That's a good question, and clearly you are making a good initial decision to aggressively pay down your debt. Our recommendation would be to make bi-weekly payments. The amortization schedule of most student loans is most likely based on monthly calculations of interest due. By making payments every two weeks, you will lower the amount of the principal used to calculate the payment, and save yourself $300-400 over the course of a two-year repayment period.
One other thing to keep in mind: if you have other high interest debt (like credit cards), you'll want to pay those balances down before your student loan balances. You've got a good, low rate on your student loan and if you have other debt, your cash would be better spent on the higher interest rate accounts. Learn more about student loan debt. Thanks for your question.
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