Brittney Myers
Brittney Myers is a personal finance expert with more than a decade of experience sharing her advice on major financial platforms. She specializes in distilling complex money and credit topics into engaging and informative content that helps readers make smarter financial choices.
Brittney firmly believes that financial education can change lives. She entered her 20s with poor credit and left them with excellent credit thanks to improving her own financial literacy. She now owns her own home and a successful small business. She's also an avid credit card collector who uses rewards to travel the world.
Does Credit Counseling Hurt Your Credit?Aug 6, 2026
Credit counseling itself won't hurt your credit score. A debt management plan can affect it short-term. Here's what changes your score and what doesn't.
J.G. Wentworth Review August 2026Aug 6, 2026
Read our J.G. Wentworth review to see fees, customer ratings, available states, and how its debt settlement program works before you enroll.
How to Prequalify for a Personal LoanAug 6, 2026
Prequalify for a personal loan to preview your rate and terms. See how it works, whether it affects your credit, and how to compare offers.
Best Debt Consolidation Loans: Compare Your OptionsAug 1, 2026
Compare the main ways to consolidate debt: personal loan, balance transfer, and home equity. See which option fits your situation and budget.
How to Spot Debt Relief Companies to AvoidAug 1, 2026
Learn the red flags of a bad debt relief company and how to check one before you enroll.
Consolidated Credit Review August 2026Aug 1, 2026
Read our Consolidated Credit review for fees, BBB and Trustpilot ratings, program length, and how its nonprofit debt management plan works.
Best EggPersonal Loan Review August 2026Aug 1, 2026
Best Egg personal loans have a wide range of options and a soft-pull prequalification to check your rate. See pros, cons, and how Best Egg compares.
ClearOne Advantage Review August 2026Aug 1, 2026
ClearOne Advantage is a debt settlement company with strong customer review scores. See if it’s the right fit for you.
Better Debt Solutions Review August 2026Aug 1, 2026
Compare Better Debt Solutions: fees, customer ratings, history, and how its referral-based debt settlement model works.
Upgrade Personal Loan August 2026 ReviewAug 1, 2026
Upgrade personal loans offer fast funding for fair-credit borrowers with a soft-credit check to see your potential rate. Learn more in our Upgrade review.
Bank of America Personal Loan August 2026 ReviewAug 1, 2026
Bank of America doesn’t offer personal loans. See what it offers instead, including the Balance Assist small-dollar loan, plus better personal loan alternatives.
American Express Personal Loan Review August 2026Aug 1, 2026
American Express personal loans offer competitive APRs, no origination fee, and funding in as fast as 1 day—but are available only to pre-approved cardholders.
Ally Personal Loan: August 2026 ReviewAug 1, 2026
Ally Bank doesn't offer personal loans. Here's why, what happened to Ally Lending, and where to find a personal loan instead.
LightStream Personal Loan Review August 2026Aug 1, 2026
LightStream by Truist offers quick, no-fee personal loans of up to $100,000, with competitive APRs for strong credit.
Avant Loan Review August 2026Aug 1, 2026
Avant offers personal loans from $2,000 to $35,000 for fair-credit borrowers, often by the next business day. APR runs up to 35.99%, fees up to 9.99%.
USAA Personal Loan August 2026 ReviewAug 1, 2026
USAA personal loans offer a wide range of loan sizes and terms for military members. Review rates, terms, eligibility, and how to apply.
Personal Line of Credit vs Personal LoanJul 24, 2026
Compare a personal line of credit and a personal loan side by side, then find out which one fits your financial goals.
Does Debt Settlement Hurt Your Credit? What Really HappensJul 22, 2026
Debt settlement can lower your credit score, but the damage isn't permanent. See how it works, how long it lasts, and how to protect your score.
Free Credit Counseling: What It Covers and How to Spot a Legitimate AgencyJul 22, 2026
Free credit counseling explained: what a session covers, what it costs if you enroll in a plan, and how to spot a legitimate nonprofit agency.
Best Debt Consolidation Loans for Bad Credit 2026Jul 20, 2026
How to get a debt consolidation loan with bad credit: which lenders work with low scores, how to spot a scam, and what to do if a loan isn't right.
Best Debt Consolidation Companies: How to Choose the Right OneJul 20, 2026
The best debt consolidation company depends on your situation. Compare loan-based and nonprofit DMP options, and learn how to vet any provider.
What Is Debt Relief? Your Options ExplainedJul 18, 2026
Debt relief is an umbrella term for ways to get help with what you owe. Compare DMP, settlement, consolidation, bankruptcy, and how each affects your credit.
Are Debt Consolidation Loans a Good Idea?Jul 18, 2026
Debt consolidation loans could lower your rate and simplify payments, but not always. See when they help, what they cost, and when to look at alternatives.
HELOC vs Personal Loan: How to ChooseJul 18, 2026
Do you need a HELOC or a personal loan? Compare rates, risk, costs, and when each makes sense, so you can pick the right one for your situation.
