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Bankruptcy Articles

Bankruptcy & Your Credit Score

Daniel CohenNovember 25, 2022

Learn how bankruptcy affects your credit and what steps to take to repair your credit after your bankruptcy discharges. Make sure that you...

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Chapter 7 Bankruptcy

Daniel CohenNovember 25, 2022

To qualify for Chapter 7, the debtor may be an individual, a partnership, or a corporation or other business entity. Learn more about Chapter 7 Bankruptcy and w

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Chapter 13 Bankruptcy

Bills.com TeamNovember 25, 2022

Chapter 13 bankruptcy enables individuals with regular income to develop a plan to repay all or part of their debts over 3 to 5 years.

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Bankruptcy Laws

Daniel CohenNovember 25, 2022

Chapter 7, Chapter 11, and Chapter 7 are the three types of bankruptcy available to consumers and owners of small businesses.

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Bankruptcy Questions & Answers

Bills.com TeamNovember 25, 2022

Bankruptcy | The following are 19 common bankruptcy questions that readers have asked Bills.com. We include our answers and links to more discussion.

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Bankruptcy & Charge Off

Bills.com TeamNovember 25, 2022

Learn more about Bankruptcy and Credit Card Charge Offs, Bills.com has your answers.

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Dismissed & Discharged Bankruptcy

Mark CappelNovember 25, 2022

In many cases, a consumer can re-file a previously dismissed bankruptcy once he or she has corrected the problems which led to the initial case being dismissed.

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2005 Bankruptcy Changes

Daniel CohenNovember 25, 2022

The bankruptcy reform act wants consumers to educate themselves and ideally find a repayment method outside of the bankruptcy system to repay their debts.

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Bankruptcy & Mortgages

Mark CappelNovember 25, 2022

Bankruptcy and Mortgage | Whether a bankruptcy filing can stop foreclosure action on your home depends on several factors, including the type of bankruptcy, ...

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Filing Bankruptcy

Daniel CohenNovember 25, 2022

Learn about filing bankruptcy, what's involved, and what you should do if you've found yourself in this situation. Before you file, be sure that you...

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New Debt While in Chapter 13

Mark CappelNovember 24, 2022

Incurring New Debt in Ch 13 Bankruptcy | While in a Chapter 13 bankruptcy plan, you are strictly prohibited from incurring new debt without receiving prior...

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Bankruptcy

Daniel CohenNovember 24, 2022

Bankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...

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Personal Bankruptcy

Mark CappelNovember 24, 2022

Bankruptcy is one of the most damaging things that can appear on your credit report. However, its effects can be reversed by taking positive steps to soften the

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Drop in Income During Chapter 13

Mark CappelNovember 24, 2022

Information on available recourses if you are experiencing a drop in income during a Chapter 13 bankruptcy filing. Bills.com has more free resources to help yo

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Means Test for Bankruptcy

Daniel CohenNovember 24, 2022

It can be hard to qualify for a Chapter 7 bankruptcy. Review the means test for bankruptcy as well as the median income requirements

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Credit Report After Chapter 7

Mark CappelNovember 24, 2022

Credit reports are notoriously inaccurate, so it is important to review your credit profile regularly to verify all of the information being reported by credito

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Debt Consolidation After Bankruptcy

Mark CappelNovember 24, 2022

Debt consolidation is possible, even after a bankruptcy. If you built up debt, after a bankruptcy, look at all of your debt consolidation options. Begin by...

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Avoid Bankruptcy

Daniel CohenNovember 23, 2022

Avoid bankruptcy with these tips from Bills.com. You may be able to get out of debt without filing bankruptcy, if you find the right way to...

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Student Loan Bankruptcy

Mark CappelNovember 23, 2022

Student loans are difficult to discharge in bankruptcy. If you can't use bankruptcy to resolve your student loans, look at your other options, including...

