Bills Logo

Mortgages Articles

Consolidate Student Loan With Mortgage

Mark CappelApril 17, 2024

Consolidate Student Loan & Mortgage | You may be able to pay off your student loan with a mortgage refinance, but not a construction loan. Start by checking...

Read more

Qualify for Mortgage: The Basics

Betsalel CohenApril 17, 2024

Qualify for a Mortgage | You can get qualified for a mortgage and the best rates by preparing yourself. Make sure that your credit, income and downpayment are..

Read more

Joint Tenancy

Mark CappelApril 17, 2024

Joint Tenants With Right of Survivorship | It means all persons listed on the have equal rights to use the property and inherit their share when an owner dies.

Read more

Home Loans

Betsalel CohenApril 17, 2024

Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...

Read more

Shopping for a Rural Mortgage Loan

Betsalel CohenApril 17, 2024

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...

Read more

Mortgage Loans FAQ

Bills.com TeamApril 17, 2024

Understand the basic terms you need to know before signing a contract for a mortgage or auto loan.

Read more

Resale Restriction Agreement

Mark CappelApril 17, 2024

Learn more about the type of resale restrictions that could apply if you purchased a home classified as below market rate. Learn more about mortgages at Bills.

Read more

Characteristics of Subprime Mortgages

Mark CappelApril 17, 2024

Read more to learn what characteristics are common to subprime mortgages. Bills.com has the tips, resources and tools to help you save.

Read more

Benefits of Mortgages

Mark CappelApril 17, 2024

Read more to learn about the benefits of a home mortgage. Bills.com has has informative articles about personal finance and most of all its FREE

Read more

Early Termination of Lease

Mark CappelApril 17, 2024

While early termination of your lease could lower your credit score, it should not damage your credit rating to the same degree as a foreclosure on a home. Get

Read more

Delinquent Mortgage in Probate

Mark CappelApril 17, 2024

Get help with a delinquent mortgage in probate. See what options are available to you at Bills.com. Find. Learn. Save.

Read more

Consolidate All Debt

Mark CappelApril 17, 2024

Get more information on consolidating different debts such as vehicles and personal loans.

Read more

5/1 ARM interest only mortgage

Mark CappelApril 17, 2024

Learn what a 5/1 ARM interest only mortgage is and how it works. Get the information you need at Bills.com.

Read more

Bi-Monthly Mortgage

Mark CappelApril 17, 2024

If you are looking at paying your mortgage bi-monthly -- let Bills.com give you the advice on Bi-Monthly Mortgage payment to save.

Read more

Pay Option Arm

Mark CappelApril 17, 2024

Let Bills.com help you find the best Option ARM for your Refinance needs so that you can get a low payment and save.

Read more

Pick a Pay Mortgage Advice

Mark CappelApril 17, 2024

If you have a pick a pay mortgage and want to know if you are building equity, let Bills.com answer your questions so that you can SAVE!

Read more

Best Mortgage Companies

Mark CappelApril 17, 2024

Let Bills.com help you find the best mortgage companies for YOU!

Read more

Combining mortgages

Mark CappelApril 17, 2024

Learn about combining mortgages and if can do it if you have two homes.

Read more

Debt to Income Ratio

Mark CappelApril 17, 2024

Debt to Income | Debt to Income Ratio and be the difference between getting a loan or getting declined. If you get your loan, a high DTI could guarantee high...

Read more

What is DTI

Mark CappelApril 17, 2024

What is DTI? Find out what DTI (debt to income) is and what your DTI ratio determines when it comes to qualifying for a mortgage

Read more

Tax Deductions and Mortgages

Betsalel CohenApril 17, 2024

Mortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you can...

Read more

Gifting Money for Downpayment

Betsalel CohenApril 17, 2024

Gifting Money for Mortgage | It is possible to gift money without paying taxes. The receiver can use the gift funds toward a downpayment. Consult with a...

Read more

Mortgage Disclosure | The CFPB Loan Estimate Form

Betsalel CohenApril 17, 2024

Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...

Read more

Annual Percentage Rate for Mortgage

Betsalel CohenApril 17, 2024

APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...

Read more

Understanding LTV & Your Mortgage

Betsalel CohenApril 17, 2024

LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...

Read more

Second Mortgage Lender | Shop Around

Betsalel CohenApril 17, 2024

Second Mortgage Lender | Shop for a second mortgage by comparing your current lender, big banks, credit unions, and online sites. Make sure that you know...

