Mortgage Information, Testimonials, and More

Everything you need to know about mortgages

Our mortgage articles cover diverse subjects, from purchase to refinance and from reverse mortgages to the challenges of mortgages in trouble. It is our goal to  help you find all you need to know to make the right money decisions. You may find more useful material in our archive of Ask Bill questions.

  • Bills.com Team
    Get a Mortgage Rate Quote Now
    Get a Mortgage rate quote. Bills.com makes it easy to get a mortgage rate quote.
  • Betsalel Cohen
    Trends in Mortgage Credit Scores
    The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
  • Betsalel Cohen
    Mortgage Overview
    Resources for mortgage loans. Find great home loan rates, get free mortgage quotes from lenders, and receive home buying advice - Bills.com.
  • Betsalel Cohen
    Self-Employed and Getting a Mortgage
    Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
  • Bills.com Team
    Foreclosure Laws
    Learn how much time a lender must allow from default to a foreclosure auction. In some states the default-to-foreclosure time is as little as 60 days, but in...
  • Betsalel Cohen
    CFPB | New Rules for High Cost Mortgage Loans
    CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
  • Betsalel Cohen
    Tax Deductions and Mortgages
    Mortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you can...
  • Betsalel Cohen
    Romney Releases Housing White Paper
    Romney Housing Plan | The Romney-Paul team put out a much anticipated housing white paper. As expected, their plan sharply criticized the Obama Admin., but...
  • Betsalel Cohen
    Mortgage Basics | Downpayment, Equity and LTV
    Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. It is...
  • Betsalel Cohen
    Mortgage Complaints |Know Your Rights
    Mortgage Complaints | The CFPB published a report in July 2012, including data about mortgage complaints. Learn about the major complaints and ways to avoid...
  • Betsalel Cohen
    Compare Bank Mortgage Rates
    Bank Mortgage Rates | Look at big Banks to see their mortgage rates. But make sure that you shop around for the best mortgage rates and compare....
  • Betsalel Cohen
    Finding the Lowest Mortgage Interest Rates
    Lowest mortgage interest rates | Find the right type of mortgage loan and the lowest rates by shopping around. Use Bills.com mortgage table to compare and...
  • Betsalel Cohen
    Low Interest Mortgage Loans | Shop Around
    Low Interest Home Loans | Shop around and find a low interest rate mortgage. Compare products, loot at both mortgage rates and mortgage fees. Learn how...
  • Betsalel Cohen
    15-Year Fixed Mortgage Rates
    15-Year Fixed Mortgage Rates | 15-year mortgage rates are cheaper than 30-year rates. However, make sure that you can afford them. Compare between real...
  • Betsalel Cohen
    Interest Only Mortgage
    Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
  • Betsalel Cohen
    Forbearance on Mortgage Payments
    Mortgage Payment Forbearance | Pres. Obama in his Building America to Last program calls for an industry wide 12-month forbearance for unemployed...
  • Betsalel Cohen
    Mortgage Rates and Mortgage Fees
    Mortgage Rates and Mortgage Fees | In a dynamic market, their are upward and downward pressures on mortgage rates and mortgage fees. Learn about...
  • BS
    YOURgage | Quicken's Custom Loans
    Quicken Loans' YOURgage | Examine Quicken Loans' YOURgage. Understand the benefits of a custom mortgage program. Make sure you know how...
  • Bills.com Team
    My Short Sale Nightmare
    A bills.com reader provides a detailed review of his short sale experience. Examine how he fought to avoid the potential tax implication of the short sale by kn
  • Daniel Cohen
    Freddie Mac and Myths of Foreclosure
    Freddie Mac has released a series of videos on YouTube that review five common myths about foreclosure
  • Mark Cappel
    California Mortgage Foreclosure Process
    Learn the process for foreclosing on property in California, including the timing on a NOD, and a Notice of Trustee's Sale. A foreclosure can take 200 to...
  • FP
    Second Mortgage Rate
    Second mortgages can save you money if the rate for the first mortgage is high and you can't refinance it.
  • Betsalel Cohen
    Finding a Great Mortgage
    Purchasing a home? Learn how to find a great mortgage from Bills.com - your complete source for saving money.
  • BS
    Second Mortgage Basics
    Learn the fundamentals of a second mortgage and how it can help you with home repairs, college tuition, and more.
  • Mark Cappel
    Foreclosure Advice
    Read a personal story about foreclosure and get foreclosure advice that can help you avoid or deal with a looming foreclosure. Free information from Bills.com.
  • Daniel Cohen
    Home Equity Line of Credit
    Review the fundamentals of home equity line of credit loans from Bills.com - your source for saving money. See if a HELOC is right for you.
