Upstart Personal Loan Review 2022
Upstart underwrites personal loans to borrowers with fair to excellent credit. While their minimum credit score is 620, they have a unique model to help qualify borrowers with fair credit, short credit history, and large income.
Best for fair credit but on the upswing
|Fixed APR||7.98 - 35.99%|
|Loan Amounts||$1,000 - $50,000 Varies by state|
|Repayment||36 - 60 months|
|Fees||Origination fee: 0% - 8%, late fees.|
|Time to fund||Next business day after accepting the loan.|
|Min. Credit Score||620|
- Flexible credit and qualification requirements.
- Offer low dollar amounts.
- High fees.
- No co-borrowers.
- High rates.