If I cannot pay my bills, should I consolidate my debt instead?

If I cannot pay my bills, should I consolidate my debt instead?

If you cannot pay your monthly bills in full, then debt consolidation services should be explored.  There are many types of debt consolidation, so do your homework.  Debt consolidation loans can reduce your interest and your monthly payments.  If you are really struggling financially, you should also explore hardship programs with your creditors or the services of a credit counseling firm or a debt settlement firm.

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