The higher your credit score, the better; however, there is no real industry standard. FICO credit scores range from 350-850. Each creditor/lender judges your credit score differently, assigning greater or lesser weight to various factors when determining your eligibility and/or risk. In the past, anything above 690 was considered a great score. Today, you may need a score of over 720 in order to qualify for the best rates available. A credit score below a 620 is frequently referred to as "sub-prime."