Managing Editor

Daniel Cohen

Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.

March 17, 2014

Life insurance has a primary function, to provide financial security for your family, in case you die. Some policies function as an investment. How do...


January 9, 2014

Portfolio Recovery Associates is a large collection agent. Take these three steps when Portfolio Recovery Associates calls you to collect a debt. Firs...


November 7, 2013

Zwicker & Associates is an aggressive debt collector. Three steps you should take to prevent Zwicker & Associates from suing you. To protect yourself,...

September 19, 2013

Consumers have three ways to check their credit score, including signing up at Credit Karma, asking a lender for your score, and signing up a for fee-...


September 17, 2013

Avoid these 7 common credit card mistakes: The minimum payment trap; Making late payments; Closing an old account, pretending credit card spending isn...

September 9, 2013

Learn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and......

September 8, 2013

Find the right strategy to pay off debt faster, based on your individual circumstances. You can save a lot of money and get out debt faster, if you st...

July 30, 2013

It's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to...

July 21, 2013

Learn about the Justin Bieber Prepaid Card. Understand the costs that come with using the card, so you can decide if this is a good choice. Be sure th...

July 8, 2013

Learn the statute of limitations for credit card and other debts in Colorado, and the state's tough rules for wage garnishment and account levy...

June 18, 2013

Your creditor may consider you judgment proof if your assets are off-limits from its collections. Learn how to tell if you are judgment proof, but bew...

May 29, 2013

Learn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or a...

January 16, 2013

How the Debt Ceiling Affects You | The debt ceiling is another self-made crisis. Bills.com focuses on how the debt ceiling affects you, the everyday c...

October 28, 2012

Getting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sur...

October 25, 2012

The Fiscal Cliff 2012 | Your taxes will rise and huge cuts in government spending will happen, if Republicans and Democrats don't compromise. You need...