What Is a Secured Personal Loan—and Is One Right for You?Jul 10, 2026
A secured personal loan uses collateral to lower the lender’s risk. Here's how it works, what you can use as collateral, and when it could make sense.
No Credit Check Personal Loans: What They Are and What to Know Before You BorrowJul 10, 2026
No credit check loans skip the hard pull—but they often come with triple-digit rates and real risks. Here's what to know before you apply.
Home Equity Loan vs. Personal Loan: How to ChooseJul 10, 2026
Comparing a HELOC or home equity loan to a personal loan? See how rates, risk, and repayment terms differ—and which option fits your situation.
Best HELOC Rates: How to Find and Compare RatesJun 29, 2026
Learn what a good HELOC rate looks like, how your rate is set, and how to compare offers to get the best HELOC rate available to you.
Personal Loans for Bad Credit: Is Guaranteed Approval Real?Jun 29, 2026
Looking for personal loans for bad credit with guaranteed approval? Learn what’s real, what’s a red flag, and how to boost your odds of getting approved.
What Credit Score Do You Need for a Personal Loan?Jun 27, 2026
There's no single minimum credit score for a personal loan. See the ranges lenders look for, what else affects approval, and how to strengthen your application.
How to Refinance a Personal LoanJun 27, 2026
Refinancing a personal loan replaces your old loan with a new one. Learn when it could save you money, how the steps work, and what to watch for.
Wells Fargo Personal Loan ReviewJun 27, 2026
Wells Fargo personal loans run $3,000 to $100,000 at 6.74% to 26.74% APR with no origination fee, but only for existing customers. Read our review.
How to Get Approved for a Personal LoanJun 27, 2026
Learn what lenders look for, how to prequalify without hurting your credit, and steps to strengthen your approval odds before you apply.
Best Personal Loans of 2026: Compare Top LendersJun 26, 2026
Compare the best personal loans of 2026. Find top lenders for debt consolidation, large loans, fair credit, and no-fee options. pre-qualify in minutes.
How to Compare Personal LoansJun 26, 2026
Comparing personal loans? Learn what to look for—APR, fees, loan terms, and lender types—and how to pre-qualify without hurting your credit score.
What Is a Personal Loan and How Does It Work?Jun 22, 2026
A personal loan is money you borrow in a lump sum and pay back in fixed monthly installments. Here's how they work, the types, and what to know before applying.
Can You File Bankruptcy on Student Loans?May 29, 2026
Filing bankruptcy on student loans is possible—but it takes an extra step. Learn how the adversary proceeding works, who qualifies, and what to do if you don’t.
How Much Does Chapter 13 Bankruptcy Cost?May 29, 2026
Chapter 13 starts with a $313 filing fee, plus attorney fees, a trustee fee, and other costs. Learn what you’ll pay—and how most fees could fit into your plan.
Getting a Mortgage After BankruptcyMay 29, 2026
Bankruptcy doesn't end your path to homeownership. Learn how soon you could apply for a mortgage, what lenders consider, and how to prepare your application.
Chapter 7 Bankruptcy Timeline: What to ExpectMay 29, 2026
Chapter 7 bankruptcy typically takes 3 to 4 months from filing to discharge. Here's what happens at each stage—and what could extend your timeline.
How to Get Out of Debt with Bad CreditMay 27, 2026
Bad credit limits your options, but it doesn’t eliminate them. Here are the realistic paths out of debt that don't require a high credit score.
How to File Chapter 13 BankruptcyMay 27, 2026
Learn how to file Chapter 13 bankruptcy step by step—from credit counseling and gathering documents to the repayment plan and discharge.
Rebuilding Credit After BankruptcyMay 26, 2026
Bankruptcy damages your credit but doesn't ruin it for life. Learn how to check your reports, choose the right tools, and rebuild step by step.
How to Handle $25,000 in Credit Card DebtMay 26, 2026
Carrying $25,000 in credit card debt? You have options whether you’re still current or already behind. Learn which path forward fits your situation.
Rebuilding Credit After Chapter 7May 26, 2026
Your discharge is behind you. Here’s what to expect for your credit reports and a plan to rebuild your credit going forward.
Bankruptcy Alternatives: Your Options and How to DecideMay 25, 2026
Behind on debt or worried about it? Bankruptcy isn’t the only option. Learn which alternatives you could qualify for, afford, and that actually fit your goals.
Chapter 7 vs Chapter 13 Bankruptcy: Which Is Right?May 25, 2026
There are two types of bankruptcy: Chapter 7 and Chapter 13. Find out here which could meet your needs.
Credit Card Lawyer: When You Need One for DebtMay 25, 2026
A credit card lawyer could help if you've been sued, harassed by collectors, or can't resolve your debt alone. Learn when to hire one and what to expect.
How to Get Out of Debt With No JobMay 25, 2026
Lost your job but still have debt? Learn what to do first, which debt relief options could still work with no paycheck, and what to expect if payments stop.
Debt Consolidation vs. Debt SettlementMay 23, 2026
Debt settlement and debt consolidation are two different ways to deal with debt. Learn about both to decide which is right for you.