fits your budget.
Personal Loan Agreement: What to Include and How to Write OneJul 24, 2026
Learn what a personal loan agreement should include, how it protects both sides, and how to write one for a loan between family or friends.
Does Debt Settlement Hurt Your Credit? What Really HappensJul 22, 2026
Debt settlement can lower your credit score, but the damage isn't permanent. See how it works, how long it lasts, and how to protect your score.
Free Credit Counseling: What It Covers and How to Spot a Legitimate AgencyJul 22, 2026
Free credit counseling explained: what a session covers, what it costs if you enroll in a plan, and how to spot a legitimate nonprofit agency.
What Is Debt Relief? Your Options ExplainedJul 18, 2026
Debt relief is an umbrella term for ways to get help with what you owe. Compare DMP, settlement, consolidation, bankruptcy, and how each affects your credit.
Are Debt Consolidation Loans a Good Idea?Jul 18, 2026
Debt consolidation loans could lower your rate and simplify payments, but not always. See when they help, what they cost, and when to look at alternatives.
HELOC vs Personal Loan: How to ChooseJul 18, 2026
Do you need a HELOC or a personal loan? Compare rates, risk, costs, and when each makes sense, so you can pick the right one for your situation.
Personal Loans With No Collateral: What to Know Before You ApplyJul 13, 2026
No collateral? Learn how unsecured personal loans work, what lenders look for, and how to find the right loan for your situation.
No Credit Check Personal Loans: What They Are and What to Know Before You BorrowJul 10, 2026
No credit check loans skip the hard pull—but they often come with triple-digit rates and real risks. Here's what to know before you apply.