Thank you for your question about Rise Above Debt Relief, the debt settlement company you hired. I am not familiar with Rise Above Debt Relief and I do know most of the leading players in credit counseling and debt resolution so they must be small or new.
Comparison Shop to Find the Best Settlement Company
I suggest that you do some comparison shopping. Speak with more than one firm. Remember, when selecting a debt settlement, it is not the company that says that it can save you the most money, but the company that gives you an accurate idea of what to expect that you want to choose
You can get a free consultation from Bills.com's approved partners by following this link: Free Debt Relief Savings Quote
I can share with you that looking at Rise Above Debt Relief's public information I see that the company has only 10 employees and hasn't been around long enough to have graduated a material number of clients. On that basis, I would be very wary, since there are a lot of fly by night companies out there that are very small. I generally advise consumers to stick to larger companies that have been in business for several years and proven themselves through successfully settling the debt for thousands of clients.
When seeking a debt settlement firm to help you resolve your debts, look for a firm that is a member of AFCC, the American Fair Credit Council, formerly The Association of Settlement Companies (TASC). The "AFCC is ONLY for those willing to abide by the AFCC's new Code of Conduct that emphasizes full compliance with the federal and state rules regulating what we do. There is now a bright line between good actors - and bad." USOBA, another debt settlement industry trade group, does not require its members to comply with the FTC rules, so Bills.com does not recommend any USOBA member debt settlement firms. Don't be scammed by a debt settlement firm that charges upfront fees!
Bills.com also recommends firms whose debt consultants are accredited by the IAPDA, the International Association of Professional Debt Arbitrators.
I hope this information helps you Find. Learn & Save.