Marcus , by Goldman Sachs, is an online personal loan lender. Marcus, By Goldman Sachs sets themselves apart from other lenders by emphasizing "Personal Loans With No Fees. Ever." That means no origination, application, or even late-payment fees.
Backed by Wall Street giant Goldman Sachs, Marcus doesn't need to sell loans to investors, so they pass on cost savings by avoiding fees.
Marcus has a modern, well-designed website that is easy to use. They state that you can see your loan options in 5 minutes or less without affecting your credit.
Marcus, by Goldman Sachs, targets customers with a credit score 660 or higher. The best rates are available to borrowers with excellent credit.
The length of time you choose for repaying your loan affects your rate, too. In general, the longer you take to pay back the loan, the higher the rate.
Marcus, by Goldman Sachs, is a personal loan lender owned by Goldman Sachs.
A newcomer to the personal loan lending business, Marcus made its first loan in 2016 and has already originated over $4 billion in loans. Marcus also offers deposit accounts to consumers.
Marcus offers unsecured personal loans (as of December 2018):
Borrowers must have a: