Is it possible to consolidate my bills by myself?

Is it possible to consolidate my bills by myself?

The answer is yes. For starters, online bill pay via your bank account is one option. It reduces the number of bills you receive and allows you to control payments all through your online bank account. Outside of typical bill consolidation, you can also consolidate existing debts with a refinance loan if you can qualify to refi your mortgage, but that will certainly involve a third party lender.

With respect to debt management plans or debt negotiation services, if you have the wherewithall and time you can certainly try to call all of your lenders and request to be put on their hardship programs... or you can even try to negotiate down your balances and principal amounts, but you may want to explore the services of a debt consolidation provider as well.


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