FHA Loans Articles

FHA Loans

FHA Loans | FHA Loans are extremely popular for first-time homebuyers. Some of the huge benefits, including low down payments and low credit limits. Learn...

FHA Bailout | Changes in the FHA Loan Programs for 2013

FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and maybe...

FHA vs Conventional

FHA vs Conventional | Choosing an FHA loan or a conventional mortgage depends on a number of factors including your credit score, down payment and the costs..

FHA Loan Requirements

FHA Loan Requirements have lenient credit score and down payment guidelines. Also, FHA loan income requirements allow for debt-to-income levels as high as...

FHA Mortgage Insurance

FHA Mortgage Insurance adds to the cost of your FHA mortgage loan;

FHA Credit Requirements

FHA Credit Score Requirements are low! DO you have a low credit score? FHA loans have a lower credit score requirement than conventional mortgages, and also...

FHA Loan Limits - 2019

FHA Loan Limits | FHA loan limits in 2019 increase for many areas. FHA loans are a popular choice for homebuyers and with low...

Should You Refinance From FHA to Conventional Loans

Did you take an FHA loan a number of years ago? You might be able to lower your payment and/or save big money by refinancing into a conventional loan by...

FHA Refinance Program

FHA Streamline Refinance | The FHA streamline refinance program has reduced paperwork and a shorter processing time. You can save money, fast, if...

2015 – New FHA Mortgage Insurance

FHA Mortgage Insurance Premium was lowered in January 2015. The new FHA MIP rates are now a whopping 0.5% lower for loans longer than 15. For some borrowers...

Consumer Debt & Retirement Planning

I'm nearing retirement and selling a property. Should I invest the proceeds or pay-off my debt?

FHA Loan After Foreclosure and other Economic Hardship

Looking to buy a home and take a FHA loan after a foreclosure, short sale, deed-in-lieu, or bankruptcy? The FHA introduced a shorter waiting period, if you...

FHA Mortgage Insurance - Changes in 2013

Changes in FHA Mortgage Insurance in 2013 will cause FHA loans, popular for first time buyers and borrowers with low credit scores, to be more expensive.

FHA Loan Limits - 2013

FHA Loan Limits 2013 | FHA loan limits remain, for most areas, the same as for 2012. FHA loans are a popular choice for homebuyers and with low...

Housing Recovery and the FHA Bailout

FHA Bailout and Getting a Mortgage | A FHA bailout could potentially hurt a housing recovery by making it harder to get FHA loans. Learn about the importance...

FHA Streamline | Low Credit Score

FHA Streamline Refinance | Low credit scores can be a barrier to a FHA streamline refinance, because lenders have stricter requirements. There are lenders who..

Government Home Loans

You are eligible for one or more US government home loans. Learn more about VA, FHA, USDA, and Section 184 loans, which make home ownership...

FHA Refinancing

FHA refinance | FHA refinance loans offer some distinct advantages over conventional loans, but they are not right for everyone. Choose an FHA refi when...

FHA Guidelines

In 2012, the FHA is increasing the cost of two types of fees that borrowers must pay for FHA loans...

FHA Credit Qualifications

The FHA wants lenders to lower qualifications for mortgage loans, but lenders worry that doing so will increase their risk. Learn the 10 credit qualifications f

Use a FHA 203K Loan to Buy & Rehab a Home

The FHA 203(k) loan is a great way to finance the purchase of a home that needs work and finance the improvements at the same time.

FHA Short Refinance

The FHA Short Refinance Program is a great way to knock-down your principal and pay less in your monthly mortgage payments.

FHA Mortgage Rates

FHA Mortgage Rates | FHA mortgage rates are competitive with non-FHA mortgages, but there will be a difference in closing costs.

FHA Mortgage Types

FHA Mortgages | Get an FHA mortgage with a down payment as low as 3.5%. Learn the pluses and minuses of FHA mortgages today, and why they are so popular.

FHA Foreclosure Assistance

FHA Foreclosure Assistance | Learn about FHA foreclosure assistance, including various options recommended by HUD. Discover which options are right for you.