When do I need credit counseling?

When do I need credit counseling?

There is no established debt amount or situation that dictates the need for credit counseling. Whenever you feel overwhelmed by debt, regardless of the amount, and need assistant with your credit debt, credit counseling can help you steer clear of huge financial troubles.  The obvious signs though are missing monthly payments, juggling debts with balance transfers, collection calls, or personal stress from debt.

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