Brittney Myers
Brittney Myers is a personal finance expert with more than a decade of experience sharing her advice on major financial platforms. She specializes in distilling complex money and credit topics into engaging and informative content that helps readers make smarter financial choices.
Brittney firmly believes that financial education can change lives. She entered her 20s with poor credit and left them with excellent credit thanks to improving her own financial literacy. She now owns her own home and a successful small business. She's also an avid credit card collector who uses rewards to travel the world.
Should You Use a Home Equity Loan to Consolidate Debt?Apr 27, 2026
A home equity loan could help you consolidate high-interest debt into one fixed payment. Learn how it works, what it costs, and when it makes sense.
What Happens If You Default on a HELOC or Home Equity Loan?Apr 27, 2026
Defaulting on a HELOC could put your home at risk. Learn what happens step by step, and what options you have before it gets to foreclosure.
Home Equity Loan Refinance: When to Do It and How to Get StartedApr 27, 2026
Thinking about refinancing your home equity loan? Learn the three ways to do it, what you need to qualify, and when it's actually worth the cost.
Is a HELOC a Subordinate Lien? And Why Should You Care?Apr 27, 2026
Yes, a HELOC is typically a subordinate lien, and that lien position could affect your refinance, your rates, and your options. Here's what to know.
Can You Use a Home Equity Loan for Business?Apr 27, 2026
A home equity loan could fund your business, but your home is on the line. Here's how it works, what it costs, and when it could make sense.
HELOC for BusinessApr 27, 2026
A business HELOC lets you tap your home equity for company expenses. Learn how it works, what it costs, and when the risks may outweigh the benefits.
Is HELOC or Home Equity Loan Interest Tax Deductible?Apr 27, 2026
HELOC and home equity loan interest may be tax deductible, but only under specific IRS conditions. Learn what qualifies and how to check if you can claim it.
How to Get a Home Equity Loan With Bad CreditApr 27, 2026
A lower credit score doesn’t close the door on home equity. Learn what lenders look for, which options may still work, and how to improve your odds.
Home Equity Loan vs. Car Loan: Which Is the Better Deal?Apr 23, 2026
Comparing a home equity loan to a car loan? Learn the key differences, real risks, and which option fits your situation.
Using a Home Equity Loan for Home ImprovementsApr 20, 2026
Planning a renovation? Learn how a home equity loan works for home improvements, how it compares to a HELOC and personal loan, and how to choose the right option.
How to Get a Home Equity LoanApr 18, 2026
Learn how to get a home equity loan step by step, from checking your equity to closing the loan. Understand requirements, documents, and what to expect.
Home Equity Loan vs. Cash-Out Refinance: Which Option Actually Costs Less?Apr 17, 2026
A cash-out refinance may offer a lower rate, but that may not mean it costs less. Learn how surcharges, closing costs, and your existing mortgage rate determine which option could save you more.
How Does a Home Equity Loan Work?Apr 11, 2026
A home equity loan lets you borrow a lump sum against your home's equity at a fixed rate. Learn how it works, how much you could borrow, and what to watch out for.
What Happens When a Creditor Refuses to Settle?Mar 22, 2026
A creditor refusing to settle doesn't mean your program is over. Here's what actually happens to a refused account—and what to do next.