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Mortgages Articles

E-Loan Reviews - Mortgage, Refinance, Debt Consolidation

Bills.com TeamSeptember 10, 2021

E-Loan specializes in the origination of residential mortgage loans and maintains a diverse range of non-conforming programs to meet their clients' mortgage and

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Ditech.com Reviews - Mortgage, Refinance, Debt Consolidation

Bills.com TeamSeptember 10, 2021

Ditech.com offers mortgages, mortgage refinance loans, and lines of credit. As a member of Ally Financial, Ditech offers consumers a quick and easy way to secur

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Countrywide Home Loans Reviews - Mortgage, Refinance

Bills.com TeamSeptember 10, 2021

Countrywide Home Loans review from Bills.com shows that Countrywide offers many products including home loans, mortgage refinance, debt consolidation and revers

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Downey Savings & Loan Reviews - Mortgage, Refinance, Debt Consolidation

Bills.com TeamSeptember 10, 2021

Downey Savings & Loan originates residential mortgage loans and maintains a diverse range of services to meet their clients' mortgage and refinance needs.

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CitiMortgage Review - READ THESE FACTS!

Bills.com TeamSeptember 10, 2021

CitiMortgage | Don't do anything with CitiMortgage and refinance loans until you read the most important thing, which is...

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Chase Mortgage - READ THESE FACTS!

Bills.com TeamSeptember 10, 2021

Chase Mortgage | Don't do anything with Chase Mortgage and refinance loans until you read the most important thing, which is...

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CitiFinancial Reviews - Mortgage, Refinance, Debt Consolidation

Bills.com TeamSeptember 10, 2021

Since 1912, CitiFinancial has helped millions of customers with their home purchase, mortgage refinance, and home equity loan needs.

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Charter One Bank - READ THESE FACTS!

Bills.com TeamSeptember 10, 2021

Charter One Bank | Don't do anything with Charter One Bank and refinance loans until you read the most important thing, which is...

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Branch Banking & Trust (BB&T) Reviews

Bills.com TeamSeptember 10, 2021

Branch Banking and Trust Company | Branch Banking and Trust Company provides a large array of financial products: mortgages, debt consolidation loans, reverse m

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Bank of America Mortgage Review | READ THESE FACTS!

Bills.com TeamSeptember 10, 2021

Bank of America mortgage rate information and reviews | DON'T take out a Bank of America refinance mortgage or purchase loan, before you first...

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Aurora Loan Services Reviews

Bills.com TeamSeptember 10, 2021

Aurora Loan Services specializes in the origination of residential mortgage loans and maintain a diverse range of non-conforming programs to meet their...

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Understanding LTV & Your Mortgage

Betsalel CohenSeptember 2, 2021

LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...

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FHA Bailout | Changes in the FHA Loan Programs for 2013

Betsalel CohenJuly 9, 2021

FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and maybe...

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Mortgage Tips - Getting an Affordable Mortgage

Betsalel CohenMarch 30, 2020

Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...

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Get a Mortgage Quote

April 9, 2019

Get a Mortgage rate quote. Looking for a home mortgage, refinance, cash-out refinance, or home equity loan? Bills.com makes it easy to...

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FHA vs Conventional

Betsalel CohenMarch 21, 2019

FHA vs Conventional | Choosing an FHA loan or a conventional mortgage depends on a number of factors including your credit score, down payment and the costs..

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FHA Loan Requirements

Betsalel CohenMarch 17, 2019

FHA Loan Requirements have lenient credit score and down payment guidelines. Also, FHA loan income requirements allow for debt-to-income levels as high as...

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FHA Mortgage Insurance

Betsalel CohenMarch 10, 2019

FHA Mortgage Insurance adds to the cost of your FHA mortgage loan;

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FHA Credit Requirements

Betsalel CohenMarch 9, 2019

FHA Credit Score Requirements are low! DO you have a low credit score? FHA loans have a lower credit score requirement than conventional mortgages, and also...

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Low Down Payment Mortgage

February 23, 2019

Low down payment mortgage programs do exist. You don't need a 20% down payment? Choose from a number of low or zero down payment options, depending on your...

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FHA Loan Limits - 2019

Betsalel CohenFebruary 17, 2019

FHA Loan Limits | FHA loan limits in 2019 increase for many areas. FHA loans are a popular choice for homebuyers and with low...

