This is a very good question... and a very complicated situation. The short answer is that you will likely have to seek legal counsel from an attorney in your area regarding loans and divorce. It is highly likely that you will have to pursue this account through a legal process, to force your husband to pay the debt. If you were a joint-borrower on the original account, the creditor will most likely pursue you and your husband to collect on the debt.
Most creditors will not accept a divorce settlement as legally binding, and they will still pursue the account (and you).
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