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Discover Personal Loan Review 2022

Discover is a digital bank with a wide variety of debt consolidation products including debt consolidation loans and balance transfer cards. They offer flexible repayment terms for all loan amounts and low-interest rates for good to excellent credit.

Best for a long repayment term

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Overall rating:
0
Bills.com rating
Fixed APR6.99 - 24.99%
Loan Amounts$2,500 - $35,000
Repayment36 to 84 months
FeesLate fee
Time to fundOne business day after accepting terms.
Min. Credit Score680
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Pros:
  • Low minimum loan amount.
  • Options for a direct payoff to creditors.
  • No origination fee.
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Cons:
  • Late fee.
  • No autopay discount.
  • The maximum loan amount is low.