Read more

Mortgage Basics | Downpayment, Equity and LTV

Betsalel CohenApril 17, 2024

Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. It is...

Read more

Mortgage Basics: Creditworthiness

Betsalel CohenApril 17, 2024

Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..

Read more

Understanding the Basic Terms of a Mortgage Loan

Betsalel CohenApril 17, 2024

Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payment...

Read more

Freddie Mac Overview

Betsalel CohenApril 17, 2024

Freddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....

Read more

7-1-ARM |Saving with an Adustable Rate Mortgae

Betsalel CohenApril 17, 2024

7/1 ARM Loans | The 7/1 ARM has a low payment because it is for 30-years, but starts with a lower payment than a 30-year FRM. However, your interest rate...

Read more

10-Year ARM (Adjustable Rate Mortgage)

Betsalel CohenApril 17, 2024

10-Year ARM | Most Adjustable Rate Mortgages have a shorter initial period. Before taking a 10-Year ARM make sure that you can afford the payments and save.....

Read more

Mortgages

Richard BarringtonApril 17, 2024

Resources for mortgage loans. Find great home loan rates, get free mortgage quotes from lenders, and receive home buying advice - Bills.com.

Read more

What You Need to Know Before Taking a Land Loan

Gina Freeman (Pogol)April 17, 2024

Land loans are not like traditional mortgages or personal loans. Whether you qualify might depend on how you plan to use the land. Learn more here.

Read more

Mortgage Complaints |Know Your Rights

Betsalel CohenApril 17, 2024

Mortgage Complaints | The CFPB published a report in July 2012, including data about mortgage complaints. Learn about the major complaints and ways to avoid...

Read more

Cosigner Mortgage

Mark CappelApril 17, 2024

There is no requirement that I am aware of that requires a co-signatory on a mortgage be consanguineous.

Read more

Selling Home

Mark CappelApril 17, 2024

My new spouse and I each own a house and would like to sell them and buy a different one. How do we negotiate the mortgages?

Read more

Capital Gains and Income

Mark CappelApril 17, 2024

While capital gains is considered as income by the IRS, it does not qualify as income when applying for a mortgage.

Read more

Subordination Fee

Mark CappelApril 17, 2024

It is very common for the borrower to pay subordination fees. The second mortgage belongs to the borrower and most likely it is the borrower requesting to keep

Read more

Will Adding My Name To A Mortgage Help My Credit Score?

Mark CappelApril 17, 2024

Mortgage and Credit Score | Will adding my name to a mortgage help my credit score? Yes, but there are three reasons why you shouldn't.

Read more

Non-Resident Alien Mortgage

Mark CappelApril 17, 2024

It is possible for a non-resident alien to get a mortgage in the US, but it is not as easy as it is if you are permanent resident alien.

Read more

Non-Owner Occupied

Mark CappelApril 17, 2024

The term non-owner occupied is applied to a single-family home that is rented to tenants.

Read more

Chase Home Finance Address in Newton PA

Mark CappelApril 17, 2024

What is the address for Chase Home Finance Address in Newton PA?

Read more

Mortgage Comparison

Mark CappelApril 17, 2024

I'm looking into buying my first home and I'm wondering which will have the better effect on obtaining a better interest rate: a bigger down-payment or paying

Read more

RV with Mold

Mark CappelApril 17, 2024

If the mold is due to something that occurred after you purchased it, you could look into hiring a professional mold removal company to cleanup your RV.

Read more

Bigger Down Payment or Smaller Existing Debt

Mark CappelApril 17, 2024

What offers a better effect on obtaining a lower interest rate: a bigger down payment or paying off my credit card debt?

Read more

Do I Need Mortgage Insurance?

Mark CappelApril 17, 2024

The term 'Mortgage Insurance' can refer to several different insurance products. Read up about your options at Bills.com

Read more

Improve Credit to Buy a House

Mark CappelApril 17, 2024

Learn about the different ways, including credit counseling, that can help you improve your credit so that you can buy a house. Get more credit tips at Bills.c

Read more

Construction Loans

Mark CappelApril 17, 2024

Free advice on how to get a construction loan.

Read more

Mobile Home Loan

Mark CappelApril 17, 2024

Should I refinance my Mobile Home Loan or just let them have it.

Read more