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Utility Charges After Foreclosure

Mark CappelNovember 23, 2022

Generally, a consumer who is forced to leave his or her home will contact the utility companies to have utility services such as electricity, gas, and water dis

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Bankruptcy Protection

Mark CappelNovember 23, 2022

Advice you need on bankruptcy protection, and how bankruptcy can help delay foreclosure.

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Canada Bankruptcy

Bills.com TeamNovember 23, 2022

I could find no laws concerning a requirement for a private person to be residing in Canada as a condition of filing bankruptcy.

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Bankruptcy Alternatives

Bills.com TeamNovember 23, 2022

Staggered by debt but want to avoid bankruptcy? You have 4 alternatives, but like bankruptcy, each has positives & negatives. Learn the options to filing...

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File Bankruptcy With No Money

Bills.com TeamNovember 23, 2022

You can file bankruptcy with no money, and even have bankruptcy filing fees waived if you have little or no income. Learn how to file bankruptcy at no cost by..

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Bankruptcy and Second Mortgage

Mark CappelNovember 23, 2022

If I file bankruptcy will that eliminate my second mortgage balance?

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Reopening a Chapter 7

Mark CappelNovember 22, 2022

I filed Chapter 7 two years ago and kept my home, but now I can't afford it. Can I reopen my bankruptcy case and add a mortgage?

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Mortgage After Bankruptcy

Mark CappelNovember 22, 2022

You can qualify for a mortgage after bankruptcy as early as 12 months after the discharge. Learn the FHA and VA's rules for bankruptcy...

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Lexington Law Firm & Bankruptcy

Mark CappelNovember 22, 2022

Lexington Law Firm cannot promise it will remove a bankruptcy from your credit report, but it can say it will try. If you actually filed for BK, don't expect...

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Bankruptcy & Debt Settlement

Betsalel CohenNovember 22, 2022

Learn the advantages and disadvantages of bankruptcy & debt settlement for resolving debt. A chapter 7 bankruptcy is fast, but you may not qualify. Debt...

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Bankruptcy Divorce and Underwater Home

Mark CappelNovember 21, 2022

Your ex-spouse filing for bankruptcy can affect you, if you left your ex on the title to the home. Review how bankruptcy and divorce can affect you, when your h

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Discharge and HELOC

Mark CappelNovember 21, 2022

Bankruptcy Discharge and HELOC | Ask an attorney what to do about the HELOC and see if it can be discharged in your bankruptcy. If you chose to do a lump-sum...

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Bankruptcy, Reaffirmation, & Short Sale

Mark CappelNovember 21, 2022

If a debtor never reaffirmed a mortgage, then he or she has no personal liability for the mortgage. Therefore, a short sale is unnecessary to avoid liability fo

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Foreclosure and Bankruptcy

Mark CappelNovember 21, 2022

Foreclosure and Chapter 7 Bankruptcy | Look for alternatives to foreclosure, such as a deed in lieu of foreclosure. Before looking to bankruptcy, consult with..

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Chapter 7 & Repossession

Mark CappelNovember 21, 2022

Filing for bankruptcy protection creates an 'automatic stay' that prevents creditors from proceeding with any collection action on debts owed by the bankruptcy

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Bankruptcy & Joint Accounts

Mark CappelNovember 21, 2022

If you visit an attorney with your mother, do not be surprised if the attorney stops the first meeting at the halfway point and recommends that one of you seek

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Chapter 7 vs. Debt Consolidation

Daniel CohenNovember 21, 2022

Are you looking to avoid bankruptcy with a debt consolidation loan? Let Bills.com solve your debt consolidation questions so that you can save and avoid bankru

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Chapter 7 & Mortgage Debt

Mark CappelNovember 21, 2022

Most debts owed to federal, state, or municipal agencies can be discharged under the provisions of the U.S. Bankruptcy Code.

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Tax Debt & Chapter 7

Daniel CohenNovember 21, 2022

Free tips on IRS and state tax debts and filing for bankruptcy. Some IRS tax debts are eligible for including in a bankruptcy. Learn more at bills.com

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