Advice if you are being sued by creditors
I am being sued by 3 different people loans, and furniture company. I have 2 weeks to respond to court. I need help.
I am being sued by 3 different people loans, and furniture company. I have 2 weeks to respond to court. I need help. Total is about $7,000. Can you help me?
Since you have been sued by your creditors, I encourage you to seek the assistance of an attorney in your area to help you respond to the lawsuits. Your attorney may also be able to help you negotiate a settlement or repayment plan with your creditors to prevent this legal action from proceeding further.
If you cannot afford an attorney, you may be able to resolve these accounts on your own. If you contact your creditors, they may be willing to offer repayment plans with you in return for your signing a consent judgment. I cannot provide you with legal advice, so I cannot tell you what action you should take in resolving these accounts, but many people I have worked with in the past have been able to resolve similar accounts through negotiated repayment plans. If your creditors agree to payment arrangements, you should ask for the terms in writing, which should help protect you in case the creditor fails to abide by your agreement.
As for responding to the court, your county court clerk may be able to assist you in filing a response. While the court clerk will not be able to provide you with legal advice, he or she may be able to provide you with the necessary forms. If you do not respond to the lawsuits, the court may enter default judgments against you, which may result in wage garnishment, bank levies and/or property liens, depending on your state laws. Even if you do respond, the creditors may still be able to obtain a judgments against you; it will probably just take longer. Therefore, you should attempt to resolve these accounts as soon as possible.
Again, I encourage to obtain the assistance of an attorney if possible, though I know that an attorney can be expensive which may make hiring an attorney impossible at this time. Whatever you decide to do, I wish you the best of luck and hope that the information I have provided will help you Find. Learn. Save.