Kailey Hagen, CFP®

Kailey Hagen has more than a decade of experience writing about financial topics that run the gamut from credit cards and bank accounts to Social Security and retirement plans. She understands that financial literacy can literally change lives and is committed to sharing what she's learned to help others.

Kailey began her career as a researcher helping popular review sites select the best products for consumers. During that time, she came to recognize many of the challenges people face in selecting financial products. When she launched her freelancing career in 2017, she quickly turned her attention to all things finance in the hope of cutting through some of that confusion and giving people the confidence they need to make the best choices for their situation.

She obtained her CERTIFIED FINANCIAL PLANNER® certification in April 2025.

What Happens If You Can't Finish Your Debt Management PlanApr 22, 2026

Many people don't complete a DMP. Learn why completion rates are low, what happens when you leave, and what options exist if you can't continue.

Your Credit Cards Get Closed in a Debt Management PlanApr 20, 2026

Enrolling in a DMP means closing your credit cards. Learn what actually closes, whether you can keep one open, and how to know if a DMP is the right fit.

Does a Debt Management Plan Lower Your Monthly Payment?Apr 20, 2026

A DMP often lowers your monthly payment, but not always. Learn why your payment may be higher than expected and how to know if it fits your budget.

Is a Debt Management Plan Worth It?Apr 18, 2026

A DMP has real benefits and real limits. Learn when a debt management plan makes sense, when it doesn't, and what to consider instead.

Debt Management Plans Don't Reduce What You OweApr 18, 2026

A debt management plan doesn't reduce your balance—you repay every dollar. Learn what a DMP actually changes and whether it could lower your total cost.

What is a Home Equity Loan?Apr 17, 2026

A home equity loan lets you borrow a lump sum against your home's equity with fixed payments. Learn what it is, how it's structured, and what to know before you apply.

Do Debt Settlement Companies Drop You If You Get Sued? Mar 23, 2026

Getting sued during debt settlement is scary, but it doesn't mean your company abandons you. Here's what actually changes and what to do right now.

What Happens If You Miss a Payment After Debt Settlement?Mar 22, 2026

Missed a payment on your debt settlement agreement? Here’s what it actually means, what your creditor could do next, and the steps to take right now.