Brittney Myers
Brittney Myers is a personal finance expert with more than a decade of experience sharing her advice on major financial platforms. She specializes in distilling complex money and credit topics into engaging and informative content that helps readers make smarter financial choices.
Brittney firmly believes that financial education can change lives. She entered her 20s with poor credit and left them with excellent credit thanks to improving her own financial literacy. She now owns her own home and a successful small business. She's also an avid credit card collector who uses rewards to travel the world.
Best EggPersonal Loan Review July 2026Jul 13, 2026
Best Egg personal loans have a wide range of options and a soft-pull prequalification to check your rate. See pros, cons, and how Best Egg compares.
ClearOne Advantage Review July 2026Jul 13, 2026
ClearOne Advantage is a debt settlement company with strong customer review scores. See if it’s the right fit for you.
Better Debt Solutions Review July 2026Jul 10, 2026
Compare Better Debt Solutions: fees, customer ratings, history, and how its referral-based debt settlement model works.
No Credit Check Personal Loans: What They Are and What to Know Before You BorrowJul 10, 2026
No credit check loans skip the hard pull—but they often come with triple-digit rates and real risks. Here's what to know before you apply.
What Is a Secured Personal Loan—and Is One Right for You?Jul 10, 2026
A secured personal loan uses collateral to lower the lender’s risk. Here's how it works, what you can use as collateral, and when it could make sense.
Home Equity Loan vs. Personal Loan: How to ChooseJul 10, 2026
Comparing a HELOC or home equity loan to a personal loan? See how rates, risk, and repayment terms differ—and which option fits your situation.
Upgrade Personal Loan July 2026 ReviewJul 1, 2026
Upgrade personal loans offer fast funding for fair-credit borrowers with a soft-credit check to see your potential rate. Learn more in our Upgrade review.
Ally Personal Loan: July 2026 ReviewJul 1, 2026
Ally Bank doesn't offer personal loans. Here's why, what happened to Ally Lending, and where to find a personal loan instead.
Bank of America Personal Loan July 2026 ReviewJul 1, 2026
Bank of America doesn’t offer personal loans. See what it offers instead, including the Balance Assist small-dollar loan, plus better personal loan alternatives.
American Express Personal Loan Review July 2026Jul 1, 2026
American Express personal loans offer competitive APRs, no origination fee, and funding in as fast as 1 day—but are available only to pre-approved cardholders.
LightStream Personal Loan Review July 2026Jul 1, 2026
LightStream by Truist offers quick, no-fee personal loans of up to $100,000, with competitive APRs for strong credit.
Avant Loan Review July 2026Jul 1, 2026
Avant offers personal loans from $2,000 to $35,000 for fair-credit borrowers, often by the next business day. APR runs up to 35.99%, fees up to 9.99%.
USAA Personal Loan July 2026 ReviewJul 1, 2026
USAA personal loans offer a wide range of loan sizes and terms for military members. Review rates, terms, eligibility, and how to apply.
Best HELOC Rates: How to Find and Compare RatesJun 29, 2026
Learn what a good HELOC rate looks like, how your rate is set, and how to compare offers to get the best HELOC rate available to you.
Personal Loans for Bad Credit: Is Guaranteed Approval Real?Jun 29, 2026
Looking for personal loans for bad credit with guaranteed approval? Learn what’s real, what’s a red flag, and how to boost your odds of getting approved.
Wells Fargo Personal Loan ReviewJun 27, 2026
Wells Fargo personal loans run $3,000 to $100,000 at 6.74% to 26.74% APR with no origination fee, but only for existing customers. Read our review.
How to Get Approved for a Personal LoanJun 27, 2026
Learn what lenders look for, how to prequalify without hurting your credit, and steps to strengthen your approval odds before you apply.
What Credit Score Do You Need for a Personal Loan?Jun 27, 2026
There's no single minimum credit score for a personal loan. See the ranges lenders look for, what else affects approval, and how to strengthen your application.
How to Refinance a Personal LoanJun 27, 2026
Refinancing a personal loan replaces your old loan with a new one. Learn when it could save you money, how the steps work, and what to watch for.
Best Personal Loans of 2026: Compare Top LendersJun 26, 2026
Compare the best personal loans of 2026. Find top lenders for debt consolidation, large loans, fair credit, and no-fee options. pre-qualify in minutes.
How to Compare Personal LoansJun 26, 2026
Comparing personal loans? Learn what to look for—APR, fees, loan terms, and lender types—and how to pre-qualify without hurting your credit score.
What Is a Personal Loan and How Does It Work?Jun 22, 2026
A personal loan is money you borrow in a lump sum and pay back in fixed monthly installments. Here's how they work, the types, and what to know before applying.
Can You File Bankruptcy on Student Loans?May 29, 2026
Filing bankruptcy on student loans is possible—but it takes an extra step. Learn how the adversary proceeding works, who qualifies, and what to do if you don’t.
How Much Does Chapter 13 Bankruptcy Cost?May 29, 2026
Chapter 13 starts with a $313 filing fee, plus attorney fees, a trustee fee, and other costs. Learn what you’ll pay—and how most fees could fit into your plan.