  • Mark Cappel
    Private Mortgage Insurance
    Private mortgage insurance isn't necessary for all homeowners. Learn how to cancel your PMI
  • Brad Stroh
    No Closing Cost Refinances
    Lenders often define 'no-cost' refinancing differently, so be sure to ask about the specific terms offered by each lender. Basically, there are two ways to avoi
  • BS
    Avoiding Foreclosure
    If you're behind in payments, avoid foreclosure by refinancing or obtaining a loan modification.
  • Mark Cappel
    Pay Down Mortgage Balance
    Know the advantages of a cash-out refinance.
  • BS
    Neighborhood Stabilization Program Gets Results
    Neighborhood Stabilization Program helping Rhode Island homeowners and potential home buyers.
  • BS
    Quantitative Easing
    Over the next 8 months the program will add over $600 billion to the system.
  • BS
    No Cost Mortgages
    No-cost mortgages are a good option for those short on cash. Weighing the pros and cons will help you determine if a no-cost refinance or no-cost mortgage is ri
  • Daniel Cohen
    Fixed-Rate Mortgages
    Fixed-Rate Mortgages | Choosing a fixed rate mortgage loan to purchase or refinance your home provides long term security in exchange for higher rates and payme
  • Daniel Cohen
    Deficiency Balance
    A deficiency balance arises if the sale proceeds are not sufficient to pay the entire balance owed on all secured loans. You may be liable for the difference.
  • Betsalel Cohen
    Home Loans
    Home Loans | From amortization to regulation z, you can get lost in mortgage terms. Learn basic information to help you find the home loan best suited for...
  • Betsalel Cohen
    Conforming Loan Limits 2019
    Conforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
  • Betsalel Cohen
    Rising Mortgage Rates! ARM to the Rescue?
    With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...
  • Daniel Cohen
    Top Articles for 2014
    A list and summary of the top 10 articles published at Bills.com in 2014. Mortgage, debt and credit were the most popular topics, with more mortgage articles...
  • Betsalel Cohen
    Can I Afford This Mortgage?
    Whether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
  • Mark Cappel
    Fannie Mae Mortgage Release
    Fannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a catch...
  • Daniel Cohen
    Loans in a Hot Housing Market
    Getting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
  • Betsalel Cohen
    Mortgage Disclosure | The CFPB Loan Estimate Form
    Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...
  • Betsalel Cohen
    Hardest Hit Fund: Helping Struggling Homeowners
    Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...
  • Betsalel Cohen
    Mortgage Basics: Creditworthiness
    Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..
  • Betsalel Cohen
    Eminent Domain | A Mortgage Relief Option
    Eminent Domain and Mortgages | Can a local government take over mortgage loans? Learn about a proposal to use eminent domain to help underwater borrowers refi..
  • Betsalel Cohen
    Freddie Mac Overview
    Freddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....
  • Betsalel Cohen
    Lowest Fixed Mortgage Rates | Shop Around
    Fixed mortgage rate | If you are looking for a long-term mortgage loan, then first look into a fixed mortgage rate loan. Remember to compare the mortgage...
  • Betsalel Cohen
    15-Year Mortgage Loan | Lower Costs
    15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
  • Betsalel Cohen
    HUD Organization and Loans
    HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
  • Betsalel Cohen
    Forty Year Mortgages
    40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
  • Betsalel Cohen
    Citimortgage Fradulent Loans
    CitiMortgage Bad Loan | CitiMortgage settled with the FHA for $158 million due to fraudulent loan practices in the DE Lender program. You can expect...
  • Betsalel Cohen
    Mortgage Fees Rise Due to Congress
    Mortgage Rates and Mortgage Fees | The payroll tax law raised mortgage guarantee fees. Before shopping for your mortgage loan, learn about...
  • Mark Cappel
    Independent Foreclosure Review
    14 mortgage servicers will mail letters to eligible borrowers that explain how to request a review of their case if they think they were harmed.
  • Daniel Cohen
    VA loans
    VA loans | Review eligibility requirements for VA loans, how the VA loan process works, and descriptions of various loan programs the VA offers
  • Betsalel Cohen
    Mortgage Principal Reduction
    Mortgage Principal Reduction | Due to the housing crisis there are many underwater borrowers. A controversial solution is principal reduction, which cancels...
  • BS
    Home Values Drop in Q3 2010
    NAR reports drop in home values for third quarter, affecting potential refinancing opportunities.
  • Mark Cappel
    Mortgages FAQ
    Learn how much you can afford to borrow, and how to qualify for a mortgage.
