Bankruptcy Articles

Bankruptcy & Debt Settlement

Betsalel CohenMay 20, 2020

Learn the advantages and disadvantages of bankruptcy & debt settlement for resolving debt. A chapter 7 bankruptcy is fast, but you may not qualify. Debt...

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Bankruptcy & Charge Off

Bills.com TeamDecember 20, 2016

Learn more about Bankruptcy and Credit Card Charge Offs, Bills.com has your answers.

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Bankruptcy

Daniel CohenApril 14, 2015

Bankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...

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File Bankruptcy With No Money

Bills.com TeamJune 24, 2014

You can file bankruptcy with no money, and even have bankruptcy filing fees waived if you have little or no income. Learn how to file bankruptcy at no cost by..

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Lexington Law Firm & Bankruptcy

Mark CappelMarch 17, 2014

Lexington Law Firm cannot promise it will remove a bankruptcy from your credit report, but it can say it will try. If you actually filed for BK, don't expect...

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Bankruptcy & Your Credit Score

Daniel CohenAugust 17, 2012

Learn how bankruptcy affects your credit and what steps to take to repair your credit after your bankruptcy discharges. Make sure that you...

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Mortgage After Bankruptcy

Mark CappelAugust 14, 2012

You can qualify for a mortgage after bankruptcy as early as 12 months after the discharge. Learn the FHA and VA's rules for bankruptcy...

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Bankruptcy Alternatives

Bills.com TeamSeptember 13, 2011

Staggered by debt but want to avoid bankruptcy? You have 4 alternatives, but like bankruptcy, each has positives & negatives. Learn the options to filing...

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Bankruptcy & Mortgages

Mark CappelApril 21, 2011

Bankruptcy and Mortgage | Whether a bankruptcy filing can stop foreclosure action on your home depends on several factors, including the type of bankruptcy, ...

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Bankruptcy Questions & Answers

Bills.com TeamApril 21, 2011

Bankruptcy | The following are 19 common bankruptcy questions that readers have asked Bills.com. We include our answers and links to more discussion.

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2005 Bankruptcy Changes

Daniel CohenApril 21, 2011

The bankruptcy reform act wants consumers to educate themselves and ideally find a repayment method outside of the bankruptcy system to repay their debts.

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Bankruptcy Laws

Daniel CohenApril 21, 2011

Chapter 7, Chapter 11, and Chapter 7 are the three types of bankruptcy available to consumers and owners of small businesses.

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Chapter 13 Bankruptcy

Bills.com TeamApril 21, 2011

Chapter 13 bankruptcy enables individuals with regular income to develop a plan to repay all or part of their debts over 3 to 5 years.

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Chapter 7 Bankruptcy

Daniel CohenApril 20, 2011

To qualify for Chapter 7, the debtor may be an individual, a partnership, or a corporation or other business entity. Learn more about Chapter 7 Bankruptcy and w

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Means Test for Bankruptcy

Daniel CohenApril 20, 2011

It can be hard to qualify for a Chapter 7 bankruptcy. Review the means test for bankruptcy as well as the median income requirements

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Bankruptcy Divorce and Underwater Home

Mark CappelMarch 3, 2011

Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h

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Student Loan Bankruptcy

Mark CappelDecember 1, 2010

Student loans are difficult to discharge in bankruptcy. If you can't use bankruptcy to resolve your student loans, look at your other options, including...

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Filing Bankruptcy

Daniel CohenDecember 1, 2010

Learn about filing bankruptcy, what's involved, and what you should do if you've found yourself in this situation. Before you file, be sure that you...

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Personal Bankruptcy

Mark CappelDecember 1, 2010

Bankruptcy is one of the most damaging things that can appear on your credit report. However, its effects can be reversed by taking positive steps to soften the

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Avoid Bankruptcy

Daniel CohenDecember 1, 2010

Avoid bankruptcy with these tips from Bills.com. You may be able to get out of debt without filing bankruptcy, if you find the right way to...

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Tax Debt & Chapter 7

Daniel CohenSeptember 27, 2010

Free tips on IRS and state tax debts and filing for bankruptcy. Some IRS tax debts are eligible for including in a bankruptcy. Learn more at bills.com

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Chapter 7 & Mortgage Debt

Mark CappelSeptember 1, 2010

Most debts owed to federal, state, or municipal agencies can be discharged under the provisions of the U.S. Bankruptcy Code.

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Discharge and HELOC

Mark CappelJune 28, 2010

Bankruptcy Discharge and HELOC | Ask an attorney what to do about the HELOC and see if it can be discharged in your bankruptcy. If you chose to do a lump-sum...

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Foreclosure and Bankruptcy

Mark CappelJune 21, 2010

Foreclosure and Chapter 7 Bankruptcy | Look for alternatives to foreclosure, such as a deed in lieu of foreclosure. Before looking to bankruptcy, consult with..

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Bankruptcy & Joint Accounts

Mark CappelMay 27, 2010

If you visit an attorney with your mother, do not be surprised if the attorney stops the first meeting at the halfway point and recommends that one of you seek

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Bankruptcy, Reaffirmation, & Short Sale

Mark CappelMay 24, 2010

If a debtor never reaffirmed a mortgage, then he or she has no personal liability for the mortgage. Therefore, a short sale is unnecessary to avoid liability fo

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Canada Bankruptcy

Bills.com TeamMarch 19, 2010

I could find no laws concerning a requirement for a private person to be residing in Canada as a condition of filing bankruptcy.

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Bankruptcy and Second Mortgage

Mark CappelMarch 17, 2010

If I file bankruptcy will that eliminate my second mortgage balance?

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Reopening a Chapter 7

Mark CappelJuly 9, 2009

I filed Chapter 7 two years ago and kept my home, but now I can't afford it. Can I reopen my bankruptcy case and add a mortgage?

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Dismissed & Discharged Bankruptcy

Mark CappelMay 8, 2009

In many cases, a consumer can re-file a previously dismissed bankruptcy once he or she has corrected the problems which led to the initial case being dismissed.

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Chapter 7 & Repossession

Mark CappelNovember 25, 2008

Filing for bankruptcy protection creates an 'automatic stay' that prevents creditors from proceeding with any collection action on debts owed by the bankruptcy

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Utility Charges After Foreclosure

Mark CappelNovember 19, 2008

Generally, a consumer who is forced to leave his or her home will contact the utility companies to have utility services such as electricity, gas, and water dis

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Credit Report After Chapter 7

Mark CappelNovember 3, 2008

Credit reports are notoriously inaccurate, so it is important to review your credit profile regularly to verify all of the information being reported by credito

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New Debt While in Chapter 13

Mark CappelOctober 28, 2008

Incurring New Debt in Ch 13 Bankruptcy | While in a Chapter 13 bankruptcy plan, you are strictly prohibited from incurring new debt without receiving prior...

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Drop in Income During Chapter 13

Mark CappelNovember 26, 2007

Information on available recourses if you are experiencing a drop in income during a Chapter 13 bankruptcy filing. Bills.com has more free resources to help yo

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Debt Consolidation After Bankruptcy

Mark CappelOctober 17, 2007

Debt consolidation is possible, even after a bankruptcy. If you built up debt, after a bankruptcy, look at all of your debt consolidation options. Begin by...

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Bankruptcy Protection

Mark CappelJune 26, 2007

Advice you need on bankruptcy protection, and how bankruptcy can help delay foreclosure.

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Chapter 7 vs. Debt Consolidation

Daniel CohenMay 7, 2007

Are you looking to avoid bankruptcy with a debt consolidation loan? Let Bills.com solve your debt consolidation questions so that you can save and avoid bankru

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