Getting a Mortgage After BankruptcyMay 29, 2026
Bankruptcy doesn't end your path to homeownership. Learn how soon you could apply for a mortgage, what lenders consider, and how to prepare your application.
Chapter 7 Bankruptcy Timeline: What to ExpectMay 29, 2026
Chapter 7 bankruptcy typically takes 3 to 4 months from filing to discharge. Here's what happens at each stage—and what could extend your timeline.
How to File Chapter 13 BankruptcyMay 27, 2026
Learn how to file Chapter 13 bankruptcy step by step—from credit counseling and gathering documents to the repayment plan and discharge.
How to Get Out of Debt with Bad CreditMay 27, 2026
Bad credit limits your options, but it doesn’t eliminate them. Here are the realistic paths out of debt that don't require a high credit score.
Rebuilding Credit After BankruptcyMay 26, 2026
Bankruptcy damages your credit but doesn't ruin it for life. Learn how to check your reports, choose the right tools, and rebuild step by step.
Rebuilding Credit After Chapter 7May 26, 2026
Your discharge is behind you. Here’s what to expect for your credit reports and a plan to rebuild your credit going forward.
How to Handle $25,000 in Credit Card DebtMay 26, 2026
Carrying $25,000 in credit card debt? You have options whether you’re still current or already behind. Learn which path forward fits your situation.
Bankruptcy Alternatives: Your Options and How to DecideMay 25, 2026
Behind on debt or worried about it? Bankruptcy isn’t the only option. Learn which alternatives you could qualify for, afford, and that actually fit your goals.
Chapter 7 vs Chapter 13 Bankruptcy: Which Is Right?May 25, 2026
There are two types of bankruptcy: Chapter 7 and Chapter 13. Find out here which could meet your needs.
How to Get Out of Debt With No JobMay 25, 2026
Lost your job but still have debt? Learn what to do first, which debt relief options could still work with no paycheck, and what to expect if payments stop.
Credit Card Lawyer: When You Need One for DebtMay 25, 2026
A credit card lawyer could help if you've been sued, harassed by collectors, or can't resolve your debt alone. Learn when to hire one and what to expect.
Credit Card Debt Forgiveness: Is It Possible?May 23, 2026
Credit card debt forgiveness is possible, but not always how the ads make it seem. Learn how it works, who it's for, and what it really costs.
Debt Consolidation vs. Debt SettlementMay 23, 2026
Debt settlement and debt consolidation are two different ways to deal with debt. Learn about both to decide which is right for you.
What Are the Real Risks of Debt Settlement?May 13, 2026
Debt settlement carries risks: credit damage, lawsuits, taxes, fees. Learn what could happen, and how to decide if the potential trade-off makes sense for you.
Should I Stop Payments and Negotiate My Debt—Or Is That a Bad Idea?May 13, 2026
Whether stopping payments to negotiate debt makes sense depends on where you stand—not on the sales pitch. Here's a framework for both situations.
Coping with Financial Hardship: Practical TipsMay 13, 2026
Struggling financially? Learn how to gauge your situation, triage your bills, find assistance programs, and explore debt relief options that could help.
How Much Credit Card Debt Is Too Much?May 13, 2026
No single number defines “too much” credit card debt. Use these benchmarks to judge for yourself—and find out what to do if your balance has gone too far.
Should You Use a Home Equity Loan to Consolidate Debt?Apr 27, 2026
A home equity loan could help you consolidate high-interest debt into one fixed payment. Learn how it works, what it costs, and when it makes sense.
What Happens If You Default on a HELOC or Home Equity Loan?Apr 27, 2026
Defaulting on a HELOC could put your home at risk. Learn what happens step by step, and what options you have before it gets to foreclosure.
Home Equity Loan Refinance: When to Do It and How to Get StartedApr 27, 2026
Thinking about refinancing your home equity loan? Learn the three ways to do it, what you need to qualify, and when it's actually worth the cost.
Is a HELOC a Subordinate Lien? And Why Should You Care?Apr 27, 2026
Yes, a HELOC is typically a subordinate lien, and that lien position could affect your refinance, your rates, and your options. Here's what to know.
Can You Use a Home Equity Loan for Business?Apr 27, 2026
A home equity loan could fund your business, but your home is on the line. Here's how it works, what it costs, and when it could make sense.
HELOC for BusinessApr 27, 2026
A business HELOC lets you tap your home equity for company expenses. Learn how it works, what it costs, and when the risks may outweigh the benefits.
How to Get a Home Equity Loan With Bad CreditApr 27, 2026
A lower credit score doesn’t close the door on home equity. Learn what lenders look for, which options may still work, and how to improve your odds.
Is HELOC or Home Equity Loan Interest Tax Deductible?Apr 27, 2026
HELOC and home equity loan interest may be tax deductible, but only under specific IRS conditions. Learn what qualifies and how to check if you can claim it.
Home Equity Loan vs. Car Loan: Which Is the Better Deal?Apr 23, 2026
Comparing a home equity loan to a car loan? Learn the key differences, real risks, and which option fits your situation.