FreedomPlus Reviews

Overall rating
5.0 of 5.0 (3 Votes)
Rates & Fees:
Customer Service:
Knowledge & Expertise:'s Review

FreedomPlus offers loans of up to $59,000 to consumers with less-than-excellent credit scores. FreedomPlus focuses on lending to the approximately 42 million people with FICO credit scores between 600 and 700, who may not qualify for traditional bank loans. FreedomPlus uses innovative underwriting tools that allow it to offer loans to borrowers with improving circumstances that other lenders would turn down, and to provide lower interest rates than most other credit alternatives.

FreedomPlus has tested its underwriting tools and made a limited number of loans since 2008. In 2013, FreedomPlus received $125 million in funding from Paul Allen's company, to increase its lending activities.

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About FreedomPlus

FreedomPlus is a great option for someone looking to consolidate high-interest debt or to reduce the overall cost of servicing a revolving debt by changing it into a fully amortized loan with a fixed-number of payments. Like with any other loan, it's important for you to understand all the costs associated with a FreedomPlus loan, including any fees, required monthly payment, and the total number of payments you will need to make. In the interest of full disclosure, FreedomPlus is owned by the same company as We think highly of the FreedomPlus underwriting team and believe its loans can help people, especially people who are emerging from recent financial difficulties.

Customer Reviews (3)
Quick and Easy
by October 10, 2019

I am so relieved that I found FreedomPlus. They made it very easy to get a loan. I needed money to pay off medical bills. This loan was literally a life saver.

Great Customer Service - thanks
by October 10, 2019

After applying for the loan we received a call within minutes from a very knowledgeable loan specialist. She walked us through the process and made it easy to get the loan funded very quickly. I'd happily work with them again and highly recommend FreedomPlus.

Excellent Service
by December 8, 2018

Thank you FreedomPlus. Your loan helped me pay off credit card debt and some medical bills. The process was smooth and service was great.