I already have come to settlements or I'm in the process of finalizing settlements with all 5 of my "Charge Off" accounts with my creditors. I just need help finding a lender so that I can pay the agreed upon lump sums, and make one monthly payment. I need a minimum loan of $15,000 but would prefer $18,000 and I can afford to make monthly payments of $400 or $500 depending on the loan amt approved. Can you please help find me a lender so I can get my debt settled and start the road to credit recovery?
Since I do not know the details of your financial situation, such as your income and credit rating, I cannot say specifically what loans will or will not be available to you. If you visit the Bills.com Loan Resources page, you can read about the various types of loans offered on the market.
If you want a free debt consultation with one of Bill's approved debt help partners, click here:
If you own a home, you may want to consider a home equity loan rather than a simple unsecured personal loan. A home equity loan could offer you a better interest rate and loan terms than a personal loan. To learn more about home equity loans, I encourage you to visit the Bills.com Home Equity Resources page.
If you do not own a home, you may still be able to obtain a personal loan to assist you in funding these settlements. However, you can expect to pay significantly more in interest on an unsecured loan than you would pay on a secured home equity loan.
I wish you the best of luck in finding the loan that you need to fund the settlements you have negotiated.
I hope that the information I have provided helps you Find. Learn. Save.