  • Daniel Cohen
    Bad Credit Second Mortgage
    Learn more about a bad credit second mortgage. Even with bad credit, you can get a second mortgage, but be sure to investigate all of your options before you s
  • BS
    Home Loan Testimonial
    Read a personal story about a person's experience with a home loan and gain a better understanding of what's involved.
  • BS
    Second Mortgage Intro
    Learn the difference between a second mortgage loan, home equity loan, or home equity line of credit at Bills.com.
  • BS
    Understanding Mortgage Terminology
    Get up to date on common mortgage terms and phrases, and gain a better understanding of your mortgage.
  • BS
    Foreclosure Articles
    Foreclosure articles to help you keep your home. Learn about foreclosure, stop your lender from foreclosing on your house, and get financial assistance at Bills
  • Mark Cappel
    Home Values in Q3
    Home values drop in Q3, leaving those refinancing with decreased chances of getting the best mortgage rates.
  • BS
    Understanding Loan Locks
    Lock your interest rate to protect against paying more on your mortgage should rates increase.
  • Mark Cappel
    Help from HUD for Louisiana
    Louisiana receives $16.7 million from HUD to aid those in foreclosure.
  • FP
    Latest Interest Rate Reports Show Signs of Instability
    Those refinancing should be concerned about recent swings interest rates.
  • Mark Cappel
    congress, housing crisis
    Congress may yet be able to help put housing on the right track before the electoral process takes off next year.
  • Mark Cappel
    Foreclosure
    Learn what it means to have a mortgage loan 'robo-signed,' and why is slowed down the processing of foreclosures.
  • Daniel Cohen
    Short Sale to Avoid Foreclosure
    Free tips on how to avoid foreclosure. Learn about the short sale process and deed-in-lieu of foreclosure
  • Betsalel Cohen
    Avoid Foreclosure & Keep Your Home
    Foreclosure can be a stressful experience. Learn how to avoid foreclosure and stay in your home with these legal tools...
  • Bills.com Team
    Parent Plus Consolidation
    Parent Plus Loan Consolidation | Learn all about deferment, forbearance, consolidation, and 3 repayment plans for Parent Plus Direct Loans.
  • Betsalel Cohen
    Shopping for a Rural Mortgage Loan
    If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with today's...
  • Betsalel Cohen
    Minimum Credit Score Mortgage
    Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
  • Betsalel Cohen
    Shopping for a Mortgage Tips: Get the Best Mortgage Terms
    Getting mortgage quotes is easier than ever. Check out Bills.com mortgage tips on how to get the best mortgage to fit your financial situation.
  • Betsalel Cohen
    What to Do when Mortgage Rates are Going Up
    Mortgage Rates Going Up? Mortgage rates are continually changing. After hitting record lows in 2012, mortgage rates are increasing in mid-2013. Make sure...
  • Betsalel Cohen
    Mortgage Fraud | Homeowners and Homebuyers Beware
    Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
  • Daniel Cohen
    Paying Off Your Mortgage Faster
    Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when...
  • Daniel Cohen
    Mortgage Rate Locks
    Mortgage Interest Rate Locks | Understand how rate locks work, to so you don't cost yourself a lot of money. Letting your interest rate float can be a...
  • Betsalel Cohen
    Annual Percentage Rate for Mortgage
    APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...
  • Betsalel Cohen
    Understanding the Basic Terms of a Mortgage Loan
    Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payment...
  • Betsalel Cohen
    Learn About a Home Equity Line of Credit
    Home Equity Line of Credit | If you are looking for a flexible mortgage loan to pay for home improvements, education or debt consolidation, then learn about...
  • Betsalel Cohen
    Today's Mortgage Interest Rates
    Today's Interest Rates | Bills.com gives you today's mortgage rates. Rates vary over time, by lender, and by borrower., so make sure to compare...
  • Betsalel Cohen
    7-1-ARM |Saving with an Adustable Rate Mortgae
    7/1 ARM Loans | The 7/1 ARM has a low payment because it is for 30-years, but starts with a lower payment than a 30-year FRM. However, your interest rate...
  • Betsalel Cohen
    10-Year Fixed Mortgage Rates
    10-Year Mortgage Rates | If you want to pay off your mortgage quickly, then look into 10-Year mortgage rates. However, make sure that you have sufficient...
  • Betsalel Cohen
    30-Year Fixed Rate Mortgage
    30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...
  • Betsalel Cohen
    10 Year Fixed Mortgage Loans
    10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...
  • Betsalel Cohen
    Find a Mortgage Lender
    Find a Lender | When you are looking for a mortgage loan, Bills.com helps you find the right lender to work with. The most important thing for you to do is...
