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Mortgage Life and Disability Insurance

Mortgage Life and Disability Insurance

Mortgage life and mortgage disability insurance are two types of mortgage insurance. Mortgage life insurance is a type of term life insurance that pays off a mortgage in the case of the insured's death. Mortgage disability insurance makes the monthly mortgage payment if the insured is disabled in a manner that is covered by the policy. Because both mortgage life and mortgage disability insurance restrict their benefits to covering mortgage costs, it is often wiser to seek more comprehensive mortgage and disability insurance.

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