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Fannie Mae's HomeReady Low Downpayment Mortgage

Betsalel CohenJanuary 20, 2019

The HomeReady Mortgage offered by Fannie Mae is an attractive alternative for low to middle-income homebuyers, with decent credit. Compared to...

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Freddie Mac's Home Possible Low Downpayment Mortgage

Betsalel CohenJanuary 19, 2019

The Home Possible Mortgage offered by Freddie Mac helps first-time low-to moderate-income homebuyers by offering a three-percent down payment. Compared to ...

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Conforming Loan Limits 2019

Betsalel CohenDecember 1, 2018

Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...

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Home Affordability Index Overview

Betsalel CohenJune 18, 2018

A home affordability index looks at home prices, income, and other factors to see how easy or difficult it is to purchase a home. Check out how you match up...

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Shopping for a Rural Mortgage Loan

Betsalel CohenJune 17, 2018

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...

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Home Prices Overview

Betsalel CohenJune 17, 2018

Home prices greatly affect your ability to purchase a home. Home prices fluctuate over time, as well as over geographic region. Finding an affordable house...

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HARP Extended Through 2018

Betsalel CohenMay 22, 2018

Once again the FHFA extends the HARP program. The latest extension means The HARP refinance mortgage will be available all of 2018. The replacement program...

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Home Affordability in 2018

Betsalel CohenApril 29, 2018

Buying a home is a major concern for many households. Will rising mortgage rates be offset by higher wages? Will rising home prices make it impossible to...

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Freddie Mac's HomeOne Low Downpayment Mortgage

Betsalel CohenApril 29, 2018

Are you considering purchasing a home? Do you have a small down payment? Then, consider the newest Freddie Mac High LTV, low down payment option, the HomeOne...

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Reasons Households Prefer Renting 2018

Betsalel CohenApril 23, 2018

Many households cannot afford to buy a home. Affordability is the main reason for renting a home. The second main reason is lifestyle options. If you are...

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Should You Rent or Buy?

Betsalel CohenApril 19, 2018

Rent vs Buy? Not easy to make a decision. Start by considering your lifestyle preferences. Then, look at your financial situation, including your budget and...

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Is Homebuyer Counseling Beneficial?

Betsalel CohenMarch 18, 2018

A recently published paper shows that Homebuyer Education and Counseling programs are beneficial. They help create more informed consumers, who make better...

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Mortgage Refinance in 2018

Betsalel CohenMarch 11, 2018

With rising mortgage rates there will be less mortgage refinances. However, over 2.6 million households that can benefit from a refinance. Expect for more...

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Forecasting Mortgage Rates

Betsalel CohenMarch 11, 2018

Mortgage rates move up and down. Forecasting rates is difficult. 2018 started off with increases. Mortgage rate forecasts are fairly accurate for the short...

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Mortgage Insurance Popularity Growing

Betsalel CohenMarch 11, 2018

Many first time home buyers are using Private Mortgage Insurance together with conventional low down payment mortgages. Instead of using FHA loans, borrowers...

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Rising Mortgage Rates and Affordability

Betsalel CohenMarch 4, 2018

Mortgage rates are on the rise in 2018 making it more difficult to buy a home. However, even if mortgage rates go up you may still find it possible to...

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Trends in Mortgage Credit Scores

Betsalel CohenFebruary 27, 2018

The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..

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Rising Mortgage Rates! ARM to the Rescue?

Betsalel CohenFebruary 18, 2018

With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...

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Minimum Credit Score Mortgage

Betsalel CohenFebruary 4, 2018

Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....

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Still Good Reasons to Refinance in 2018

Betsalel CohenJanuary 31, 2018

There are many good reasons to refinance in 2018. Rates are still historically low. Affordable payments are they key. Also cash-out refinance can improve...

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Alaska Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Alaska. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

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North Dakota Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in North Dakota. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

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South Dakota Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in South Dakota. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

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Delaware Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Delaware. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

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Montana Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Montana. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

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Rhode Island Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Rhode Island. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

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Maine Mortgage Rates

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in Maine. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for...

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Mortgage Rates New Hampshire

Betsalel CohenOctober 31, 2017

Find out today's mortgage rates in New Hampshire. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying...

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Hawaii Mortgage Rates

Betsalel CohenOctober 22, 2017

Find out today's mortgage rates in Hawaii. Get mortgage rate quotes from Bills.com network of lenders. Get information about shopping and qualifying for a...

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