  • Daniel Cohen
    REO to Rental Program
    REO to Rental Program | The Federal Reserve in their January 4th white paper on housing, proposed three areas to improve the housing situation, including...
  • Bills.com Team
    Anti-Deficiency
    Learn if your state offers no-recourse rules for mortgage deficiency balances. In some states, the lender cannot pursue you...
  • Betsalel Cohen
    Impact of the Japan Earthquake on Mortgage Rates
    Mortgage Rates and the Japanese Earthquake | We recommend Bills.com borrowers to assess their financial needs and consider macroeconomic factors when...
  • Betsalel Cohen
    STAR Mortgager Servicer
    Fannie Mae's STAR Program | Fannie Mae, which buys about 60% of all mortgages today with its fellow government sponsored enterprise Freddie Mac, announced a...
  • Daniel Cohen
    Hardest Hit Fund'
    $1.5 billion awarded to several states to aid struggling home owners.
  • BS
    Mortgage Loans FAQ
    Understand the basic terms you need to know before signing a contract for a mortgage or auto loan.
  • BS
    Second Mortgage
    Find a complete second mortgage guide, including advice and information on loans and lenders, at Bills.com -- your one stop resource for saving money.
  • BS
    Mortgage Terminology Explained
    Learn common mortgage terminology and gain a better understanding how a mortgage works.
  • BS
    Mortgage Testimonial
    Read a personal story about a family's first mortgage and gain a better understanding of what's involved.
  • BS
    Great Rate Second Mortgage
    Find a low rate second mortgage with advice and guidance from Bills.com. Learn how to qualify for a great rate.
  • Mark Cappel
    2008 Mortgage Regulation Changes
    The new mortgage regulations from Fannie Mae and Freddie Mac can affect approval on your home loan. Get up-to-speed today.
  • FP
    Libor ARM
    Libor ARM | Libor ARMs depend on London InterBank offers to adjust your mortgage rate and still have some risk.
  • BS
    Halt On Foreclosures
    Chase and GMAC halt foreclosure proceedings.
  • BS
    Foreclosure Halts Affect More than a Few Homeowners
    The halt on foreclosures is affecting both new home buyers and sellers.
  • BS
    The Latest Employment Report: Notes for Consumers
    Changes in the unemployment rate will affect home prices and interest rates.
  • BS
    Foreclosure Documents
    Foreclosure, foreclosure documentation
  • BS
    Unstable Housing Prices
    Home prices have steadily increased, but have stopped and may remain volatile for the upcoming months.
  • Mark Cappel
    Second Mortgage Foreclosure
    The steps you can take if you face foreclosure from your second mortgage lender. You first action is to consult...
  • Jon Pedley
    Adjustable Rate Mortgage
    While adjustable rate mortgages (ARMs) may initially offer lower rates and payments, they carry the risk of rate and payment increases over the long term
  • Betsalel Cohen
    Forecasting Mortgage Rates
    Mortgage rates move up and down. Forecasting rates is difficult. 2018 started off with increases. Mortgage rate forecasts are fairly accurate for the short...
  • Betsalel Cohen
    Hurricane Harvey - Getting Financial Help
    Hurricane Harvey has caused widespread damage in parts of Texas and Louisiana. Get tips regarding mortgage payments and financial assistance...
  • Betsalel Cohen
    Mortgage Tips - Getting an Affordable Mortgage
    Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
  • Mark Cappel
    Bills.com Top 10 Articles Published in 2012
    A list of the Top 10 articles produced by Bills.com in 2012. Mortgages and refinance articles occupy 6 of of the top 10 spots, with debt-related articles...
  • Betsalel Cohen
    Conforming Loan Limits
    Conforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
  • Betsalel Cohen
    Qualified Mortgage Rule and Ability to Pay Rule
    Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
  • Betsalel Cohen
    Hardest Hit Fund: Fannie Mae & Freddie Mac Updates
    Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal reductions...
  • Betsalel Cohen
    Understanding LTV & Your Mortgage
    LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...
  • Betsalel Cohen
    Rebuilding American Homeownership - The 4% Mortgage
    Rebuilding American Homeownership | In late July 2012 Sen. Merkley proposed a program for all underwater borrowers. Will it become the new HARP 3 program, or...
  • Betsalel Cohen
    California Law to Protect Homeowner from Foreclosure
    California Foreclosure Protection | The California legislature passed a law to help homeowners avoid foreclosure. The law includes no dual tracking and more...
  • Betsalel Cohen
    20-Year Mortgage Rates | Save Money
    20-Year Mortgage Interest Rates | 20-Year Mortgage Loan Rates are generally lower than 30-Year rates. Before taking a loan learn to compare rates and fees...
