Loan Questions and Answers
Browse through the assortment of Ask Bill frequently asked loan questions and find the answers you need most.
Loan questions are answered at Bills.com
When it comes to loans, there are many questions. From the different types of loans to financing and loans for cars, there is plenty to question. That's why Bill is here. Bill, the financial expert at Bills.com receives loan questions all the time. From big to small, Bill has been asked it. If you have a loan question, browse through the assortment of Ask Bill frequently asked loan questions and find the answers you need most.
Question: I have close to $30,000 in credit card debt. I am having trouble finding a loan with terms of 10, 15, or 20 years. The only loans I have found that have these long terms are loans using the equity in your home or student loans. I am young and do not own a home yet, but I do have an excellent credit rating. Most of the personal unsecured loans that I have found don't have terms of more than 5 years. Do you know where I can look for a loan with longer terms? Answer: Here are your options for personal long term loans.
Question: I want to know what I can do if I don't have any money to pay my phone bill immediately before the date is due. Answer: Here's help paying bills.
Question: Does a person have to own a home in order to get a bill consolidation loan with your company? Answer: Here's information on bill consolidation loan collateral.
Question: Bill, due to Bankruptcy, 7 years ago we have 4 loans of high interest (15%). Bankruptcy is off credit report now and interest rates are getting better. Question is I own my home outright, would it be wise to get a home equity loan and pay these off with the money. All 4 notes will be paid off in around 4 years. It totals to about 30,000 in debts. My payments run about 1,200.00 per month for the 4 notes (these are vehicles). Answer: Here's information on debt consolidation options.