  • Betsalel Cohen
    10-Year ARM (Adjustable Rate Mortgage)
    10-Year ARM | Most Adjustable Rate Mortgages have a shorter initial period. Before taking a 10-Year ARM make sure that you can afford the payments and save.....
  • Mark Cappel
    Hard Money Lenders
    Hard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...
  • Betsalel Cohen
    Home Improvement Loans | Learn, Plan, and Shop
    Home Improvement Loan Information | Whether you take a home improvement loan for personal or financial gains, learn about the types of loans and what you need..
  • Betsalel Cohen
    Mortgage Loans with Bad Credit
    Bad Credit Mortgage Loans | Bad credit will weigh you down when looking for a mortgage loan. Learn how to prepare and what alternatives there are for...
  • Mark Cappel
    Fast Track Short Sales
    Short sales are not quick sales. PMI providers for Fannie Mae loans are cutting red tape to fast track short sales...
  • Mark Cappel
    REO Rental
    REO to rental idea advanced by Federal Reserve aims to stabilize home prices by selling foreclosed homes as rental units.
  • Bills.com Team
    Lower Loan Limits
    Lower Loan Limits | Conforming loan limits and FHA loan limits are set to drop on October 1st, 2011. If you are looking to buy a home
  • FP
    Coalition against home down payment
    A coalition of housing organizations and consumer advocates protested a hike in the required down payment for home mortgages.
  • Betsalel Cohen
    Fannie Mae's Tight Lending Guidelines
    Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
  • BS
    What is an Interest Rate and How is It Calculated?
    Before applying for a loan, know what's your interest rate and how it's calculated.
  • BS
    Mortgage Q&A
    Browse through the list of Ask Bill frequently asked mortgage questions and find the answers you to your mortgage questions.
  • BS
    The End of Subprime Mortgages
    Learn how subprime mortgages work and what to do if you have one. Bills.com has the tools to help you with your subprime mortgages.
  • Daniel Cohen
    Why a Home Equity Loan
    Learn why a home equity loan is a viable loan option from Bills.com - your source for saving money.
  • BS
    Sub Prime Loans
    The fallout of subprime loans will have negative affects on the entire real estate market. Find out how with information from Bills.com.
  • Mark Cappel
    Judicial Foreclosure
    Learn about judicial foreclosure, non-judicial foreclosure, and how each type works. Get the information you need from Bills.com.
  • Mark Cappel
    How to Capitalize on Housing Now
    Whether you are buying, selling, or refinancing, know how current housing market trends will affect you.
  • FP
    Mortgage Prepayment
    Making extra mortgage payments will decrease your balance faster so you can capitalize on today's low rates.
  • Mark Cappel
    Mortgage Rates Up
    Trend in rising interest rates unlikely to continue
  • FP
    Locking Your Mortgage Interest Rate: A Good Strategy
    Lock your interest rate now before rates increase.
  • FP
    Home Values Expected to Drop This Winter: Are You Prepared?
    The trend in the declining home values is expected to continue
  • BS
    Interest Rates and Your Loan Length
    Take advantage of low interest rates to refinance to a shorter term and save money.
  • Mark Cappel
    Mortgage Application Steps
    Applying for a mortgage, whether a refinance or a purchase, takes time and effort - understand the steps.
  • Betsalel Cohen
    Good Faith Estimate (GFE)
    Since January 2010 a new Good Faith Estimate (GFE) has been mandated by the department of Housing and Urban Development (HUD). We help you to understand it
  • Betsalel Cohen
    Qualify for Mortgage: The Basics
    Qualify for a Mortgage | You can get qualified for a mortgage and the best rates by preparing yourself. Make sure that your credit, income and downpayment are..

More Mortgage Articles


  • AG
    Refinance Tips Video
    Video on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.
  • AG
    Lender Compare Video
    Mortgage Refinance tools like Lender Compare from Bills.com make refinancing easy.
  • AG
    Mortgage Closing Cost
    Learn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.
  • AG
    Refinancing Tips
    Five tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.
  • AG
    What Is LTV?
    Mortgage Calculator video tips from Bills.com. Ethan Ewing, President of Bills.com, gives you free information on Loan-to-Value, also known as 'LTV.'
  • AG
    Mortgage Refinancing Cost
    Learn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.
  • AG
    Debt to Income Video
    Learn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com
  • AG
    Private Mortgage Insurance Info
    PMI and private mortgage insurance video tips from Bills.com. What you need to know about PMI.
  • AG
    Recent Events Video
    Find out what's happening in the mortgage market from Ethan Ewing.
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